Your family. Your business. For generations.

Private Wealth Management

At The Charles River Group, we help families build portfolios to meet their investment goals and fulfill their legacies.

We have the investment experience and planning framework that can make a difference in the lives of sophisticated, multigenerational families and successful business owners. We understand the priorities of our clients—maintaining their lifestyles, preserving their values and legacy, and preparing their families to be responsible stewards of the wealth and legacy. That is why our advice offers you a structured financial planning process with customized, risk-managed investment solutions. Because no two families are alike, we work closely with each investor to build a portfolio based on their investment objectives, tax considerations, risk tolerance and other unique factors. We aim to build long-term relationships with our clients, helping them to prepare for generational wealth transfers, establish governance processes and educate family members on how to preserve and grow their wealth.

Working on your behalf, we want you to feel more confident about your family and your future. Be assured that we are focused on your financial world, so you can focus on the rest of your life and the people you care about most.

A plan for where you are and what you need

Depending on where you are in your life, and the priorities that matter, our planning conversations may focus on liquidity management, estate planning strategies, tax and legal structures such as trusts and philanthropic vehicles, your cash flow needs or asset replacement solutions such as insurance.

Our process begins with questions and discussions that help us focus on what is really important to you. Then, we can help you organize your financial life into three key strategies: Liquidity, Longevity and Legacy.

A plan for where you are and what you need

Liquidity

Liquidity

Provide cash flow for short-term expenses - to help maintain your lifestyle

Longevity

Longevity

For longer-term needs - to help improve your lifestyle

Legacy

Legacy

For needs that go beyond your own - to help improve the lives of others

Provide cash flow for short-term expenses - to help maintain your lifestyle

  • Entertainment and travel
  • Taxes
  • Purchasing a home

For longer-term needs - to help improve your lifestyle

  • Retirement
  • Healthcare and long-term care expenses
  • Purchasing a second home

For needs that go beyond your own - to help improve the lives of others

  • Giving to family
  • Philanthropy
  • Wealth transfer over generations

Accessing resources. Delivering solutions.

Drawing on our firm’s expansive global resources and our deep knowledge of the needs of private business owners and their families, we have the insight and commitment to address and execute on each of your most important goals—from establishing a family wealth transfer solution to sourcing new capital to strategically exiting your lifelong business. Together, we’ll craft an integrated and fully customized plan to move forward.

Business sale and transition

Business sale and transition

A consultative exit process

A consultative exit process

Private Wealth Management

Private Wealth Management

You. Connected.

Private Wealth Management

As part of Private Wealth Management, we are able to connect you to firmwide experts, thought leaders and premier resources.

Insights and perspectives

The Charles River Group at a glance

Core Values: Integrity, effort, discipline, and loyalty

Mission: To bring tremendous satisfaction to those that we work with

Competitive Advantage: Our people, process and culture are the foundation of consistent execution and distinctive client service

Wealth Management Model: We work as an integrated team to provide private level CFO services, comprehensive wealth planning, and a disciplined and thoughtful investment process to our clients.

Representative Client Profile

We advise a limited number of families in the United States within the $10m - $250m+ wealth demographic which includes founders of privately held businesses, senior executives of private equity firms, successful corporate executives, and families of multi-generational wealth

  • Jonathan Jon Galli Profile Photo

    Jonathan "Jon" Galli, CFA

    Managing Director–Wealth Management

    Financial Advisor

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    • AL
    • AZ
    • CA
    • CO
    • DE
    • FL
    • GA
    • IL
    • KS
    • MA
    • MD
    • ME
    • MI
    • MO
    • MT
    • NC
    • NH
    • NJ
    • NV
    • NY
    • OH
    • OR
    • PA
    • TN
    • TX
    • UT
    • VA
    • VT
    • WA
    • WV

    Jonathan Galli has over thirty years of experience in the financial services sector, more than 20 of which have been with UBS, where he is a senior portfolio manager leading the Charles River Group. Jon has been a chartered financial analyst (CFA) since 1987, a designation that reflects his deepened knowledge of using the investment management process to help clients meet their financial goals.

     Jon prefers a hands-on management style in order to deliver the best results for clients. He personally structures client portfolios based on individual preferences, focusing on customized asset allocation and securities management in order to help his clients protect and grow their wealth. 

     Jon also provides his clients with an opportunity to "Invest for Impact". This emerging discipline allows clients to incorporate their personal values and concerns into the investment process. For clients who strive to have their financial portfolio aligned with their environmental, social and/or governance ideals, Jon employs a tailored screening process to select investments that reflect both personal and financial priorities.

     Jon earned a degree in Finance from Boston University. He lives in Winchester, Mass. with his wife. They are parents to three grown children and are dedicated to rescuing shelter dogs. When he isn’t with his kids or his canines, Jon likes to cook, ski and golf. 

