Begin with a plan

For your goals. For your future.

With the complexity of today's markets and uncertainty about tomorrow's economy, good financial advice is more important than ever. As a team of dedicated Financial Advisors, we're committed to helping you organize your finances around your short term needs, your longer-term goals and what you envision for generations to come. Our knowledgeable perspective, good judgement and broad experience can help you meet your challenges and seize opportunities.

Start the conversation

The more we know about you the better we can help you determine the best path for pursuing your goals. Understanding your life, and priorities will help us make the right recommendations for you
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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Eric Fox

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- VA
- VT
- WA
- WI
- WY
Eric started his professional career after high school working as an illustrator for public television before being drafted into the United States Army in 1966. Eric served two tours in Vietnam and completed his service in 1972 at the rank of Captain. Before completing active duty, Eric graduated from Hampton University on the G.I Bill. After starting with Merrill Lynch, Eric joined Kidder, Peabody, & Co., now UBS Financial, in 1975 leading to a career in the financial services industry spanning 45 years in Hampton Roads.

As an active member of the community for many decades, Eric has served as chairman of the Norfolk Chamber of Commerce, Investment Committee of the United Way Foundation of South Hampton Roads, Urban League of Hampton Roads, and the Old Dominion University Research Foundation. Eric resides in Virginia Beach and continues to serve many community foundations in a volunteer role.
- Senior Portfolio Manager
440 Monticello Ave
20th Floor
Norfolk, VA 23510
Joel Jason

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- RI
- SC
- TX
- VA
- VT
- WA
- WI
Joel started in the financial services industry in 1984 before joining Paine Webber, now UBS, in 2000. Prior to entering the business, Joel received his BA in Economics from the University of Georgia.

A native of Danville, Joel currently resides in Virginia Beach with his wife, Carol, and two rescue dogs, Maddy and Earl, both of whom they adopted through Hope for Life Rescue in Virginia Beach. In the community, Joel currently serves on the board of Virginia Beach Vision and Temple Emanuel. In his free time, Joel enjoys yoga, playing golf, and reading some of his favorite authors such as Lee Child and Louise Penny. Joel and his wife Carol have three grown children and two grandchildren.
- University of Georgia, Economics
440 Monticello Ave
20th Floor
Norfolk, VA 23510
James Kitz, CIMA

Senior Vice President–Wealth Management

Certified Investment Management Analyst®
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- SC
- TX
- VA
- VT
- WA
- WI
After graduating from the United States Military Academy in 1985, Jim served as an officer in the United States Army based at Fort Eustis, Virginia. After completing his service in 1990, Jim was eager to stay in the Hampton Roads community and joined Kidder, Peabody, and Co., now UBS Financial, leading to a career in the financial services industry spanning over 30 years.

Jim is a current board member and past president of The Rotary Club of Norfolk in addition to being a board member of the Virginia Air and Space Science Center. Jim and his wife, Clare, reside in Smithfield.
- United States Military Academy
- Certified Investment Management Analyst®
- Senior Portfolio Manager
- Wealth Advisor
440 Monticello Ave
20th Floor
Norfolk, VA 23510
Tracy Collins

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- RI
- SC
- TX
- VA
- VT
- WA
- WI
Tracy began her career in the Financial Services industry with Wheat First Securities in 1989. She remained with Wheat First until joining UBS in 2007. Tracy’s primary focuses are in the development and implementation of individual, corporate, and non-profit retirement plans. In addition, Tracy and her team provide comprehensive financial planning strategies, portfolio management, lending, and insurance services.

Tracy received her BA in Business Management from Virginia Wesleyan College in Norfolk, Virginia. Tracy is extremely active in her local community, supporting many charitable organizations throughout. She has been a member of the School Planning Council in Virginia Beach as well as President and board member of the Parent/Teacher/Student Association.

Tracy is a true Hampton Roads native, residing in Virginia Beach with her husband of 30 years, James, and their two dogs.
- Forbes America’s Top Women Wealth AdvisorsThe Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- Forbes Best-in-State Women Wealth Advisors, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- Virginia Wesleyan, BA, Business Management
440 Monticello Ave
20th Floor
Norfolk, VA 23510
Neal Smith

Senior Vice President–Wealth Management

CERTIFIED FINANCIAL PLANNER™
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- MT
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- SC
- TX
- VA
- VT
- WA
- WI
Neal joined the Atlantic Wealth Consultants as a Financial Advisor in 2012. Prior to joining UBS, Neal graduated from Old Dominion University in 2001 and then served in the United States Navy as a Navy SEAL until he completed his service in 2012. During his time in the Navy, Neal earned his MBA from Webster University.

