Your business. Your family. Your future.

Private Wealth Management

Constellation Full image

You’ve built a thriving business and your years of hard work are paying off. Where do you go from here?

At Constellation Wealth Management, we work with entrepreneurs and business owners to help them answer that question. We have 40 years of experience advising successful individuals about growing their business, planning for a sale or succession, maximizing their liquidity event and living well after the transition.

We look to set ourselves apart with the depth of planning we do, the way we anticipate and strategize about the future and our focus on every aspect of a business owner’s personal and financial life. As Private Wealth Advisors at UBS, we offer our clients access to a wide network of experts, as well as global resources to benefit their family and their business.

 

 

Team

We take your business personally

Business owners and entrepreneurs are different from other accomplished professionals. You need solutions that reflect your intertwined finances, including:

Comprehensive  financial advice

You've been laser-focused on building your business, which hasn’t left much time to consider your personal financial life. We draw on the planning tools and resources of UBS to help address your insurance, estate planning strategies and liability management needs.

A team of professionals

All business owners exit eventually. You’ll need a network to advise you on the best way to do it. We can connect you with the attorneys and tax professionals we trust, the business development experts at UBS and our firm’s boutique investment banking network, all of whom can offer input as you start to consider a sale.

  • Hank Boyce

    Hank Boyce III, CFA®

    Managing Director–Wealth Management

    Financial Advisor

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    • AL
    • AZ
    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • IL
    • KS
    • KY
    • LA
    • MA
    • MD
    • MI
    • MN
    • MO
    • MT
    • NC
    • NH
    • NJ
    • NV
    • NY
    • OH
    • PA
    • SC
    • SD
    • TN
    • TX
    • UT
    • VA
    • WA

    Delivering sophisticated financial advice and concierge service

    Over his 40-year career as an advisor to individuals, families and business owners, Hank has never stopped learning and evolving. He constantly seeks to enhance his knowledge of financial planning strategies and solutions, and is committed to continuous service improvement. As the industry has evolved, Hank has stayed on the leading edge of what clients need to help them pursue their goals.

    Hank is the senior member of his team and the head of their investment committee. As a Chartered Financial Analyst®, he has deep experience constructing and managing sophisticated portfolios that are tailored to each client’s objectives. Beyond his investment skill, Hank offers thoughtful and empathetic advice that gets to the heart of each client’s hopes and concerns for their future.

    Hank’s guiding principle can be summed up as, “Do the right thing.” He believes in underpromising and overdelivering. Clients know they can come to him for every aspect of their financial lives, including issues that don’t relate to investments or portfolios.

     

    “We work with honesty and integrity for the families we serve in order to build strong, lasting relationships.”

     

    Experience

    • Joined UBS in 2013
    • Designated a Private Wealth Advisor in 2014
    • Supervisor of Treasury Issues, Federal Reserve Bank of Miami, 1977 – 1979

    Credentials

    • Chartered Financial Analyst® (CFA®)
    • Series 3, 5, 7, 15, 63 and 65 securities licenses
    • Life, Health & Variable Annuity Insurance licenses
    • B.S., business, Wake Forest University
    • M.B.A., finance, Stetson University

    Life

    • Married to Melinda, father of Erin and Worth and grandfather of four
    • Enjoys adventure travel and skiing with his family.
    • Avid gardener with a passion for orchids.
    • Founding member and current vice president of Becca’s Closet, a national charity that provides scholarships and prom attire to underprivileged girls.
    • Barron's Top 1,200 Financial Advisors, 2018
      The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 

        18851 NE 29th Avenue
        11th Floor
        Aventura, FL 33180
      •  Nick Sadowsky

        Nick Sadowsky, CPM®

        Managing Director–Wealth Management

        Financial Advisor

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        • AL
        • AZ
        • CA
        • CO
        • CT
        • DC
        • DE
        • FL
        • GA
        • IL
        • IN
        • KS
        • KY
        • LA
        • MA
        • MD
        • MI
        • MN
        • MO
        • MT
        • NC
        • NE
        • NH
        • NJ
        • NV
        • NY
        • OH
        • OR
        • PA
        • SC
        • SD
        • TN
        • TX
        • UT
        • VA
        • WA

        Experienced advice for business owners and their families

        Nick is a Managing Director in UBS's Private Wealth Management division where he works with entrepreneurs focusing on critical wealth management opportunities such as strategic planning, tax planning, estate planning and legacy planning for their business. He has guided numerous entrepreneurs through this process.

        Nick graduated with honors from the University of Miami with a Bachelor of Science in Business Administration in Finance and Economics. He is a Certified Portfolio Manager® which was awarded to him by The Academy of Certified Portfolio Managers at Columbia University, which designates an expertise in technical and quantitative analysis.

         “My colleagues and I are distinguished by our total focus on the comprehensive needs of entrepreneurs.”

