Tailored wealth advice

Professional guidance that helps inspire confidence

[Workplace wealth] Young businessman on phone

From Silicon Valley to Boston

If you’re like most entrepreneurs and early-employees a substantial portion of your family wealth is invested in your company. For this cohort so much time and effort is spent growing the business while personal planning often takes a back seat.

We bring an experienced perspective and level of understanding of the complex opportunities and challenges faced by today’s start-up community. Our mission is to provide thoughtful solutions to all aspects of your wealth planning - while striving to deliver it with the highest level of service and integrity. Our involvement in the very early stages of your planning can add important insight into helping you build and sustain wealth for your family, business and community.

Get started on planning

The proof is in our numbers

Guiding entrepreneurs through exits

Business exits, ranging from
$15m - $1bn

As of 12/31/2025

Our clients have raised $1B+

Enterprise value created

$20m+ in private company stock

Median entrepreneur client size

QSBS Planning for Founders

RSVP for a Zoom link

Matthew Goward, CFP®
Michael S. Arlein, Partner PBWT

Comprehensive solutions for founders and employees in the start-up ecosystem

Whether you’re scaling your first business, exploring an exit or launching your second venture, we can be a valuable resource. Experience has shown how the right advice can make all the difference.

Matthew L. Goward, CFP®

Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- CA
- CO
- CT
- DC
- FL
- IL
- MA
- ME
- MI
- MN
- NC
- NH
- NJ
- NY
- OH
- PA
- SC
- TX
- VA
- VT
Matt has built a business working closely with startup founders, executives & employees, and venture capitalists to navigate the complexities of high-growth ventures. At UBS, he provides comprehensive financial planning for founders, helping them manage their founder shares, prepare for exits, and strategically manage their assets post-liquidity. Matt’s approach centers on creating financial plans that are implemented to help with tax efficiently and personalized to align with each client's vision, values, and goals.

Beyond his role at UBS, Matt is an active participant in the start-up community, serving as a mentor and an angel investor with a focus on supporting emerging VCs. Both Matt and his wife Lindsey were raised on Cape Cod where they currently live with their dog, Malfy.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
One Post Office Square
35th floor
Boston, MA 02109

matthew.goward@ubs.com

Matthew L. Goward, CFP®

One Post Office Square,Boston,MA,02109
Erik Holton

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- CA
- CT
- DC
- FL
- IL
- MA
- ME
- MI
- MN
- NC
- NH
- NJ
- NY
- OH
- PA
- SC
- TX
- VA
- VT
Erik Holton began his career in financial services in 1995. He has earned the UBS Wealth Advisor designation. As a Wealth Advisor he works exclusively with affluent clients, designing customized strategies and offerings that address their complex needs and long-term vision. Erik purposely limits his service to a select group of clients who can most benefit from UBS' global resources and combining the access of a leading financial institution with an intimate and customized approach.

Erik has significant experience in working with entrepreneurs, business owners, C-suite executives and affluent families about a range of issues. Typically, these clients have come to a crossroad in their wealth. Clients' needs range from pre-and-post IPO strategies, concentrated and restricted stock management, mergers, private sales and wealth transfer strategies. They anticipate a liquidity event, are dealing with new-found wealth, or simply realize that they do not have the time or knowledge to handle the intricacies of affluence.

Erik resides in North Haven, CT with his wife Megan, three daughters and son. His family has a passion for dogs. Erik enjoys helping his wife who owns a successful dog daycare and boarding facility. He also enjoys skiing, golf and travel with his family.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
265 Church Street
Suite 1102,
New Haven, CT 06510

erik.holton@ubs.com

Erik Holton

265 Church Street,New Haven,CT,06510
Sarah Salera

Client Associate
View bio
Sarah provides customized client service and support on all wealth matters, account administration and reliable communication. She collaborates closely with client's tax and legal advisors as well as internal UBS resources, utilizing the full resources of the firm to produce desired outcomes for clients. Account operations, recordkeeping and responding to inquiries are all a part of her day-to-day responsibilities.
500 Exchange Street
Providence, RI 02903

sarah.salera@ubs.com

Sarah Salera

500 Exchange Street,Providence,RI,02903

Sarah Beaulieu

Director

Associate Tax Efficiency Planning Strategist

View bio

Sarah works with ultra-high net worth clients and their businesses to assist them in navigating federal, state and local tax issues and minimizing tax liabilities.