Neal was a 2016 honoree of the Inside Business’s 40 under 40 in Hampton Roads, in addition he is the current Treasurer for the Club Brittany Swim Club and is a former board member of the Cape Henry Rotary Club. Neal is a Hampton Roads native and resides in Virginia Beach with his wife, Laura, and their three children.
- Old Dominion University, B.S. Finance
- Webster University, M.B.A.
- CERTIFIED FINANCIAL PLANNER™
- Portfolio Manager
440 Monticello Ave
20th Floor
Norfolk, VA 23510
J. Morgan Edwards, CFP

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- MT
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- VA
- VT
- WA
- WI
- WY
For over 15 years, Morgan Edwards has worn many hats in the financial services industry. After joining UBS in 2014 as a Financial Advisor, Morgan built his practice, which specializes in comprehensive financial planning and asset management for high net worth families throughout the greater United States. Clients value his straight forward honesty and informal approach to navigating complex issues and markets. His firm belief is that through understanding each clients’ unique situation and their drivers, he is able to tailor expert advice and knowledge for a vast array of circumstances. This approach has led to him in becoming a leader amongst his peers in assets under management and client satisfaction.

With his mother and father both middle school teachers, Morgan has a natural ability and passion to educate. He received his B.B.A from James Madison University and competed on the collegiate level as a soccer goalkeeper. Morgan credits a lot of his ability to manage financial markets under pressure, to that of his experience reading and directing his teams on the soccer field. After deciding on a career in finance, Morgan went on to earn his Certified Financial Planner™ (CFP®) designation from Old Dominion University and stays very active in his continuing education.

Morgan has served on the Board of the Hampton Roads chapter of The Financial Planning Association and stays very busy in his community. He and his wife, Amanda live with their three young children, Knox, Holden and Millie in the Chicks Beach area of Virginia Beach. There, they enjoy everything about the outdoor lifestyle. His many hobbies and passions include snowboarding, acoustic guitar, running, golf, hiking and beach days on the Chesapeake Bay surrounded by his family and friends.
- James Madison University, B.A. Business Administration
- Portfolio Manager
- CERTIFIED FINANCIAL PLANNER™
440 Monticello Ave
20th Floor
Norfolk, VA 23510

Eric Fox

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- VA
- VT
- WA
- WI
- WY
Eric started his professional career after high school working as an illustrator for public television before being drafted into the United States Army in 1966. Eric served two tours in Vietnam and completed his service in 1972 at the rank of Captain. Before completing active duty, Eric graduated from Hampton University on the G.I Bill. After starting with Merrill Lynch, Eric joined Kidder, Peabody, & Co., now UBS Financial, in 1975 leading to a career in the financial services industry spanning 45 years in Hampton Roads.

As an active member of the community for many decades, Eric has served as chairman of the Norfolk Chamber of Commerce, Investment Committee of the United Way Foundation of South Hampton Roads, Urban League of Hampton Roads, and the Old Dominion University Research Foundation. Eric resides in Virginia Beach and continues to serve many community foundations in a volunteer role.
- Senior Portfolio Manager
440 Monticello Ave
20th Floor
Norfolk, VA 23510
Joel Jason

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- RI
- SC
- TX
- VA
- VT
- WA
- WI
Joel started in the financial services industry in 1984 before joining Paine Webber, now UBS, in 2000. Prior to entering the business, Joel received his BA in Economics from the University of Georgia.

A native of Danville, Joel currently resides in Virginia Beach with his wife, Carol, and two rescue dogs, Maddy and Earl, both of whom they adopted through Hope for Life Rescue in Virginia Beach. In the community, Joel currently serves on the board of Virginia Beach Vision and Temple Emanuel. In his free time, Joel enjoys yoga, playing golf, and reading some of his favorite authors such as Lee Child and Louise Penny. Joel and his wife Carol have three grown children and two grandchildren.
- University of Georgia, Economics
440 Monticello Ave
20th Floor
Norfolk, VA 23510
James Kitz, CIMA

Senior Vice President–Wealth Management

Certified Investment Management Analyst®
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- SC
- TX
- VA
- VT
- WA
- WI
After graduating from the United States Military Academy in 1985, Jim served as an officer in the United States Army based at Fort Eustis, Virginia. After completing his service in 1990, Jim was eager to stay in the Hampton Roads community and joined Kidder, Peabody, and Co., now UBS Financial, leading to a career in the financial services industry spanning over 30 years.

Jim is a current board member and past president of The Rotary Club of Norfolk in addition to being a board member of the Virginia Air and Space Science Center. Jim and his wife, Clare, reside in Smithfield.
- United States Military Academy
- Certified Investment Management Analyst®
- Senior Portfolio Manager
- Wealth Advisor
440 Monticello Ave
20th Floor
Norfolk, VA 23510
Tracy Collins

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- RI
- SC
- TX
- VA
- VT
- WA
- WI
Tracy began her career in the Financial Services industry with Wheat First Securities in 1989. She remained with Wheat First until joining UBS in 2007. Tracy’s primary focuses are in the development and implementation of individual, corporate, and non-profit retirement plans. In addition, Tracy and her team provide comprehensive financial planning strategies, portfolio management, lending, and insurance services.

