Financial planning for what you want to accomplish

• AZ
• CA
• CO
• DC
• HI
• ID
• IN
• KS
• MA
• MO
• NC
• NJ
• NV
• NY
• OH
• OR
• PR
• TX
• VA
• WA

Laura is a firm believer that trust and strong, clear communication are the elements of a successful relationship with clients. She focuses on delivering professional financial advice and designing investment strategies to support each client in achieving their unique and well-defined goals. Although clients’ circumstances differ, Laura has found that families, business owners and executives have one objective in common: the desire to retire in comfort, while having adequate wealth to benefit their loved ones and organizations which support causes they feel passionate about.

Laura's experience as a CFP® professional and Chartered Financial Consultant (ChFC®) has enhanced her expertise in portfolio management, financial planning and efficient wealth transfer strategies.

She began her career in financial services in 1985 and joined UBS in 1991. Laura earned the distinguished UBS Wealth Advisor designation and is a Senior Portfolio Manager. She holds a B.S. degree in business administration and finance from California State University, East Bay. Laura is a member of the Financial Planning Association (FPA).

As an avid animal lover of both domestic and wild animals, she is involved with organizations that support and promote animal welfare. She enjoys hiking, bike riding and camping with her family.

• Barron's Top 100 Women Advisors, 2014, 2015The Barron's rating is awarded annually in June and is based on information from the Q1 of the award year.
• Forbes America’s Top Women Wealth Advisors, 2017, 2018, 2019, 2020, 2021The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
• Forbes Best-in-State Wealth Advisors, 2018, 2020, 2021The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

• California State University, East Bay, B.S. Business Administration, Finance

• CERTIFIED FINANCIAL PLANNER™
• Chartered Financial Consultant
• Senior Portfolio Manager
• Wealth Advisor

• AK
• AZ
• CA
• CO
• DC
• DE
• FL
• GA
• HI
• ID
• IL
• IN
• KS
• KY
• MA
• MD
• ME
• MI
• MN
• MO
• MT
• NC
• NJ
• NM
• NV
• NY
• OH
• OR
• PR
• SC
• TX
• UT
• VA
• VT
• WA
• WI

Nick’s passion for the industry started at an early age. In high school, he spent his summers as a “runner” on the floor of the Pacific Stock Exchange. This experience led to various roles at the brokerage firm PaineWebber. After graduating from the University of Arizona with a B.A. in communications and a minor in business administration, Nick began his career with UBS Financial Services Inc. in 2004, joining the Bay Wealth Management team shortly thereafter.

Nick holds his Certified Financial Planning™ and Certified Exit Planning Advisor® certifications, which attests to his dedication to providing individuals and business owners with wealth planning strategies developed according to their individual needs and goals. His detailed approach to providing advice beyond investments allows his clients to spend more time on what matters most to them. He holds his securities and insurance licenses, as well as the investment management designation of Senior Portfolio Manager.

Nick resides in Lafayette with his wife, Allison, and their three sons, Tyler, Connor and Christopher. He is an active supporter of his community, church and charitable children’s organizations throughout the Bay Area.

• Forbes America’s Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2019The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
• Forbes Best-in-State Wealth Advisors, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

• University of Arizona, B.A. Communications

• CERTIFIED FINANCIAL PLANNER™
• Portfolio Manager
• Certified Exit Planning Advisor

• AZ
• CA
• CO
• DC
• FL
• GA
• HI
• ID
• IL
• IN
• KS
• KY
• MA
• MD
• ME
• MI
• MN
• MO
• MT
• NC
• NJ
• NM
• NV
• NY
• OH
• OR
• PR
• SC
• TX
• UT
• VA
• WA
• WI

Michael has been working in the financial services industry since 1997. His aspiration early in life to convey the importance of saving and investing was the impetus for his becoming a Financial Advisor. Michael observed circumstances where people with means lost their wealth and those without means missed opportunities to improve their situation. His attention to detail, proactive communication and sincere, persistent approach have earned him enduring client relationships.

