Insight-based advice

Crystal Springs Wealth Management Group

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Robert Cummins Profile Photo

    Robert Cummins, CRPS

    Senior Vice President–Wealth Management

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    • AZ
    • CA
    • CO
    • DC
    • FL
    • GA
    • HI
    • IA
    • ID
    • IL
    • MA
    • MD
    • MI
    • MO
    • NC
    • NJ
    • NV
    • NY
    • OH
    • OR
    • SC
    • SD
    • TN
    • TX
    • UT
    • VA
    • WA
    • WI

    I started my career in 1984 with Franklin Templeton, a startup mutual fund money manager which has since evolved into a worldwide asset management firm. During those years, I held several different positions within Franklin Templeton eventually settling in the Sales and Marketing Departments specializing in the distribution of Fixed Income and Equity Investments to financial professionals and high net worth individuals. I joined PaineWebber 1991, which later became UBS Financial Services, Inc. Att he outset of 2013, I founded Crystal Springs Wealth Management Group.

    It's easier to make decisions about your future when you're guided by a Financial Advisor whose first priority is to understand you. I take a service-oriented, consultative approach with each of my clients. Working closely with you, I am a supportive partner, helping you articulate and prioritize your needs and aspirations for the future so we can create a realistic customized plan to help you realize those goals.

    I received by bachelor's degree from Saint Mary's College. I live with my two daughters in San Carlos, California. I enjoy traveling and playing golf.

    • Forbes Best-in-State Wealth Advisors, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

    • Saint Mary’s College in Moraga, CA, Bachelor of Arts degree in Business Management
    • Chartered Retirement Plans Specialist℠
    400 South El Camino Real
    Suite 900
    San Mateo, CA 94402
  • Ronald Lynch Profile Photo

    Patrick Lynch

    Financial Advisor

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    • AZ
    • CA
    • CO
    • DC
    • FL
    • GA
    • HI
    • IA
    • ID
    • IL
    • LA
    • MA
    • MD
    • MI
    • MN
    • MO
    • NC
    • NJ
    • NV
    • NY
    • OH
    • OR
    • TN
    • TX
    • VA
    • WA

    Patrick received his bachelor’s degree in Finance and Marketing from Marquette University in Milwaukee, Wisconsin. He then moved back to the bay area to begin his career at Fidelity Investments. Patrick was responsible for servicing client accounts and providing Investment advice for the Private Client Group. At the end of 2018, Patrick moved into Fidelity Family Office Services group were he focused on ultra high net worth individuals. There he worked with clients on cash management and investments. In the Fall of 2020 Patrick joined Crystal Springs Wealth Management Group as a Senior Wealth Strategy Associate.

    Patrick has attained the CFP® (CERTIFIED FINANCIAL PLANNER™) designation and is focused on helping clients plan, implement and advise clients on achieving their financial goals. Patrick partners with our clients to put together individualized investment and retirement plan strategies.

    He currently lives in San Francisco, California. In his free time, Patrick enjoys playing golf and cooking.

          400 South El Camino Real
          Suite 900
          San Mateo, CA 94402
        • Jhocelyn Schlauraff Profile Photo

          Jhocelyn Schlauraff

          Team Administrator

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          • AZ
          • CA
          • DC
          • HI
          • ID
          • IL
          • MA
          • MI
          • MO
          • NV
          • NY
          • OR
          • SD
          • TN
          • TX
          • VA
          • WA

          Jhocelyn has been a part of the financial services industry since 1997, beginning her career with Smith Barney and then joining Robert Cummins at PaineWebber in 2000, which later became UBS Financial Services.

          Jhocelyn is responsible for coordinating and managing essential administrative operations. She is dedicated to providing prompt and reliable services while addressing the needs of our clients. Jhocelyn contributes a wealth of knowledge and experience to client service. She possesses both Series 7 and Series 66 securities licenses and is recognized for her in depth understanding of compliance regulations, operations and being meticulous in all tasks she performs.

          Jhocelyn currently resides in South San Francisco, California with her husband and two sons. She maintains hobbies such as reading, drawing, cooking and fun 5k runs.

                400 South El Camino Real
                Suite 900
                San Mateo, CA 94402
              • Fernando Quezada Profile Photo

                Fernando Quezada

                Senior Client Associate

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                • CA
                • FL
                • HI
                • ID
                • MI
                • NC
                • NV
                • NY
                • OR
                • TN
                • TX
                • VA
                • WA

                Fernando is a Bay Area native who graduated from the University of California, Irvine with a bachelor's degree in Economics.  While still in school, Fernando started his career in wealth management industry in 2015 as a client associate intern at Merrill Lynch.  He joined Crystal Springs Wealth Management Group in August 2017 as our new Client Service Associate. 

                Fernando is in charge of undertaking our team's administrative and operational responsibilities.  He is focused on meeting our client's needs with diligent service and care.  He upholds compliance regulations and industry rules to be fully effective and responsible in his position.  He posses both Series 7 and 66 securities licenses. 

                He currently resides in San Francisco, CA.  On his free time, Fernando enjoys discovering new music, spending quality time with family and friends.

                  • University of California, Irvine, Bachelor's Degree in Economics
                    400 South El Camino Real
                    Suite 900
                    San Mateo, CA 94402
                  Sustainable investing

                  Sustainable investing

                  Retirement planning

                  Retirement planning

                  Multigenerational planning

                  Multigenerational planning

                  Backed by the strength of UBS

                  A global leader in wealth management

                  $2.8 trillion

                  In invested assets globally 
                  As of 06/30/2022

                  51 countries

                  Our global footprint

                  Global leader

                  UBS is a world-leading wealth manager

                  Legacy—Wealth for others

                  For needs that go beyond your own—to help you improve the lives of others

                  What will your legacy be?
                  It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

                  Learn more at ubs.com/wealthway.

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