Experience

Purpose and passion

Russ is the CEO and Chief Investment Officer of CORAL Investment Partners, as well as one of its co-founders. He is a senior portfolio manager for the Portfolio Management Program—managing large-cap growth and high-yield equity portfolios. Russ brings his considerable expertise and passion to equity investing and advising clients on asset allocation suitable to their unique situations.

A fascination with how companies grow

Growing up, Russ was fascinated by the family portfolio his grandfather put together from a few shares of General Electric stock. His fascination grew into an interest in how businesses grow or fail over time. Russ graduated cum laude from Rutgers University with a B.A. in economics. He started his career in the financial services industry in 1977 as a Financial Advisor with Merrill Lynch. He continued in that capacity and added the role of Portfolio Manager at Oppenheimer. He joined UBS (then PaineWebber) in 1994, where he was a solo Financial Advisor. In 2000, he was joined by his partner and wife, Margaret Beal. Along with Tom Coash, they formed CORAL Investment Partners in 2011. Russ was appointed Managing Director, Investments, in 2012. He has taken part in the UBS pilot program for the Clinton Initiative, a mentoring program working with small business clients and women entrepreneurs. He also serves on the UBS Portfolio Management Council, an editorial advisory group for wealth management research.

Outside UBS

Russ is on the investment committee of the Center for Arts Education of New York City. He and his wife Margaret live in Scarsdale, NY.

Professional achievements and education

• B.A. in Economics from Rutgers University
• Henry Rutgers Scholar in Economics
• Executive Finance Program, NYU Stern School of Business
• Licenses include: series 5, 7, 8, 31, 63, 65. Health, Life, LTC, Variable Annuity, Variable Life insurance in NY, CT, FL, IL, MA, NJ, SC
• Certified Portfolio Manager®

Making a difference

Margaret advises clients on financial planning, taxation, asset allocation and manager selection. Before joining UBS in 2000 she worked for a decade for an institutional asset management firm where she learned firsthand how the largest investors manage their billions. She brings this expertise to the clients she serves today. Like the rest of the CORAL Investment Partners’ team, she works hard every day to make a difference in her clients’ lives.

Extensive experience

Driven by a lifelong desire to help people, Margaret entered the financial services industry right after graduating from New York University in 1982. Before joining UBS, she worked for Glickenhaus & Co., where she served as Director of Client Service, overseeing a staff of 22 people. She holds the Series 7, 8, 24, 53, 63 and 65 securities licenses. Margaret is a Certified Financial Planner^® professional and holds a UBS Private Wealth Advisor certification.

Outside UBS

Margaret lives in Scarsdale, N.Y. with her husband, Russ. She is a steward of the environment and is a member of the Conservation Advisory Council appointed by the Town Board of Greenburgh, NY.  Margaret serves on the Board of Directors and investment committee of Joy of Giving Something, a New York based operating not-for-profit focused on advancing visual arts education. 
 

Finding solutions

Dan’s area of expertise is helping individuals and their families with wealth transfer strategies. He is committed to providing financial planning for his clients that takes into account the fact that their lives and finances change over time.

Before Dan joined UBS in 1997, he was a successful small business owner, building a specialty food manufacturing firm. This experience taught him the perseverance to find solutions to difficult issues. It also gave him an appreciation of the importance of good customer service.

A natural expertise

Dan comes by his expertise in financial affairs naturally—his father was a broker with Kidder, Peabody, PaineWebber and UBS. Dan studied at Green Mountain College in Vermont, where he earned an Associate Degree in science. He holds the Series 7, 63 and 65 securities licenses as well as the life and health insurance license. He holds a UBS Private Wealth Advisor certification.

A commitment to helping

Dan supports organizations that help those with disabilities use adaptive equipment to enjoy outdoor activities. He also supports organizations that rescue dogs and cats.

Dan lives in Harrison, NY, with his wife Lisa and their two college-aged children. He especially enjoys outdoor activities including golf, saltwater fly fishing and alpine skiing.

Delivering high value

Reed is a Private Wealth Advisor who excels in guiding clients through the multifaceted world of wealth management – in particular, he focuses on addressing the unique financial needs of business owners and Wall Street professionals. With an in-depth expertise spanning portfolio construction, estate planning, liability and risk management, Reed's holistic approach ensures that every aspect of wealth creation and preservation is meticulously addressed. His commitment to delivering bespoke solutions is grounded in a philosophy centered around care, integrity, growth, and teamwork. This ethos is not just a statement but a lived experience for Reed and his clients, ensuring that every interaction and decision is made with transparency, respect, honesty, and a commitment to excellence.