Michael specializes in advanced planning techniques, which include concentrated stock positions, retirement, estate, tax and insurance strategies, lending and real estate considerations. He earned his Certified Exit Planning Advisor® designation and is committed to helping business owners and entrepreneurs create a roadmap to realize value out of their business as they plan for retirement. He has also earned the distinguished UBS Wealth Advisor designation and holds his securities and insurance licenses. Michael received his bachelor of business from the Cox School of Business at Southern Methodist University in Dallas, TX.

 Michael is a member of the Olympic Club and the US Masters Swimming organization. He resides in Orinda, CA with his wife, Jane, who is involved in the community through church, school and social committees she chairs. Michael coaches the baseball teams of their sons, CJ, Ross and Cameron.

• Cox School of Business at Southern Methodist University, Bachelor of Business

• Wealth Advisor
• Certified Exit Planning Advisor

• AZ
• CA
• CO
• DC
• FL
• GA
• HI
• ID
• IL
• IN
• KS
• KY
• MA
• MD
• ME
• MI
• MN
• MO
• MT
• NC
• NJ
• NM
• NV
• NY
• OH
• OR
• PR
• SC
• TX
• UT
• VA
• WA
• WI

Ingrid began her career in wealth management in Tokyo, Japan in 2002 after moving from her native Australia to gain experience abroad.  The challenge of being outside of her comfort zone taught Ingrid the importance of having a financial strategy. Her desire to learn about different cultures led Ingrid to relocate to Singapore in 2004, where she continued working in wealth management and private banking.  In 2018, she moved to California, joining Merrill Lynch in 2019. 

Ingrid engages with clients to develop a deep understanding of their goals such as preserving and growing their wealth and taking care of future generations.  She creates wealth management strategies for entrepreneurs, business owners, families, and individuals - many of whom may be facing retirement, loss of a loved one, or coming into an inheritance.   Ingrid believes one of the greatest benefits in her role as a Financial Advisor is the long-term relationships she develops with her clients.  She holds her Series 7, Series 66, and insurance licenses.

As an active member in her community, Ingrid volunteers at the Belvedere-Tiburon Landmark Society and is involved with other organizations she is passionate about. She lives in Tiburon with her husband, James, and their three Singaporean rescue dogs.  They enjoy traveling and are still discovering the United States, which they are proud to call home.

• AZ
• CA
• CO
• NV
• NY
• OR
• TX
• VA

Ore, with over 30 years of experience in administration, has developed an extensive knowledge of services and solutions offered at UBS. Her commitment to exceptional service and consistent client communication are essential to building long term, multi-generational relationships.

She studied business administration and accounting at the College of San Mateo and Foothill College. Ore holds the Series 7 and Series 66 securities licenses.

Ore and her husband Eddie are avid basketball and baseball fans. She enjoys cooking and spending time with her three adult children, and granddaughter.

• College of San Mateo
• Foothill College

• CA
• CO
• ID
• MA
• MD
• NJ
• NV
• NY
• OR
• PR
• TX
• VA

Lina joined Bay Wealth Management in May of 2012. Growing up, Lina played competitive chess and was ranked in the top 100 women players in the United States. Chess taught her the importance of strategic planning and forward thinking. She applies these skills when working with clients and understands the importance of having a plan and visualizing the complete financial picture. She assists our Advisors with client reviews and monitors portfolio investment strategies and performance.

Lina obtained her CERTIFIED FINANCIAL PLANNER™ certification in 2017. She earned a B.S. degree in business administration from San Francisco State University. Lina holds her Series 7 and Series 66 securities licenses, and insurance licenses.

Lina enjoys staying active at the gym and outdoors and traveling to tropical destinations.  

• San Francisco State University, B.S. Business Administration

• CERTIFIED FINANCIAL PLANNER™