$5.8+ trn
UBS Group invested assets
As of 03/31/2024
Private Wealth Management
At Constellation Wealth Management, we work with entrepreneurs and business owners to help them answer that question. We have 40 years of experience advising successful individuals about growing their business, planning for a sale or succession, maximizing their liquidity event and living well after the transition.
We look to set ourselves apart with the depth of planning we do, the way we anticipate and strategize about the future and our focus on every aspect of a business owner’s personal and financial life. As Private Wealth Advisors at UBS, we offer our clients access to a wide network of experts, as well as global resources to benefit their family and their business.
Business owners and entrepreneurs are different from other accomplished professionals. You need solutions that reflect your intertwined finances, including:
Comprehensive financial advice
You've been laser-focused on building your business, which hasn’t left much time to consider your personal financial life. We draw on the planning tools and resources of UBS to help address your insurance, estate planning strategies and liability management needs.
A team of professionals
All business owners exit eventually. You’ll need a network to advise you on the best way to do it. We can connect you with the attorneys and tax professionals we trust, the business development experts at UBS and our firm’s boutique investment banking network, all of whom can offer input as you start to consider a sale.
Delivering sophisticated financial advice and concierge service
Over his 40-year career as an advisor to individuals, families and business owners, Hank has never stopped learning and evolving. He constantly seeks to enhance his knowledge of financial planning strategies and solutions, and is committed to continuous service improvement. As the industry has evolved, Hank has stayed on the leading edge of what clients need to help them pursue their goals.
Hank is the senior member of his team and the head of their investment committee. As a Chartered Financial Analyst®, he has deep experience constructing and managing sophisticated portfolios that are tailored to each client’s objectives. Beyond his investment skill, Hank offers thoughtful and empathetic advice that gets to the heart of each client’s hopes and concerns for their future.
Hank’s guiding principle can be summed up as, “Do the right thing.” He believes in underpromising and overdelivering. Clients know they can come to him for every aspect of their financial lives, including issues that don’t relate to investments or portfolios.
“We work with honesty and integrity for the families we serve in order to build strong, lasting relationships.”
Experience
Credentials
Life
Experienced advice for business owners and their families
Nick is a Managing Director in UBS's Private Wealth Management division where he works with entrepreneurs focusing on critical wealth management opportunities such as strategic planning, tax planning, estate planning and legacy planning for their business. He has guided numerous entrepreneurs through this process.
Nick graduated with honors from the University of Miami with a Bachelor of Science in Business Administration in Finance and Economics. He is a Certified Portfolio Manager® which was awarded to him by The Academy of Certified Portfolio Managers at Columbia University, which designates an expertise in technical and quantitative analysis.
“My colleagues and I are distinguished by our total focus on the comprehensive needs of entrepreneurs.”
Credentials
Life
Striving to make clients’ financial lives easier and help them pursue their goals
Missy seeks to be the go-to person who her clients can depend on for their financial needs. She works with them to define their current and future goals, as well as the legacy they wish to leave to their children. She helps private business owners plan for a sale or succession with a strategy that seeks to maximize their years of hard work. She draws on her decades of experience to coordinate estate and tax plans with her clients’ team of professionals.
In addition to her deep financial knowledge, Missy takes pride in her ability to relieve burdens for her clients. She created a concierge service model for her team long before it became an industry best practice. Much like a family office, Missy and her colleagues are the “go to” people whom clients call for financial requests, as well as for questions that have nothing to do with investing. When clients aren’t sure who to ask, they ask Missy.
Missy has spent her entire career in the financial services industry, starting at EF Hutton immediately after college. For more than 30 years, she has seen how educating clients about their financial choices helped them fulfill their dreams, such as giving their children a strong foundation, helping fund their grandchildren’s education and living a successful retirement.
Experience
Credentials
Life
Financial planning for entrepreneurs, private business owners and their families
Worth is passionate about helping people achieve clarity and confidence in their financial future. As a CERTIFIED FINANCIAL PLANNER™ Professional, he has a strong skill set in addressing the needs of sophisticated wealth. Worth finds financial markets fascinating, and loves the challenge that investing provides on a daily basis. He leverages his advanced training and his genuine interest to build investment portfolios designed to help achieve his clients’ goals.
With the other members of his team, Worth seeks to help guide business owners through the process of a sale or succession. Well in advance of a transition, they provide resources and insights, making introductions to investment bankers and other key professionals. Worth and his team members also use their financial planning knowledge to help clients create strategies that focus on estate, tax and liability management. Once the liquidity event has occurred and the business owners become formal clients, Worth provides high-touch personal service, institutional-quality investment management and complex wealth transfer strategies.
Worth became interested in markets and investing at a young age, when he and his father used to follow stocks together. After studying business in college, he realized that he could turn his passion into a career. Because he also loves helping people, the financial services industry checked all the boxes and was a natural fit for him.
