Insight-based advice

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I started my career in 1984 with Franklin Templeton, a startup mutual fund money manager which has since evolved into a worldwide asset management firm. During those years, I held several different positions within Franklin Templeton eventually settling in the Sales and Marketing Departments specializing in the distribution of Fixed Income and Equity Investments to financial professionals and high net worth individuals. I joined PaineWebber 1991, which later became UBS Financial Services, Inc. Att he outset of 2013, I founded Crystal Springs Wealth Management Group.

It's easier to make decisions about your future when you're guided by a Financial Advisor whose first priority is to understand you. I take a service-oriented, consultative approach with each of my clients. Working closely with you, I am a supportive partner, helping you articulate and prioritize your needs and aspirations for the future so we can create a realistic customized plan to help you realize those goals.

I received by bachelor's degree from Saint Mary's College. I live with my two daughters in San Carlos, California. I enjoy traveling and playing golf.

• Forbes Best-in-State Wealth Advisors, 2020, 2021, 2022, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

• Saint Mary’s College in Moraga, CA, Bachelor of Arts degree in Business Management

• Chartered Retirement Plans Specialist℠

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Patrick received his bachelor’s degree in Finance and Marketing from Marquette University in Milwaukee, Wisconsin. He then moved back to the bay area to begin his career at Fidelity Investments. Patrick was responsible for servicing client accounts and providing Investment advice for the Private Client Group. At the end of 2018, Patrick moved into Fidelity Family Office Services group were he focused on ultra high net worth individuals. There he worked with clients on cash management and investments. In the Fall of 2020 Patrick joined Crystal Springs Wealth Management Group as a Senior Wealth Strategy Associate.

Patrick has attained the CFP® (CERTIFIED FINANCIAL PLANNER™) designation and is focused on helping clients plan, implement and advise clients on achieving their financial goals. Patrick partners with our clients to put together individualized investment and retirement plan strategies.

He currently lives in San Francisco, California. In his free time, Patrick enjoys playing golf and cooking.

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• HI
• ID
• IL
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• MI
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• NV
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• SD
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• TX
• VA
• WA

Jhocelyn has been a part of the financial services industry since 1997, beginning her career with Smith Barney and then joining Robert Cummins at PaineWebber in 2000, which later became UBS Financial Services.

Jhocelyn is responsible for coordinating and managing essential administrative operations. She is dedicated to providing prompt and reliable services while addressing the needs of our clients. Jhocelyn contributes a wealth of knowledge and experience to client service. She possesses both Series 7 and Series 66 securities licenses and is recognized for her in depth understanding of compliance regulations, operations and being meticulous in all tasks she performs.

Jhocelyn currently resides in South San Francisco, California with her husband and two sons. She maintains hobbies such as reading, drawing, cooking and fun 5k runs.