    • Forbes Best-in-State Wealth Advisors, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

    • Boston University, Finance
    • Chartered Financial Analyst®
    One Post Office Square
    32nd and 33rd floors
    Boston, MA 02109
  • Ryan McGovern Profile Photo

    Ryan McGovern, CFP®

    Senior Vice President–Wealth Management

    Financial Advisor

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    • AL
    • AZ
    • CA
    • CO
    • DE
    • FL
    • GA
    • IL
    • KS
    • MA
    • MD
    • ME
    • MI
    • MO
    • MT
    • NC
    • NH
    • NJ
    • NV
    • NY
    • OH
    • OR
    • PA
    • TN
    • TX
    • UT
    • VA
    • WA
    • WV

    Ryan specializes in working with business owners and entrepreneurs, with a focus on advising around exit strategies, goals based portfolio allocations following liquidty events, and providing customized cash management solutions.  In addition, he is responsible for implementing customized derivative strategies within client portfolios to mitigate portfolio and market risk within client portfolios.  Finally, he is responsible for advising clients on allocations within Alternative Investments, inclusive of Private Equity, Private Credit, Private Real Estate and hedge funds. 

    Ryan earned his Masters of Business Administration from the Samuel Curtis Johnson School of Management at Cornell University and his Bachelor of Science in Business Administration with a concentration in Finance from the State University of New York at Albany.  Ryan is a Certified Financial Planner ™.  He holds his Series 7, 31 and 66 securities designations. 

    Outside the office, Ryan is an avid sports fan and likes to cook and entertain for family and friends, snowboard, work on his nascent golf game, and travel.  Ryan resides in Swampscott, Massachusetts with his wife, Marissa, and their daughter, Teagan. 

     

      • State University of New York at Albany, Bachelor of Science in Business Administration
      • Samuel Curtis Johnson School of Management at Cornell University, Masters of Business Administration
      • CERTIFIED FINANCIAL PLANNER™
      3801 PGA Boulevard
      10th Floor
      Palm Beach Gardens, FL 33410
    • Karen Carlin Profile Photo

      Karen Carlin, CFP®,CEPA®

      Authorized Officer

      Senior Wealth Strategy Associate

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      • MA

      Karen is a well-respected financial planner with over 20 years of experience. She develops comprehensive financial plans for high net worth and ultra high net worth families, executives and business owners. Her areas of focus include retirement planning, estate planning, selling a business, risk management, education funding and philanthropy. Karen is meticulous in her planning, so as to help ensure that her clients’ financial assets are protected through risk management and careful positioning. She frequently adjusts plans to account for market dynamics and maintains ongoing communication with her clients to ensure their financial plan is always tailored to their current goals and ambitions.

      Karen began her financial career in 1991 after studying finance at Boston University. She became a Certified Financial PlannerTM (CFP®) professional in 1996 and more recently earned her designation as a Certified Exit Planning Advisor® (CEPA®). Certified in behavioral finance, she is an active member of the Financial Planning Association and the Exit Planning Institute.

        • Boston University, Finance
        • Certified Exit Planning Advisor
        • CERTIFIED FINANCIAL PLANNER™
        One Post Office Square
        32nd and 33rd floors
        Boston, MA 02109
      • Lauren Collins Profile Photo

        Lauren Collins

        Client Associate

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        • AL
        • AZ
        • CA
        • CO
        • CT
        • DE
        • FL
        • GA
        • IL
        • KS
        • LA
        • MA
        • MD
        • ME
        • MI
        • MO
        • MT
        • NC
        • NH
        • NJ
        • NM
        • NY
        • OH
        • OR
        • PA
        • RI
        • SC
        • TN
        • TX
        • UT
        • VA
        • VT
        • WA

        Lauren has eleven years of experience in the financial services industry. Prior to joining UBS, she spent the past six years managing the daily operations of a large wealth management team at Morgan Stanley.  Lauren serves as the primary point of contact for our clients, utilizing her exceptional organizational skills in managing the day to day operations of our business. 

        Lauren earned her Bachelor in Science in International Business from Bridgewater State College. She lives in Scituate, Mass. with her husband, Timothy, and their two children, Henry and Elsie.  Outside of the office, Lauren likes to spend time with family and friends, hang out with her kids and spend time at the beach.   

          • Bridgewater State College, Bachelor in Science in International Business
            One Post Office Square
            32nd and 33rd floors
            Boston, MA 02109
          • Daniel Tovar

            Daniel Tovar

            Client Associate

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                    One Post Office Square
                    32nd and 33rd floors
                    Boston, MA 02109

                  Backed by the strength of UBS

                  A global leader in wealth management

                  $2.8 trillion

                  In invested assets globally 
                  As of 06/30/2022

                  51 countries

                  Our global footprint

                  Global leader

                  UBS is a world-leading wealth manager

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