“I love working side-by-side with my clients to pursue their financial success.”
Credentials
Life
Jennifer graduated with a Bachelor of Science in Business Administration from the University of Central Florida. She joined the Constellation Wealth Management team in 2012 and assists with on-boarding new clients, operational transactions and primarily supports Hank Boyce. Jennifer is Series 7 and Series 66 licensed. She also has her Life, Health and Variable Annuity Insurance license.
Jennifer was born and raised in South Florida and has grown up a fan of the Marlins, Heat and Dolphins. She enjoys country music and traveling.
Giuliana has been a member of the Constellation Wealth Management team since 2011. She graduated with a Bachelor of Science in Finance and a Master’s degree in International Business from Nova Southeastern University. She is Series 7 and Series 66 licensed. She also has her Life, Health and Variable Annuity Insurance licenses.
Giuliana is responsible for analytical reporting and insurance matters. She is also fluent in Spanish.
Giuliana grew up in south Florida and resides in Pembroke Pines with her fiancé, Brian and daughter. She enjoys spending time with her family, going to the beach and traveling.
Janine has over 25 years of experience in the financial services industry. She is Series 7, Series 63 and Series 65 licensed. Janine primarily supports Nick Sadowsky out of our Boca Raton office. She is responsible for operational and service-related aspects within the Constellation Wealth Management team.
Janine graduated with a Bachelor of Science in Finance from Ithaca College. Janine is a native New Yorker and moved to South Florida in 2001. She remains loyal to her New York roots and continues to cheer on the Yankees, Giants and Rangers. Janine is married; she and her wife Debbie reside in Boynton Beach, FL.
Delivering sophisticated financial advice and concierge service
Over his 40-year career as an advisor to individuals, families and business owners, Hank has never stopped learning and evolving. He constantly seeks to enhance his knowledge of financial planning strategies and solutions, and is committed to continuous service improvement. As the industry has evolved, Hank has stayed on the leading edge of what clients need to help them pursue their goals.
Hank is the senior member of his team and the head of their investment committee. As a Chartered Financial Analyst®, he has deep experience constructing and managing sophisticated portfolios that are tailored to each client’s objectives. Beyond his investment skill, Hank offers thoughtful and empathetic advice that gets to the heart of each client’s hopes and concerns for their future.
Hank’s guiding principle can be summed up as, “Do the right thing.” He believes in underpromising and overdelivering. Clients know they can come to him for every aspect of their financial lives, including issues that don’t relate to investments or portfolios.
“We work with honesty and integrity for the families we serve in order to build strong, lasting relationships.”
Experience
Credentials
Life
Experienced advice for business owners and their families
Nick is a Managing Director in UBS's Private Wealth Management division where he works with entrepreneurs focusing on critical wealth management opportunities such as strategic planning, tax planning, estate planning and legacy planning for their business. He has guided numerous entrepreneurs through this process.
Nick graduated with honors from the University of Miami with a Bachelor of Science in Business Administration in Finance and Economics. He is a Certified Portfolio Manager® which was awarded to him by The Academy of Certified Portfolio Managers at Columbia University, which designates an expertise in technical and quantitative analysis.
“My colleagues and I are distinguished by our total focus on the comprehensive needs of entrepreneurs.”
Credentials
Life
Striving to make clients’ financial lives easier and help them pursue their goals
Missy seeks to be the go-to person who her clients can depend on for their financial needs. She works with them to define their current and future goals, as well as the legacy they wish to leave to their children. She helps private business owners plan for a sale or succession with a strategy that seeks to maximize their years of hard work. She draws on her decades of experience to coordinate estate and tax plans with her clients’ team of professionals.
In addition to her deep financial knowledge, Missy takes pride in her ability to relieve burdens for her clients. She created a concierge service model for her team long before it became an industry best practice. Much like a family office, Missy and her colleagues are the “go to” people whom clients call for financial requests, as well as for questions that have nothing to do with investing. When clients aren’t sure who to ask, they ask Missy.
Missy has spent her entire career in the financial services industry, starting at EF Hutton immediately after college. For more than 30 years, she has seen how educating clients about their financial choices helped them fulfill their dreams, such as giving their children a strong foundation, helping fund their grandchildren’s education and living a successful retirement.
Experience
Credentials
Life
Financial planning for entrepreneurs, private business owners and their families
Worth is passionate about helping people achieve clarity and confidence in their financial future. As a CERTIFIED FINANCIAL PLANNER™ Professional, he has a strong skill set in addressing the needs of sophisticated wealth. Worth finds financial markets fascinating, and loves the challenge that investing provides on a daily basis. He leverages his advanced training and his genuine interest to build investment portfolios designed to help achieve his clients’ goals.
With the other members of his team, Worth seeks to help guide business owners through the process of a sale or succession. Well in advance of a transition, they provide resources and insights, making introductions to investment bankers and other key professionals. Worth and his team members also use their financial planning knowledge to help clients create strategies that focus on estate, tax and liability management. Once the liquidity event has occurred and the business owners become formal clients, Worth provides high-touch personal service, institutional-quality investment management and complex wealth transfer strategies.
