The right moves for your financial future

Bonnie tailors comprehensive financial plans for individuals and small businesses, as well as addressing the financial challenges following divorce to help you achieve your financial goals and dreams.  For more sophisticated clients, cash flow analysis plans can be provided and can be included in your retirement plan, as well as your estate planning analysis.  Comprehensive financial planning is more than just a series of formulas or data gathering, its insightful conversations that help you understand your financial picture, immediate and long term goals and the critical financial decisions you need to make to ensure you successfully pursue those goals over a lifetime. 

Bonnie started her career in financial services in 1985, is a Certified Financial Planner (CFP®), acquired her Certified Investment Management Analyst (CIMA®) from the Wharton School of Business at the University of Pennsylvania, and also holds her AIF Designation – Accredited Investment Fiduciary.  In addition, Bonnie holds her CDFA®, Certified Divorce Financial Analyst.  Becoming single after spending years as a couple presents a momentous financial and emotional challenge whether it's through divorce or the loss of a spouse.  Her passion as a good listener is to help people plan for their future and to help articulate goals and dreams into a tangible plan.  A written plan provides insight into what's possible for the future.  Your plan is also accessible to you securely online so you can stay abreast of your progress.  With almost 33 years of experience in financial services, she is a tremendous source of knowledge.  Bonnie's planning process involves looking at her clients' needs, goals, dreams, and developing a path to achieve those goals.

Brian enjoys assisting his clients with analyzing their financial situation and implementing appropriate wealth management strategies to achieve their goals. What often feels like a daunting task for many investors can become an incredible feeling of accomplishment. Brian's clients are usually seeking the right solutions to fund their children's higher education expenses, fund a lively retirement and protect against potential long term care issues. With over 25 years of financial services industry experience, he understands how to meet his clients' goals through portfolio diversification, risk management and identifying potential wealth management solutions.

Brian entered the financial services industry after earning a Bachelor of Arts degree in Communications from the University of Northern Colorado with a minor in business. He has gained experience in dealing with the extremes of the market that result from recessions, disasters, international conflict, debt crisis and bursting investment bubbles. These are all storms that Brian has successfully weathered with his clients. In his free time, Brian enjoys spending time with his family, fly fishing, shooting sporting clays, and golfing. He currently resides in Centennial with his wife.

Michael works closely with individuals, families, and businesses in the community to diagnose their financial needs, wants, and wishes.  In developing a tailored financial plan, Michael works tirelessly with his clients to maintain plan integrity and ensure excellent execution.  He is passionate about developing intentional relationships with his clients and helping them to understand how investment strategies can change their lives.  The core of Michael's  practice is to provide his clients with peace of mind surrounding their financial affairs so that they are able to enjoy life with their families and friends and accomplish their life-long goals.  Michael brings a unique skill set to this industry in that he is early in his career, but  is supported by the experience of successful advisors who make up Gibbs-Cates Wealth Management.  With this structure, Michael can offer the best knowledge and experience available in addition to longevity and consistency in service to his clients and their future generations.

Michael graduated  from the University of Colorado Boulder as a Biochemistry major with minors in business and chemistry as well as induction into the Phi Beta Kappa National Honor Society.   He is driven, energetic, and able to provide a fresh perspective to the team as he leverages technology for his clients. 

Michael is an avid outdoorsman, a novice lover of literature and the arts, and experimental home brewer.  He is a member of his local Kiwanis Club and a strong advocate of the Laradon Foundation that serves to provide education and independence to children and adults with intellectual and developmental disabilities.  Michael loves people, and is enthralled with learning and understanding their stories.  People do not often have the opportunity to delve into their life with an active audience present, and Michael prides himself in being able provide that audience.