Hooked by the energy

After graduating from Florida State University with a bachelor's degree in finance, Reed moved to New York from his hometown in Fort Lauderdale, Florida to start his career with UBS. His pursuit of excellence is further evidenced by earning esteemed designations such as Certified Financial Planner (CFP) in 2014 and Certified Exit Planning Advisor (CEPA). Reed has been recognized by Forbes America’s Top Next-Generation Wealth Advisors Best-in-State 2018-2023 marking him as a leader in his field who is deeply committed to his professional development.

Outside UBS

Beyond his professional commitments, Reed is actively engaged in supporting philanthropic endeavors and causes close to his heart. He lives in Darien, CT with his wife, Hope. They have three children, Everett, Della, and Callen and a Great Dane, Trudy. Reed loves traveling, hiking, sports and anything ocean-related.

Direct to a client’s needs

Lance’s focus at CORAL Investment Partners is financial planning, wealth transfer, asset allocation and risk management. Being part of one of UBS’s largest teams gives him the opportunity to provide clients with a family office experience and unmatched level of expertise. Lance believes in the importance of giving clients services that are holistic in nature, delivered in a language that is easily understood.

Expertise that began early

Lance has been interested in finance and the markets ever since he was a teenager. He began his career in financial services at Metropolitan Life Insurance Company as a Financial Advisor. In 2001, he joined JP Morgan Chase and Co., where he was responsible for managing client relationships with an estimated $100 million in assets. Joining UBS in 2006, Lance assisted in the creation of the firm’s financial planning offering for high net-worth clients and held the title of Wealth Management Consultant for UBS’s New York Metropolitan Region before joining the CORAL team. Lance has an M.B.A. with a Concentration in Finance from New York University’s Stern School of Business. He is a Certified Financial Planner™ professional and Certified Exit Planning Advisor. 

Outside UBS

Lance enjoys spending time with his family, particularly at the beach. He is also an avid music fan who enjoys playing the guitar. In his spare time, he volunteers with the Certified Financial Planning Board of Standards and local organizations including Boy Scout Troop 41.

Professional achievements and education

• B.S in Business Administration from Eastern Connecticut State University
• M.B.A in Finance from New York University’s Stern School of Business
• Series 7, 66 and 63 securities licenses
• Licensed life and health insurance producer
• Certified Financial Planner™ professional
• 2018 Chair of the Certified Financial Planner Board of Standards’ Disciplinary & Ethics Commission

Part of a driven team

Natalie oversees day-to-day administration as the business operations manager for the team while supporting the advisors in business processes and development. She partners with the CORAL Investment Partners’ advisors and staff with the aim of delivering a high standard of service and personal attention to clients. She really enjoys the challenges and collaborative nature of working with a team driven to achieve a common goal.

A family introduction to financial services

Originally from Oklahoma, Natalie was introduced to the financial services industry through her sister, a financial advisor in a family-owned brokerage firm. She graduated cum laude with a B.A. in finance from the University of Central Oklahoma in 1999. After working with a top retirement advisor at Smith Barney, they transitioned to UBS in 2003. She joined Russ and Margaret in New York in 2007 and became team administrator for CORAL Investment Partners in 2011. She holds the Series 3, 7, 63 and 65 securities licenses as well as the life, health and long-term care insurance licenses in the state of New York.

Active and committed

Natalie is active within UBS, attending annual peer events hosted by the corporate office and mentoring other private wealth team administrators. She lives in Brooklyn, NY with her husband Ryan and daughters Lydia and Josie. She is passionate about cooking for others and is a member of New York Road Runners.

Ann’s responsibilities on the CORAL Investment Partners’ team include identifying and implementing financial planning opportunities, assisting with the development of customized asset allocation strategies, performance reporting and general client service. She strategically supports the advisors and clients with creative solutions.

Ann started her career in 1996 at Smith Barney and moved to UBS in 2005. She is a Certified Financial Planner^® professional and holds the Series 7 and 63 securities licenses. She also holds the life, accident and health insurance licenses.

Ann graduated with a B.A. in psychology from Montclair State University. She lives in River Edge, NJ with her husband Brian and school-aged children Maddy and Will. In her spare time, she likes to cook and garden.

Long-lasting client relationships

Kelly’s responsibilities include relationship management, financial planning, asset allocation and portfolio recommendations, as well as performance reporting. She enjoys functioning as part of the CORAL Investment Partners team to help clients reach their financial and personal goals. The ability to build long-lasting, trusting relationships with clients is what satisfies her most about her job.