Professional History
Prior to joining UBS, Sarah worked as a Senior Tax Associate at Bain Capital, LP, where she focused on international tax compliance and cross-border tax planning. Sarah also worked as a Senior Consultant at
Deloitte, where she delivered tax advisory services to hedge funds and private equity clients.

Education
Sarah earned a B.S. from Fordham University, a J.D. from Roger
Williams University School of Law, and an LL.M. (Taxation) from Boston
University School of Law.
Julie Binder

Executive Director

Senior Strategist, East Division - Family Advisory and Philanthropy Services

View bio

Professional history
As a Senior Strategist with Family Advisory and Philanthropy Services, Julie works with families on understanding money, values and philanthropic intent in the family wealth context and the dynamic overlap of five types of capital—human capital, intellectual capital, social capital, foundational capital, and financial capital. Family and Philanthropy Advisory is a thought partner to advisors and their exceptional client families on wealth transition, family governance, and philanthropy as families seek guidance on cohesive dialogue between generations to perpetuate their legacy.

Prior to joining UBS Financial Services in 2018, Julie was with Foundation Source, a provider of comprehensive support services for private foundations for nearly a decade. While there, she was responsible for understanding the needs and identifying philanthropic solutions for ultra-high net worth clients and the Private Wealth Advisors who serve them. Julie worked with hundreds of clients to think about the impact of their philanthropy on their families and communities. Before Foundation Source, Julie worked for a boutique consulting firm that specialized in corporate philanthropy, and spent several years in business development for Texas Monthly and New York Magazine.

Education
Julie graduated from the University of Connecticut with a B.S. in Marketing and holds a Fellowship in Charitable Estate Planning from the Charitable Estate Planning Institute. She is an active volunteer with many local community organizations, and lives in Stamford, CT with her husband and two sons.

Matthew L. Goward, CFP®

Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- CA
- CO
- CT
- DC
- FL
- IL
- MA
- ME
- MI
- MN
- NC
- NH
- NJ
- NY
- OH
- PA
- SC
- TX
- VA
- VT
Matt has built a business working closely with startup founders, executives & employees, and venture capitalists to navigate the complexities of high-growth ventures. At UBS, he provides comprehensive financial planning for founders, helping them manage their founder shares, prepare for exits, and strategically manage their assets post-liquidity. Matt’s approach centers on creating financial plans that are implemented to help with tax efficiently and personalized to align with each client's vision, values, and goals.

Beyond his role at UBS, Matt is an active participant in the start-up community, serving as a mentor and an angel investor with a focus on supporting emerging VCs. Both Matt and his wife Lindsey were raised on Cape Cod where they currently live with their dog, Malfy.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
One Post Office Square
35th floor
Boston, MA 02109

matthew.goward@ubs.com

Matthew L. Goward, CFP®

One Post Office Square,Boston,MA,02109
Erik Holton

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- CA
- CT
- DC
- FL
- IL
- MA
- ME
- MI
- MN
- NC
- NH
- NJ
- NY
- OH
- PA
- SC
- TX
- VA
- VT
Erik Holton began his career in financial services in 1995. He has earned the UBS Wealth Advisor designation. As a Wealth Advisor he works exclusively with affluent clients, designing customized strategies and offerings that address their complex needs and long-term vision. Erik purposely limits his service to a select group of clients who can most benefit from UBS' global resources and combining the access of a leading financial institution with an intimate and customized approach.

Erik has significant experience in working with entrepreneurs, business owners, C-suite executives and affluent families about a range of issues. Typically, these clients have come to a crossroad in their wealth. Clients' needs range from pre-and-post IPO strategies, concentrated and restricted stock management, mergers, private sales and wealth transfer strategies. They anticipate a liquidity event, are dealing with new-found wealth, or simply realize that they do not have the time or knowledge to handle the intricacies of affluence.

Erik resides in North Haven, CT with his wife Megan, three daughters and son. His family has a passion for dogs. Erik enjoys helping his wife who owns a successful dog daycare and boarding facility. He also enjoys skiing, golf and travel with his family.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
265 Church Street
Suite 1102,
New Haven, CT 06510

erik.holton@ubs.com

Erik Holton

265 Church Street,New Haven,CT,06510
Sarah Salera

Client Associate
View bio
Sarah provides customized client service and support on all wealth matters, account administration and reliable communication. She collaborates closely with client's tax and legal advisors as well as internal UBS resources, utilizing the full resources of the firm to produce desired outcomes for clients. Account operations, recordkeeping and responding to inquiries are all a part of her day-to-day responsibilities.
500 Exchange Street
Providence, RI 02903

sarah.salera@ubs.com

Sarah Salera

500 Exchange Street,Providence,RI,02903

Sarah Beaulieu

Director

Associate Tax Efficiency Planning Strategist

View bio

Sarah works with ultra-high net worth clients and their businesses to assist them in navigating federal, state and local tax issues and minimizing tax liabilities.

