It all begins with trust

One relationship. All of Private Wealth Management.

We are proud to be a source for advice.

It may sound straight forward...but we know there is a big difference between generating wealth and managing it.

What is most important to you and your family? Why?

We can be a part of your team that helps answer those questions today.

And for the next generations to come.

J. Terence Carleton, CFA®

Financial Advisor

Private Wealth Advisor
View bio
- AZ
- CA
- CT
- DE
- FL
- IN
- MA
- ME
- MO
- NH
- NJ
- NY
- RI
Terry began his career as a shareholder of Kidder, Peabody & Co., where he was consistently recognized by Institutional Investor as an “All-Star Analyst.” He went on to help build and successfully monetize two nationally recognized private companies before joining UBS Private Wealth Management in 2009.

He has significant for-profit and non-profit board leadership experience, including investment committee leadership. His deep experience gained as either an Owner, General Partner, Limited Partner, Board Chair, Committee Chair, Trustee or Advisor offers clients unique insights as they think through personal, business and investment decisions.

Terry earned his B.S. in economics from Bentley College in 1977 and his M.B.A. from the Sawyer School at Suffolk University. He is a Chartered Financial Analyst®.
- Bentley College, BS - Economics: 1977
- Suffolk University, MBA
- Private Wealth Advisor
- Chartered Financial Analyst®
One Post Office Square
35th floor
Boston, MA 02109

terry.carleton@ubs.com

J. Terence Carleton, CFA®

One Post Office Square,Boston,MA,02109
Erik Carleton, CFA®, CAIA®, CFP®, CPWA®

Financial Advisor

Private Wealth Advisor
View bio
- AZ
- CA
- CT
- DE
- FL
- IN
- MA
- ME
- MO
- NH
- NJ
- NY
- RI
- VA
Erik joined UBS Private Wealth Management after spending the first 15 years of his financial career advising and managing assets for institutions – most recently with Textron Inc, where he was responsible for investment decisions in their $8 billion U.S. Defined Benefit Pension plan. His experience also includes investment consulting, portfolio management, and governing board participation.

A graduate of Middlebury College (BA - Economics) and dual degree holder from Bentley University (MS - Finance & MBA - Financial Planning), he brings a first hand understanding of global markets, risk management, and institutional insights to our office.

Erik currently serves on the Investment Committee for the Bentley University endowment and for the Rhode Island PBS Foundation, having also formerly served as a voting member of the state pension plan of Rhode Island. He lives in Barrington, RI with his wife and two children.
- Bentley University, MS - Finance
- Bentley University, MBA - Financial Planning
- Middlebury College, BA - Economics
- The Roxbury Latin School
- Private Wealth Advisor
- Chartered Financial Analyst®
- Chartered Alternative Investment Analyst®
- CERTIFIED FINANCIAL PLANNER®
One Post Office Square
35th floor
Boston, MA 02109

erik.carleton@ubs.com

Erik Carleton, CFA®, CAIA®, CFP®, CPWA®

One Post Office Square,Boston,MA,02109
Alicia Ragnelli

Senior Registered Client Associate
View bio
- CA
- CT
- DC
- FL
- MA
- ME
- NH
- NJ
- NY
- PA
- RI
- TX
- VA
- VT
Alicia coordinates the high level of service that we provide our clients. She supervises the daily operation of our practice and applies her deep industry knowledge to provide timely, accurate and meaningful answers to all our clients’ inquires. Prior to joining UBS in 2019, Alicia spent three years as a registered sales assistant at Alex Brown and eight years at State Street Corporation as a senior client service specialist working in Asset Manager Services. Alicia holds her Series 7 and 63 securities licenses.

Alicia graduated from Bentley College with a bachelor of science in marketing. Alicia is from Lexington, MA and currently resides in Boston. She loves to travel, be outdoors and spend time with her friends and family.
One Post Office Square
35th floor
Boston, MA 02109

alicia.ragnelli@ubs.com

Alicia Ragnelli

One Post Office Square,Boston,MA,02109

J. Terence Carleton, CFA®

Financial Advisor

Private Wealth Advisor
View bio
- AZ
- CA
- CT
- DE
- FL
- IN
- MA
- ME
- MO
- NH
- NJ
- NY
- RI
Terry began his career as a shareholder of Kidder, Peabody & Co., where he was consistently recognized by Institutional Investor as an “All-Star Analyst.” He went on to help build and successfully monetize two nationally recognized private companies before joining UBS Private Wealth Management in 2009.

He has significant for-profit and non-profit board leadership experience, including investment committee leadership. His deep experience gained as either an Owner, General Partner, Limited Partner, Board Chair, Committee Chair, Trustee or Advisor offers clients unique insights as they think through personal, business and investment decisions.