An education in personal finance

Kelly got into the financial services industry because of her belief in the importance of being educated in personal finance from a young age. She joined CORAL Investment Partners in 2012 after graduating cum laude with a B.S. in finance from Providence College. She is a Certified Financial Planner professional and Accredited Wealth Management Advisor. She holds the Series 7 and 66 securities licenses as well as the life, accident and health insurance licenses for the state of New York.

Outside UBS

Kelly lives on Long Island with her husband, Dustin, and their two children. She enjoys participating in UBS Volunteer Days at the NY Common Pantry. Kelly loves cooking, travel and spending time with family and friends—especially at the beach.

Serving Private Wealth clients with knowledge, discipline and care

“I treat my clients the way I want to be treated—with dignity and respect. I want them to know that I hear them, understand them and genuinely care about them, their families and their dreams.”

Brian began his career at AXA Advisors and today is a wealth strategy associate of CORAL Investment Partners, within the exclusive Private Wealth Management (PWM) division of UBS. Brian collaborates with the advisors in delivering a thorough client experience. Through PWM, he accesses the full depth and breadth of UBS platforms, global expertise and thought leadership to help clients meet their most important goals. His responsibilities include performance reporting, supporting portfolio management and identifying alternative investment solutions. Brian graduated with B.A. in Economics from the University of Maryland in 2013 and holds the Series 7, 63 and 65 securities licenses. He and his wife Masha live in White Plains, NY.

Comprehensive client service

Charmaine provides comprehensive client service in all aspects of account administration and operations, onboarding new clients, and building and maintaining long-lasting client relationships. With her wealth of experience, she coaches and trains the team’s newest associates.

Building a career from college

Charmaine became interested in the financial services industry while attending New York City Technical College. After graduating in 1985, she began her career on the Unit Trading Desk at Drexel Lambert, eventually holding positions as a registered sales assistant, account executive and branch service administrator. She joined UBS in 2006. She holds the Series 7 and 63 securities licenses and has an Associate in Applied Science degree in accounting.

Outside UBS

Charmaine is an active member in the women’s ministry at Tabernacle Baptist Church in Burlington, NJ. She lives in Burlington, NJ and has two children, Lenny and Kira. She loves traveling, gardening and reading.

Client service and communication

Shlomo is a key member of CORAL in the analysis and marketing of products and services that assist with clients’ financial needs. He focuses on providing cash management and lending solutions and assists with portfolio management. In addition, Shlomo supports the team’s administrative functions, concentrating his efforts on client communication and account maintenance. He contributes to the team’s ongoing effort to refine its client service model that is built to maintain and uphold CORAL’s commitment to providing structured and personalized client service.

A passion for helping others

While at Baruch College, Shlomo sought a client-centric business where he could combine his interest and knowledge of finance with his passion for helping others. He joined UBS as an intern in 2014, during his junior year, and came on board permanently after graduating magna cum laude from Baruch with a B.B.A. in Finance and Investments. He holds the Series 7 and 66 securities licenses.

Outside UBS

Shlomo volunteers at Belev Echad, a nonprofit organization that supports IDF soldiers and veterans, and at SBH, a charitable organization dedicated to caring for those less fortunate in his community. He lives in Brooklyn and enjoys basketball, soccer, tennis and hiking.

Esther’s primary responsibilities on the CORAL team include account onboarding and maintenance, operational management and providing all clients with the highest level of service. Esther’s main goal is to ensure that all clients feel like she is always there to help; whether it be to answer questions or assist with account related activities. As a client’s first point of contact for private wealth management and account administration, Esther support’s CORAL Investment Partners’ commitment to our clients.   

Esther graduated magna cum laude from the Rephael Recanati International School in Herzliya, Israel with a B.B.A. in Business Administration. She started college at Baruch College, and two years later, as a newlywed, moved to Israel with her husband so that he can attend medical school in Tel Aviv. Esther started her career in wealth management in 2018 when she joined CORAL as an intern, and has now joined us as a full-time employee.

On her free time, Esther volunteers at SBH, a charitable organization, cooking and delivering meals for families in need, and at her local synagogue on the weekends. Esther lives in Brooklyn, NY with her husband Ezra and daughters Lynn and Marielle. In her spare time, she enjoys cooking for her family, fitness, and skiing in the winter months. 

Alyssa's key responsibilities on the CORAL Investment Partners team include account onboarding and maintenance, building client relationships and leading marketing initiatives. She entered the financial services industry after earning her B.S. in Economics from the College of Staten Island in 2022, where she was also a member of the International Honor Society for Economics. Alyssa holds both the Series 7 and Series 66 securities licenses. She resides in Staten Island and enjoys hiking with her dog, spending time at the beach and socializing with friends and family.