Professional History
Prior to joining UBS, Sarah worked as a Senior Tax Associate at Bain Capital, LP, where she focused on international tax compliance and cross-border tax planning. Sarah also worked as a Senior Consultant at
Deloitte, where she delivered tax advisory services to hedge funds and private equity clients.

Education
Sarah earned a B.S. from Fordham University, a J.D. from Roger
Williams University School of Law, and an LL.M. (Taxation) from Boston
University School of Law.
Julie Binder

Executive Director

Senior Strategist, East Division - Family Advisory and Philanthropy Services

View bio

Professional history
As a Senior Strategist with Family Advisory and Philanthropy Services, Julie works with families on understanding money, values and philanthropic intent in the family wealth context and the dynamic overlap of five types of capital—human capital, intellectual capital, social capital, foundational capital, and financial capital. Family and Philanthropy Advisory is a thought partner to advisors and their exceptional client families on wealth transition, family governance, and philanthropy as families seek guidance on cohesive dialogue between generations to perpetuate their legacy.

Prior to joining UBS Financial Services in 2018, Julie was with Foundation Source, a provider of comprehensive support services for private foundations for nearly a decade. While there, she was responsible for understanding the needs and identifying philanthropic solutions for ultra-high net worth clients and the Private Wealth Advisors who serve them. Julie worked with hundreds of clients to think about the impact of their philanthropy on their families and communities. Before Foundation Source, Julie worked for a boutique consulting firm that specialized in corporate philanthropy, and spent several years in business development for Texas Monthly and New York Magazine.

Education
Julie graduated from the University of Connecticut with a B.S. in Marketing and holds a Fellowship in Charitable Estate Planning from the Charitable Estate Planning Institute. She is an active volunteer with many local community organizations, and lives in Stamford, CT with her husband and two sons.

Solutions for your entrepreneur journey

Whether you’re starting up, ramping up or stepping back, your entrepreneur journey may be full of challenges and opportunities. Our topline goal is creating the best interface to help founders win, everything else is downstream from that.

Advice for business owners & entrepreneurs

Comprehensive planning for significant wealth

Man working on laptop during virtual call

Planning for a changing tax landscape

Estate planning strategies

A plan to simplify your financial life

Resources for Entrepreneurs

Personal planning for start-up founders

As they say, “failing to plan is planning to fail.” Learn how planning for the personal side of a liquidity event, both before and after the transaction, you can help mitigate risks.

Read report

Case Study

How we helped a Founder gain clarity and manage concentration risk in the public and private markets.

Read our case study

AI disruption and opportunity

Generative artificial intelligence (genAI) has the potential to transform industries. We view this technology transition as a platform shift, owing to the underlying performance of the technology and its ubiquitous applicability.

We believe culture will be a key determinant as to which firms capture the value from genAI rather than be disrupted by it over the long term.

Read full report

Planning for the sale of a closely held business

A road map to help facilitate the process

Often, the process of selling a business is unknown to the business owner. This may leave them vulnerable to making significant mistakes. This brochure may serve as a general road map for facilitating the sale of a closely held business.

Learn more

A leader in wealth management

Backed by the strength of our parent company, UBS AG

^$7 trn

UBS Group invested assets
As of 12/31/2025

51 countries

Our global footprint

More than 160 years

offering financial advice

Tailored wealth advice

From Silicon Valley to Boston

The proof is in our numbers

QSBS Planning for Founders

QSBS Planning for Founders

Speakers

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Comprehensive solutions for founders and employees in the start-up ecosystem

Matthew L. Goward, CFP®

Erik Holton

Sarah Salera

Sarah Beaulieu

Julie Binder

Matthew L. Goward, CFP®

Erik Holton

Sarah Salera

Sarah Beaulieu

Julie Binder

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Education

Credentials

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Education

Credentials

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Solutions for your entrepreneur journey

Advice for business owners & entrepreneurs

Comprehensive planning for significant wealth

Planning for a changing tax landscape

Estate planning strategies

A plan to simplify your financial life

Resources for Entrepreneurs

Personal planning for start-up founders

Case Study

AI disruption and opportunity

Planning for the sale of a closely held business

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A leader in wealth management

Backed by the strength of our parent company, UBS AG

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