Terry earned his B.S. in economics from Bentley College in 1977 and his M.B.A. from the Sawyer School at Suffolk University. He is a Chartered Financial Analyst®.
- Bentley College, BS - Economics: 1977
- Suffolk University, MBA
- Private Wealth Advisor
- Chartered Financial Analyst®
One Post Office Square
35th floor
Boston, MA 02109

terry.carleton@ubs.com

J. Terence Carleton, CFA®

One Post Office Square,Boston,MA,02109
Erik Carleton, CFA®, CAIA®, CFP®, CPWA®

Financial Advisor

Private Wealth Advisor
View bio
- AZ
- CA
- CT
- DE
- FL
- IN
- MA
- ME
- MO
- NH
- NJ
- NY
- RI
- VA
Erik joined UBS Private Wealth Management after spending the first 15 years of his financial career advising and managing assets for institutions – most recently with Textron Inc, where he was responsible for investment decisions in their $8 billion U.S. Defined Benefit Pension plan. His experience also includes investment consulting, portfolio management, and governing board participation.

A graduate of Middlebury College (BA - Economics) and dual degree holder from Bentley University (MS - Finance & MBA - Financial Planning), he brings a first hand understanding of global markets, risk management, and institutional insights to our office.

Erik currently serves on the Investment Committee for the Bentley University endowment and for the Rhode Island PBS Foundation, having also formerly served as a voting member of the state pension plan of Rhode Island. He lives in Barrington, RI with his wife and two children.
- Bentley University, MS - Finance
- Bentley University, MBA - Financial Planning
- Middlebury College, BA - Economics
- The Roxbury Latin School
- Private Wealth Advisor
- Chartered Financial Analyst®
- Chartered Alternative Investment Analyst®
- CERTIFIED FINANCIAL PLANNER®
One Post Office Square
35th floor
Boston, MA 02109

erik.carleton@ubs.com

Erik Carleton, CFA®, CAIA®, CFP®, CPWA®

One Post Office Square,Boston,MA,02109
Alicia Ragnelli

Senior Registered Client Associate
View bio
- CA
- CT
- DC
- FL
- MA
- ME
- NH
- NJ
- NY
- PA
- RI
- TX
- VA
- VT
Alicia coordinates the high level of service that we provide our clients. She supervises the daily operation of our practice and applies her deep industry knowledge to provide timely, accurate and meaningful answers to all our clients’ inquires. Prior to joining UBS in 2019, Alicia spent three years as a registered sales assistant at Alex Brown and eight years at State Street Corporation as a senior client service specialist working in Asset Manager Services. Alicia holds her Series 7 and 63 securities licenses.

Alicia graduated from Bentley College with a bachelor of science in marketing. Alicia is from Lexington, MA and currently resides in Boston. She loves to travel, be outdoors and spend time with her friends and family.
One Post Office Square
35th floor
Boston, MA 02109

alicia.ragnelli@ubs.com

Alicia Ragnelli

One Post Office Square,Boston,MA,02109

Proven advisors with subject matter experts at their side help make your possibility of success a reality.

Estate and trust lawyers speak one language. Insurance professionals, another. Tax experts view the world through their particular lens. Direct investment professionals through another. In many cases, what seems like a good decision in one place causes problems in another.

We are here to be your personal advisor that understands these languages, and can “translate” what you are being asked to consider against your overall financial objectives.

Do you trade Liquidity for Illiquidity? Is it advisable to Control Volatility at the expense of Tax Efficiency? If you are insuring against risk, what is that risk? These are only a few of the many decisions you will be asked to make as you build and continually shape your financial future.

Start the conversation

Private Wealth Management

As a team within the exclusive Private Wealth Management division at UBS, we connect you to the dynamic presence of one of the world‘s leading wealth managers. Private Wealth Advisors serve many of the firm‘s largest relationships, providing extensive reach and the distinct advantage of the firm‘s global perspective, insights and resources.

Legacy planning

Man working on laptop during virtual call

Planning for a changing tax landscape

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

Making sense of significant wealth

We can help you plan for it.

When you have created or inherited significant wealth, you have opportunities to pursue bold and meaningful undertakings. How do you make decisions that will guide you successfully forward, no matter what your goal?

We believe it’s all about connection. That’s why we are prepared to take that journey with you today, tomorrow, every step of the way.

Let's talk

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Backed by the strength of our parent company, UBS AG

^$5.9+ trn

UBS Group invested assets
As of 06/30/2024

51 countries

Our global footprint

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UBS is a leading and truly global wealth manager