Lasting relationships. For all that matters

Final

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

Co-workers

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Michael Enz

    Michael Enz

    Senior Vice President–Wealth Management

    • image
    • image
    • AL
    • AZ
    • CA
    • ID
    • IN
    • KY
    • NC
    • NM
    • NV
    • OK
    • OR
    • TN
    • UT
    • VA
    • WA

    Michael Enz is a Senior Vice President-Wealth Management with UBS. He works directly with high net worth individuals, multigenerational families, businesses, foundations, and endowments. For each of his clients, financial security means something different. Fulfilling their individual vision guides his careful financial planning, investment, and wealth management strategies. He has over 30 years of experience within the wealth management industry.

    As a financial professional, Mike prides himself on being a comforting influence on his clients and colleagues. He is an Institutional Consultant and Retirement Plan Specialist with UBS Institutional Consulting Group. His responsibilities include investment policy planning assistance, asset allocation modeling, investment manager evaluation, ongoing consulting and performance reviews. As an Institutional Consultant, he takes the time to fully understand your organization, leadership, employees, and culture. With UBS’s comprehensive platform of industry-leading corporate services and solutions, we provide a proven process that can deliver a customized Wealth Management Plan. Talk to Mike about how his experience, resources and industry longevity can contribute to your company's success today and in the future. 

    Mike loves to spend time with family and friends. He is the Founding President of the San Benito County Heritage Foundation. A non-profit organization that works to keep the agricultural heritage of San Benito County flourishing. He is passionate about helping the youth of his local community expand their horizons. He holds a private pilot license and often fly's in his free time.

    Mike went to college at California Polytechnic State University San Luis Obispo where he earned a B.S. in Business Administration with a Focus in Accounting/Finance.

    Mike is looking forward to learning how he can assist you with your needs, wants and goals to earn your confidence, trust and business. 

    • UBS Wealth Management Director’s Council, 2024UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.

    • California Polytechnic State University, San Luis Obispo , B.S. Business Administration with a Focus in Accounting/Finance: 1992
    • UBS Institutional Consultant
    • UBS Retirement Plan Specialist
    • Chartered Retirement Plans Specialist℠
    • Retirement Plan Consultant
    • Senior Portfolio Manager
    200 Clock Tower Place
    Suite C-100
    Carmel, CA 93923
    michael.k.enz@ubs.com
    Michael Enz
    200 Clock Tower Place,Carmel,CA,93923
  • Melissa Panes

    Melissa Panes

    Senior Client Associate

    • image
    • image

      Melissa has over 19 years of experience in the Financial Services Industry. She has been a member of the Atlas Wealth Management Group for over 4 years. She is committed to delivering an exceptional client service experience, and is responsible for tasks such as daily operational issues. As a financial professional, she prides herself on being a comforting influence on our clients and colleagues, always going above and beyond to help with transparency and integrity. With an attention to detail, she helps the team manage client cash flows and proactively communicates with clients to ensure all of their needs are met. She attended California State University Monterey Bay in 2000 where she majored in Computer Science. Prior to working with UBS she worked in retail where she learned how to effectively communicate with clients. Outside of the office, she keeps busy with her husband and their young daughter. When she is not spending time with her family, you can find her at the local bowling center or traveling to bowling tournaments along the west coast.

       

        • California State University Monterey Bay, Computer Science : 2000
          200 Clock Tower Place
          Suite C-100
          Carmel, CA 93923
          melissa.panes@ubs.com
          Melissa Panes
          200 Clock Tower Place,Carmel,CA,93923
        Mountain climbers on peak at sunrise

        A leading global wealth manager

        House View Monthly

        Three generations in apple orchard

        Turn possibilities into a plan

        UBS Year Ahead 2025

        Roaring 20s: The next stage

        Our Chief Investment Office (CIO) looks to what awaits investors in the next half of the decade with the 2025 edition of Year Ahead.

        A dramatic change in US politics, Chinese economic stimulus, ongoing geopolitical developments and falling interest rates are all at play. How should you prepare your portfolio? Let’s talk about how you can move confidently forward in the new year and beyond.

        Read the report

        A leader in wealth management

        Backed by the strength of our parent company, UBS AG

        $5.9+ trn

        UBS Group invested assets
        As of 06/30/2024

        51 countries

        Our global footprint

        Global leader

        UBS is a leading and truly global wealth manager

        Insights

        This website uses cookies to make sure you get the best experience on our website. You can find more information under the Privacy Statement. You are free to change your cookies' settings in the privacy settings.

        Go to privacy settings