        Experience
        • Designated a UBS Private Wealth Advisor in 2014
        • Joined Morgan Stanley Smith Barney as an advisor in 2007

        Credentials

        • Series 7 and 66 securities licenses
        • Certified Portfolio Manager® (CPM®) designation, Columbia University
        • Insurance licensed

        Life

        • Lives with his wife, Melissa, daughter Tessa and son Owen in Delray Beach, FL
        • Board member for Warrior Health Foundation, a foundation specializing in helping the U.S. Special Forces community within the healthcare arena
        • Serves on the advisory council for the Broward Sheriff’s Office 
        • Barron's Top 1,200 Financial Advisors, 2019, 2021, 2022
          The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 
        • Financial Planning Top 40 Financial Advisors Under 40, 2022The Financial Planning rating is awarded annually in Q1 based on information from a 12 month period ending in Septermber of the prior year.
        • Forbes America’s Top Next-Gen (Generation) Wealth Advisors, 2017, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
        • Forbes America’s Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2018, 2019, 2022The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
        • Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

            18851 NE 29th Avenue
            11th Floor
            Aventura, FL 33180
          • Melissa Fierman

            Missy Fierman

            Senior Vice President–Wealth Management

            Financial Advisor

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            • AL
            • AZ
            • CA
            • CO
            • CT
            • DC
            • DE
            • FL
            • GA
            • IL
            • IN
            • KS
            • KY
            • LA
            • MA
            • MD
            • MI
            • MN
            • MO
            • MT
            • NC
            • NH
            • NJ
            • NV
            • NY
            • OH
            • PA
            • SC
            • SD
            • TN
            • TX
            • UT
            • VA
            • WA

            Striving to make clients’ financial lives easier and help them pursue their goals

            Missy seeks to be the go-to person who her clients can depend on for their financial needs. She works with them to define their current and future goals, as well as the legacy they wish to leave to their children. She helps private business owners plan for a sale or succession with a strategy that seeks to maximize their years of hard work. She draws on her decades of experience to coordinate estate and tax plans with her clients’ team of professionals.

            In addition to her deep financial knowledge, Missy takes pride in her ability to relieve burdens for her clients. She created a concierge service model for her team long before it became an industry best practice. Much like a family office, Missy and her colleagues are the “go to” people whom clients call for financial requests, as well as for questions that have nothing to do with investing. When clients aren’t sure who to ask, they ask Missy.

            Missy has spent her entire career in the financial services industry, starting at EF Hutton immediately after college. For more than 30 years, she has seen how educating clients about their financial choices helped them fulfill their dreams, such as giving their children a strong foundation, helping fund their grandchildren’s education and living a successful retirement.

            Experience

            • Joined UBS in 2013
            • Began career at EF Hutton in 1985. Worked for the same firm or predecessor firm through mergers (Shearson, American Express, Salomon Shearson, Citi, Smith Barney, Morgan Stanley, etc.) until leaving Morgan Stanley in 2013 to join UBS.

            Credentials

            • Series 7, 63 and 65
            • B.S., business administration, The Ohio State University

            Life

            • Lives with her husband Mark in Lighthouse Point, FL.
            • Enjoys boating and spending time with family and friends.
            • Missy and Mark are huge Ohio State University fans.
            • Involved with many local charities relating to children and food banks.
            • Forbes America’s Top Women Wealth Advisors, 2020, 2022The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
            • Forbes Best-in-State Women Wealth Advisors, 2022The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.

                18851 NE 29th Avenue
                11th Floor
                Aventura, FL 33180
              • Worth Boyce

                Worth Boyce, CFP®

                Senior Vice President–Wealth Management

                Financial Advisor

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                • AL
                • AZ
                • CA
                • CO
                • CT
                • DC
                • DE
                • FL
                • GA
                • IL
                • IN
                • KS
                • KY
                • LA
                • MA
                • MD
                • MI
                • MN
                • MO
                • MT
                • NC
                • NH
                • NJ
                • NV
                • NY
                • OH
                • PA
                • SC
                • SD
                • TN
                • TX
                • UT
                • VA
                • WA

                Financial planning for entrepreneurs, private business owners and their families

                Worth is passionate about helping people achieve clarity and confidence in their financial future. As a CERTIFIED FINANCIAL PLANNER™ Professional, he has a strong skill set in addressing the needs of sophisticated wealth. Worth finds financial markets fascinating, and loves the challenge that investing provides on a daily basis. He leverages his advanced training and his genuine interest to build investment portfolios designed to help achieve his clients’ goals.

                With the other members of his team, Worth seeks to help guide business owners through the process of a sale or succession. Well in advance of a transition, they provide resources and insights, making introductions to investment bankers and other key professionals. Worth and his team members also use their financial planning knowledge to help clients create strategies that focus on estate, tax and liability management. Once the liquidity event has occurred and the business owners become formal clients, Worth provides high-touch personal service, institutional-quality investment management and complex wealth transfer strategies.

