Your wealth. For generations.

Create your legacy for those who matter

What are business owners thinking and doing now?

Explore ideas and strategies for success in ‘The new paradigm’

The new paradigm is part of the Business Owner Insights series of e-magazines. This publication offers ideas and strategies for business owners in a rapidly changing world.

Read the e-magazine

Every day you must weigh major business decisions—and the impact they can have on your life and family. Our team has guided many owners and entrepreneurs as they evolve their businesses, explore new ventures or initiate transition events. We can bring clarity to the issues you’re facing and advise you on each detail and stage of the process.

We're ready to listen.

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Chris Cameron

Senior Vice President–Wealth Management

Private Wealth Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- FL
- GA
- IL
- IN
- KY
- MO
- MS
- NC
- NY
- OH
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WY
A native of Knoxville, TN Chris has over 27 years of experience in the financial services industry. Chris earned his degree in Political Science from The University of Tennessee. As Senior Vice President and Senior Financial Advisor, his emphasis is to focus on complex family wealth needs, specifically those of closely-held private companies. Chris holds the Series 7 and 66 FINRA registrations. Chris and his wife have two children and are active members of their community, through their children’s school, their church and various community organization. In addition, Chris devotes time to several non-profit organizations he has become involved with over the last 25 years. In addition to spending time with family, Chris enjoys, adventure travel, fly fishing, archery hunting and history.
- Private Wealth Advisor
800 South Gay Street
Suite 2600
Knoxville, TN 37929
Jonathan "Andy" Oakes

Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- FL
- GA
- IL
- IN
- KY
- MO
- MS
- NC
- NY
- OH
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WY
800 South Gay Street
Suite 2600
Knoxville, TN 37929
Joshua "Ridge" Carter

Financial Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- FL
- GA
- IL
- IN
- KY
- MO
- MS
- NC
- NY
- OH
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WY
Ridge, born and raised in East Tennessee, has held his Series 7 and 66 licenses since 2017. He joined Cameron, Oakes & Associates after completing graduate school at the Haslam School of Business in 2016, where he earned his MBA. Prior to that, Ridge worked at UT Knoxville as a lab technician, making use of his undergraduate degree from Maryville College in Biochemistry. Maryville College holds a special place in his heart as that is where he met his best friend and future wife, Susan. He currently lives in Maryville, TN with his wife and 3 children. Other than chasing his kids, he enjoys playing golf and ultimate frisbee.
800 South Gay Street
Suite 2600
Knoxville, TN 37929
Sharon Clark

Client Associate
View bio
Sharon is a multi-skilled results-oriented banking professional with 20+ years of banking management experience in customer service, sales orientation, leadership, management and coaching skills, commercial awareness and business acumen. Sharon grew up in Bristol Va. but has lived in several states over the past 25 years and has resided in Knoxville since 2014. Sharon has been married for 30 years and has 3 children. Sharon enjoys spending time with family and friends , beach trips, and walking with her dog.
800 South Gay Street
Suite 2600
Knoxville, TN 37929
Theresa Valero

Client Associate
View bio
Theresa was born and raised in Phoenix, AZ and earned her Bachelor's degree from Arizona State University. She began working in wealth management in January 2019 after spending 13 years in administrative support roles. Theresa joined Cameron, Oakes & Associates in March 2020 and serves the team by providing operational and account maintenance support, focusing on financial review preparation and reporting, client digital engagement, and event planning. She is passionate about delivering a superior client experience, and enjoys building relationships with the clients the team serves. Theresa and her husband have been married for 15 years and have two teenage children. They spend most of their non-working hours cheering on their kids in soccer, football, and track. Theresa also enjoys traveling to the beach, baking, yoga, and reading.
800 South Gay Street
Suite 2600
Knoxville, TN 37929
Carla Urbina Garboza

Client Associate
View bio
Carla was born and raised in Venezuela. She earned her bachelor’s degree in human resources and worked in that area 9 years. In 2018, she began working for Morgan Stanley in Miami, FL where she became a trusted point of contact for clients, managed daily account maintenance, responded to client requests and provided operational support to her team. She joined Cameron, Oakes & Associates in August 2022 after moving to Knoxville, TN.

Carla enjoys spending time with her husband and two daughters, exploring the city, walking and being outdoors.
800 South Gay Street
Suite 2600
Knoxville, TN 37929

Chris Cameron

Senior Vice President–Wealth Management

Private Wealth Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- FL
- GA
- IL
- IN
- KY
- MO
- MS
- NC
- NY
- OH
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WY
A native of Knoxville, TN Chris has over 27 years of experience in the financial services industry. Chris earned his degree in Political Science from The University of Tennessee. As Senior Vice President and Senior Financial Advisor, his emphasis is to focus on complex family wealth needs, specifically those of closely-held private companies. Chris holds the Series 7 and 66 FINRA registrations. Chris and his wife have two children and are active members of their community, through their children’s school, their church and various community organization. In addition, Chris devotes time to several non-profit organizations he has become involved with over the last 25 years. In addition to spending time with family, Chris enjoys, adventure travel, fly fishing, archery hunting and history.
- Private Wealth Advisor
800 South Gay Street
Suite 2600
Knoxville, TN 37929
Jonathan "Andy" Oakes

Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- FL
- GA
- IL
- IN
- KY
- MO
- MS
- NC
- NY
- OH
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WY
800 South Gay Street
Suite 2600
Knoxville, TN 37929
Joshua "Ridge" Carter

Financial Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- FL
- GA
- IL
- IN
- KY
- MO
- MS
- NC
- NY
- OH
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WY
Ridge, born and raised in East Tennessee, has held his Series 7 and 66 licenses since 2017. He joined Cameron, Oakes & Associates after completing graduate school at the Haslam School of Business in 2016, where he earned his MBA. Prior to that, Ridge worked at UT Knoxville as a lab technician, making use of his undergraduate degree from Maryville College in Biochemistry. Maryville College holds a special place in his heart as that is where he met his best friend and future wife, Susan. He currently lives in Maryville, TN with his wife and 3 children. Other than chasing his kids, he enjoys playing golf and ultimate frisbee.
800 South Gay Street
Suite 2600
Knoxville, TN 37929
Sharon Clark

Client Associate
View bio
Sharon is a multi-skilled results-oriented banking professional with 20+ years of banking management experience in customer service, sales orientation, leadership, management and coaching skills, commercial awareness and business acumen. Sharon grew up in Bristol Va. but has lived in several states over the past 25 years and has resided in Knoxville since 2014. Sharon has been married for 30 years and has 3 children. Sharon enjoys spending time with family and friends , beach trips, and walking with her dog.
800 South Gay Street
Suite 2600
Knoxville, TN 37929
Theresa Valero

Client Associate
View bio
Theresa was born and raised in Phoenix, AZ and earned her Bachelor's degree from Arizona State University. She began working in wealth management in January 2019 after spending 13 years in administrative support roles. Theresa joined Cameron, Oakes & Associates in March 2020 and serves the team by providing operational and account maintenance support, focusing on financial review preparation and reporting, client digital engagement, and event planning. She is passionate about delivering a superior client experience, and enjoys building relationships with the clients the team serves. Theresa and her husband have been married for 15 years and have two teenage children. They spend most of their non-working hours cheering on their kids in soccer, football, and track. Theresa also enjoys traveling to the beach, baking, yoga, and reading.
800 South Gay Street
Suite 2600
Knoxville, TN 37929
Carla Urbina Garboza

Client Associate
View bio
Carla was born and raised in Venezuela. She earned her bachelor’s degree in human resources and worked in that area 9 years. In 2018, she began working for Morgan Stanley in Miami, FL where she became a trusted point of contact for clients, managed daily account maintenance, responded to client requests and provided operational support to her team. She joined Cameron, Oakes & Associates in August 2022 after moving to Knoxville, TN.

Carla enjoys spending time with her husband and two daughters, exploring the city, walking and being outdoors.
800 South Gay Street
Suite 2600
Knoxville, TN 37929

Our Vision

We work with wealthy families to help them navigate what is important to them, often after a significant liquidity event such as the sale of a family enterprise. We strive to deliver superior customer service, comprehensive planning, and robust portfolio management so that our clients can make “one phone call” with a personal connection to our local team and access to the global resources of UBS Private Wealth. It is quite a privilege to serve in that role, and we take it very seriously.

Specifically, we have expertise in:

Educating the 2nd and 3rd generations
Managing M&A processes, including pre and post considerations
Estate, trust, and cash flow planning
Philanthropy planning and coordination
Defined portfolio management inclusive of alternative investments

A team approach

Advice. Beyond investing.

For some of life's questions you're not alone. Together we can find an answer.

To make the right choices you need to ask the right questions. And because your life keeps changing, we keep on asking.

Advice that's all about you and what you need starts with a plan that we develop together. It’s part of a strategy for managing your wealth and pursuing your personal goals for every part of your life, at every stage of your life. It's what we call: Advice. Beyond investing.

Advice for business owners

Backed by the strength of UBS

A global leader in wealth management

Global leader

UBS is a world-leading wealth manager

For Ultra-High Net Worth clients

Euromoney Private Banking and Wealth Management Survey, 2016-2020

^$3.9 trillion

In invested assets globally
As of 12/31/2022

The access and opportunity of Private Wealth Management

When it comes to caring for the family you love, the business you’ve built and the legacy you hope others will value, we believe connection is the key to transforming ideas into actions. As a UBS Private Wealth Management team, we're positioned to access all that UBS offers—locally and globally—to connect you to the premier services, solutions and support to help you achieve all of your goals.

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Your wealth. For generations.

What are business owners thinking and doing now?

Pursuing your goals together

Chris Cameron

Jonathan "Andy" Oakes

Joshua "Ridge" Carter

Sharon Clark

Theresa Valero

Carla Urbina Garboza