Experience

Carl has been serving his clients' financial needs since 1987. His team joined UBS Financial Services, Inc. in 2009 with their focus on helping clients manage their serious money. He graduated Alma College and completed the Senior Account Executive Training at the Wharton School of the University of Pennsylvania.

Carl has always been competitive, conscientious and drawn to long-term relationships. He focuses his efforts on encouraging his clients to be disciplined to save for their long-term needs; coaching clients as they transition into retirement; and being the trust-worthy advisor through life's important decisions - financial or otherwise.

When not spending his time helping clients protect and grow their wealth, Carl spends time with his wife and teammate, Mindy, and their dog, Bentley. They have six "grown and flown" children who still keep them wondering where they are at night and are learning they love their nest, but don't enjoy it empty. Carl keeps himself active by completing the never-ending honey-do lists, playing a round of golf if the weather is nice, and being the neighborhood lumberjack. Conversations with friends and family around a burning fire make him the happiest.

Mindy graduated Western Michigan University with a degree in psychology and found a niche on the team. For the last 29 years, her job has simply been to help Carl and the team, freeing them up to do what they do best.

Within a year of working for Carl, Mindy became licensed and educated in investing and finances. Her goal is to help clients also feel empowered and comfortable participating in the management of their financial health.

Mindy enjoys volunteering and creating time for family, friends, and neighbors to connect and relax.  Her husband, Carl, dog, Bentley, and their yard occupy most of her time now that their six children are on their own. 

Heather has worked in financial services since 1993, after graduating from Michigan State University. She has been at UBS since 2007 and joined the Crimmins Group in 2021.

Heather takes pride in her ability to navigate clients through challenging situations, building trust as she helps them consolidate and understand their accounts and investments.  She is fully licensed and registered, highly organized, accountable, and a joy to be around. 

Outside of UBS, Heather spends time with family. She is married to Chris, and they have two boys, Sean and Marcus, a budding video artist and a natural football star. She is busy with the boys' interests and school activities.