Tracy received her BA in Business Management from Virginia Wesleyan College in Norfolk, Virginia. Tracy is extremely active in her local community, supporting many charitable organizations throughout. She has been a member of the School Planning Council in Virginia Beach as well as President and board member of the Parent/Teacher/Student Association.

Tracy is a true Hampton Roads native, residing in Virginia Beach with her husband of 30 years, James, and their two dogs.
- Forbes America’s Top Women Wealth AdvisorsThe Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- Forbes Best-in-State Women Wealth Advisors, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- Virginia Wesleyan, BA, Business Management
440 Monticello Ave
20th Floor
Norfolk, VA 23510
Neal Smith

Senior Vice President–Wealth Management

CERTIFIED FINANCIAL PLANNER™
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- MT
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- SC
- TX
- VA
- VT
- WA
- WI
Neal joined the Atlantic Wealth Consultants as a Financial Advisor in 2012. Prior to joining UBS, Neal graduated from Old Dominion University in 2001 and then served in the United States Navy as a Navy SEAL until he completed his service in 2012. During his time in the Navy, Neal earned his MBA from Webster University.

Neal was a 2016 honoree of the Inside Business’s 40 under 40 in Hampton Roads, in addition he is the current Treasurer for the Club Brittany Swim Club and is a former board member of the Cape Henry Rotary Club. Neal is a Hampton Roads native and resides in Virginia Beach with his wife, Laura, and their three children.
- Old Dominion University, B.S. Finance
- Webster University, M.B.A.
- CERTIFIED FINANCIAL PLANNER™
- Portfolio Manager
440 Monticello Ave
20th Floor
Norfolk, VA 23510
J. Morgan Edwards, CFP

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MS
- MT
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- VA
- VT
- WA
- WI
- WY
For over 15 years, Morgan Edwards has worn many hats in the financial services industry. After joining UBS in 2014 as a Financial Advisor, Morgan built his practice, which specializes in comprehensive financial planning and asset management for high net worth families throughout the greater United States. Clients value his straight forward honesty and informal approach to navigating complex issues and markets. His firm belief is that through understanding each clients’ unique situation and their drivers, he is able to tailor expert advice and knowledge for a vast array of circumstances. This approach has led to him in becoming a leader amongst his peers in assets under management and client satisfaction.

With his mother and father both middle school teachers, Morgan has a natural ability and passion to educate. He received his B.B.A from James Madison University and competed on the collegiate level as a soccer goalkeeper. Morgan credits a lot of his ability to manage financial markets under pressure, to that of his experience reading and directing his teams on the soccer field. After deciding on a career in finance, Morgan went on to earn his Certified Financial Planner™ (CFP®) designation from Old Dominion University and stays very active in his continuing education.

Morgan has served on the Board of the Hampton Roads chapter of The Financial Planning Association and stays very busy in his community. He and his wife, Amanda live with their three young children, Knox, Holden and Millie in the Chicks Beach area of Virginia Beach. There, they enjoy everything about the outdoor lifestyle. His many hobbies and passions include snowboarding, acoustic guitar, running, golf, hiking and beach days on the Chesapeake Bay surrounded by his family and friends.
- James Madison University, B.A. Business Administration
- Portfolio Manager
- CERTIFIED FINANCIAL PLANNER™
440 Monticello Ave
20th Floor
Norfolk, VA 23510

US banking sector update: Where we are now

Elena Guglielmin, CIO Credit Analyst for European Financials, David Lefkowitz, Head of Equities Americas, Bradley Ball, US Financials Sector Strategist, and Leslie Falconio, Head of Taxable Fixed Income Strategy Americas, sat down to discuss the latest developments in the wake of the collapse of Silicon Valley Bank and Signature Bank, the broader market and economic impact, and investment implications moving forward.

Retirement planning

Portfolio management

Keeping abreast of the ever-changing global economy and world capital markets is more than a full-time job, particularly in the current environment. The Portfolio Management Program affords us a uniquely effective format with which to manage your invested assets needs on a fully discretionary basis. Our experience tells us that the pitfalls may best be avoided, and the opportunities maximized, through the adoption of a specific, definite and feasible plan in which all available investment options are exhaustively researched and then exploited with the disciplined approach PMP offers.

Legacy—Wealth for others

For needs that go beyond your own—to help you improve the lives of others

What will your legacy be?
It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

Learn more at ubs.com/wealthway.

Backed by the strength of UBS

A global leader in wealth management

^$2.8 trillion

In invested assets globally
As of 06/30/2022

51 countries

Our global footprint

Global leader

UBS is a world-leading wealth manager

Begin with a plan

Pursuing your goals together

Eric Fox

Joel Jason

James Kitz, CIMA

Tracy Collins

Neal Smith

J. Morgan Edwards, CFP