                Worth became interested in markets and investing at a young age, when he and his father used to follow stocks together. After studying business in college, he realized that he could turn his passion into a career. Because he also loves helping people, the financial services industry checked all the boxes and was a natural fit for him.

                 

                “I love working side-by-side with my clients to pursue their financial success.”

                 

                Credentials

                • Certified Financial Planner™
                • Series 7 & 66
                • Resident Health & Life Insurance (including Annuities & Variable Contracts) Agent License
                • B.S., business administration, University of Southern California—Marshall School of Business

                Life

                • Lives with his wife, Lynde and their children Henry and Stevie in Fort Lauderdale, FL
                • Along with wife Lynde, has a passion for traveling and cooking.
                • Loves to attend concerts and sporting events.
                • Deeply involved with Becca’s Closet, a national charity created as a legacy to his friend Rebecca Kirtman, which provides formal attire and financial assistance to high school students to attend their prom or homecoming, as well as funding college scholarships.
                • Worth relaxes by playing golf, skiing and snowboarding.
                • Forbes America’s Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2019, 2022The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
                • Forbes Best-in-State Wealth Advisors, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

                    18851 NE 29th Avenue
                    11th Floor
                    Aventura, FL 33180
                  • Jeanne Towne

                    Jeanne Towne

                    Client Associate

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                      Jeanne is a Miami native having worked in the financial industry for over 20 years. Prior to working with the Constellation Wealth Management team, she gained her experience in other industries working within the guest relations field. Jeanne’s area of focus is to ensure our client's needs receive exceptional service. She provides support through the on-boarding process as well as operational and administrative transactions including retirement distributions and 529 plans. 

                      Jeanne comes from a large family and is the proud grandmother of four girls. She is a devoted Miami sports fan and you can usually catch her watching the Dolphins and the Heat during the season!

                            18851 NE 29th Avenue
                            11th Floor
                            Aventura, FL 33180
                          • Jennifer Greenblatt

                            Jennifer Greenblatt

                            Authorized Officer

                            Wealth Management Associate

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                            • FL
                            • NY

                            Jennifer graduated with a Bachelor of Science in Business Administration from the University of Central Florida. She joined the Constellation Wealth Management team in 2012 and assists with on-boarding new clients, operational transactions and primarily supports Hank Boyce. Jennifer is Series 7 and Series 66 licensed.

                            Jennifer was born and raised in South Florida and has grown up a fan of the Marlins, Heat and Dolphins. She enjoys country music and traveling.

                             

                                  18851 NE 29th Avenue
                                  11th Floor
                                  Aventura, FL 33180
                                Understanding the needs of entrepreneurs

                                Understanding the needs of entrepreneurs

                                Building long-term relationships

                                Building long-term relationships

                                Delivering the resources of a global firm

                                Delivering the resources of a global firm

                                Financial insights

                                Navigating the complexities of wealth

                                Business is personal—and so is the decision to exit your business.
                                For business owners, walking away from the company they have spent a lifetime building is never easy. But without a well-constructed exit strategy in place, transitioning to the next generation of management or to new ownership can become far more difficult. Such was the case for one family-owned business in the US Midwest when its owners—a father, a mother and their adult son—faced a liquidity event while embroiled in a bitter feud over the management and future of their company.

                                Download More than just a transaction case study   

                                Planning toward a smooth transition
                                As a business owner, you’ve worked hard to build your business. But what about the day when you might want to walk away from it all? Business transition planning is perhaps one of the most complex tasks a business owner will encounter. Many owners have a substantial portion of their family wealth invested in the business, a complexity that requires broader financial planning strategies to address retirement and estate planning needs. If you lack a comprehensive plan to pass onto your business, now is the time to give serious thought to a formal business transition plan. A well-crafted transition plan identifies a long-term strategy that can inform short-term decisions.

                                Download Eight steps for a business transition case study 

                                Preparing for what comes next
                                Where you are today is the result of your passion for the business you’ve built—and a lifetime of work. But what is your vision for life after you walk away from your business? What you do next is critical for you and your family. It’s a time when you need to shift your focus to personal fulfillment, wealth planning and more.

                                Download Life after the sale of your business case study 

                                This case study is shown for informational purposes only and may not be representative of the experience of all clients. It is not intended to represent the performance of any specific investment or financial advisory program. Each client's circumstances may be different. There is no guarantee of the future success of any of the strategies discussed.

                                Backed by the strength of UBS

                                A global leader in wealth management

                                $2.8 trillion

                                In invested assets globally 
                                As of 06/30/2022

                                51 countries

                                Our global footprint

                                Global leader

                                UBS is a world-leading wealth manager