Worth became interested in markets and investing at a young age, when he and his father used to follow stocks together. After studying business in college, he realized that he could turn his passion into a career. Because he also loves helping people, the financial services industry checked all the boxes and was a natural fit for him.
“I love working side-by-side with my clients to pursue their financial success.”
Credentials
Life
Jennifer graduated with a Bachelor of Science in Business Administration from the University of Central Florida. She joined the Constellation Wealth Management team in 2012 and assists with on-boarding new clients, operational transactions and primarily supports Hank Boyce. Jennifer is Series 7 and Series 66 licensed. She also has her Life, Health and Variable Annuity Insurance license.
Jennifer was born and raised in South Florida and has grown up a fan of the Marlins, Heat and Dolphins. She enjoys country music and traveling.
Giuliana has been a member of the Constellation Wealth Management team since 2011. She graduated with a Bachelor of Science in Finance and a Master’s degree in International Business from Nova Southeastern University. She is Series 7 and Series 66 licensed. She also has her Life, Health and Variable Annuity Insurance licenses.
Giuliana is responsible for analytical reporting and insurance matters. She is also fluent in Spanish.
Giuliana grew up in south Florida and resides in Pembroke Pines with her fiancé, Brian and daughter. She enjoys spending time with her family, going to the beach and traveling.
Janine has over 25 years of experience in the financial services industry. She is Series 7, Series 63 and Series 65 licensed. Janine primarily supports Nick Sadowsky out of our Boca Raton office. She is responsible for operational and service-related aspects within the Constellation Wealth Management team.
Janine graduated with a Bachelor of Science in Finance from Ithaca College. Janine is a native New Yorker and moved to South Florida in 2001. She remains loyal to her New York roots and continues to cheer on the Yankees, Giants and Rangers. Janine is married; she and her wife Debbie reside in Boynton Beach, FL.
Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures.
Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures.
40% of family businesses have not adequately prepared for succession during the past decade1
Why do we work with entrepreneurs and business owners? Because we respect their drive and creativity– and we want to help with their unmet needs. Our team has the experience and the background to help prepare your family and your business for a future transition.
We can help address all your financial planning needs and have access to other professionals with experience in specific areas of financial planning. For example, we can recommend estate planning attorneys to ensure that your assets are structured properly, and bring in UBS risk management specialists to help eliminate any gaps in your insurance coverage.
Our creative approach is illustrated by our Client Profile, a document we compile to help us address your entire situation. We meet with you to do a deep dive that covers: the needs of each family member; assets and liabilities; income requirements before and after the liquidity event; and wealth transfer wishes. We put in the time long before your transition to position you as well as possible, and we will help you manage your assets for continued growth and liquidity afterward.
1Succession Planning in Family Businesses, Boston Consulting Group, 2015.
7 and 10 family fortunes dissolve over three generations2
Our goal is to begin working with owners and entrepreneurs well before they begin any transition. We devote considerable time to understanding them and their families. You can feel confident that we will give you our undivided attention, and be your sounding board for all the decisions you face.
Because we believe that high-quality customer service is essential to a client relationship, our team has as many Client Service Associates as Financial Advisors. We take considerable pride in helping our clients, even with nonfinancial matters. Our goal is to work with you, your children and eventually your grandchildren as the legacy you create endures over time.
2Stoddard, Brooke C. “Preventing Affluenza: How Families Can Preserve Wealth Across Generations”, RBC WealthVoice. Forbes. December 14, 2015.
8 family office hubs worldwide3
Between our team of Private Wealth Advisors and the breadth of UBS, we offer a full menu of wealth management strategies and solutions. We want to oversee the process of maximizing your business opportunities and helping your family pursue its goals.
Does your business have the proper corporate structure? Do you have key person insurance in place? Could your investments be working harder? Our team asks the right questions and works with you to find the answers.
As part of Private Wealth Management, we work collaboratively with experienced teams such as the Advanced Planning Group, which offers you insights about tax strategy, estate planning and philanthropic topics. We can also connect you with the Portfolio Advisory Group, which uses sophisticated quantitative analysis and research-driven asset allocation to construct customized portfolios.
3Clients benefit from local presence of our Global Wealth Management, Investment Bank, Asset Management and transaction banking specialists and multi-booking capabilities.
At UBS Private Wealth Management, we believe it’s all about connection. For more than 160 years, we have connected our clients to thought leaders within our firm and throughout the world, and to like-minded peers who share their experiences. This network of experienced professionals and clients informs your thinking, fuels your ambitions and helps you invest for a better world.
$5.8+ trn
UBS Group invested assets
As of 03/31/2024
51 countries
Our global footprint
Global leader
UBS is a leading and truly global wealth manager