Andrew Low, CTFA, CEPA
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Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Andrew Low

    Andrew Low, CTFA, CEPA

    Senior Vice President–Wealth Management

    Certified Exit Planning Advisor

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    View bio
    • CA
    • DC
    • FL
    • HI
    • ID
    • KY
    • MN
    • MT
    • NH
    • NJ
    • NV
    • SC
    • TX

    Andrew works with clients and prospects to create a blueprint and investment plan to help clients save enough financial resources to fund retirement, lifestyle, charitable and wealth transfer goals. Andrew collaborates with the client's other legal and tax advisors to create a roadmap and an action plan to help business owners and other clients with liquidity events to reduce income and capital gains taxes by using advanced tax and trust strategies.

    Working with business owners since 1999, Andrew has found they are frustrated at paying high income and capital gains, up to 50% upon the sale of their business. Andrew also found that they want to continue to make an impact with their lives after the sale.  Andrew assists clients with different strategies available to minimize income, capital gains, estate and gift tax.  He then manages those assets and investments to preserve capital and grow it safely.

    CA Insurance Lic #0D39930

      • UCLA, B.A. - Communication Studies
      • UCLA, Program in Business & Administration
      • Certified Exit Planning Advisor
      • Certified Trust and Financial Advisor
      Financial planning
      Philanthropy
      Legacy planning
      Estate planning strategies
      Exit planning
      Business succession
      Professional athletes
      Business owners
      888 San Clemente Drive
      Suite 300
      Newport Beach, CA 92660
      andrew.low@ubs.com
      Andrew Low, CTFA, CEPA
      888 San Clemente Drive,Newport Beach,CA,92660

    • Casey Verst

      Executive Director

      Senior Wealth Strategy Consultant

      View bio
      Introduction
      Casey works with high net worth clients to help develop estate plans that achieve personal goals, while simultaneously leveraging their gift, estate and generation-skipping transfer (GST) tax exemptions to preserve and protect family wealth. Casey also helps review clients' current estate plans and coordinates with clients' advisors to ensure each client's estate planning goals are being achieved in a tax efficient manner.

      Professional History
      Prior to joining UBS, Casey practiced law with the law firm Katten Muchin Rosenman LLP in Los Angeles, CA, focusing on estate and tax planning for high-net worth individuals.

      Education
      Casey received his B.A. in Political Science from UCLA, and his J.D. from UC Hastings College of the Law.
    • Roubina

      Roubina Kurkjian

      NMLS #947868

      Senior Wealth Management Banker, UBS Bank USA

      View bio

      Roubina Kurkjian joined UBS Bank USA in 2016 and she is currently a Senior Wealth Management Banker covering the Orange County Market.

      Roubina has an extensive background in relationship banking. She is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

      Professional history

      Roubina began her career in financial services in 1998. Prior to joining UBS, Roubina was most recently a Wealth Management Banker at Merrill Lynch.

      Education and personal information

      In Roubina’s role as a Senior Wealth Management Banker her NMLS # is 637447. She holds her Series 7 and 66 securities licenses, and California Insurance license . She also holds a B.S in Business Management and Operations Management from California State University Long Beach.

      Outside of the office, Roubina currently lives in Cowan Heights, California with her husband and two children.

      Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender

    • Andrew Low

      Andrew Low, CTFA, CEPA

      Senior Vice President–Wealth Management

      Certified Exit Planning Advisor

      • image
      • image
      • image
      • image
      View bio
      • CA
      • DC
      • FL
      • HI
      • ID
      • KY
      • MN
      • MT
      • NH
      • NJ
      • NV
      • SC
      • TX

      Andrew works with clients and prospects to create a blueprint and investment plan to help clients save enough financial resources to fund retirement, lifestyle, charitable and wealth transfer goals. Andrew collaborates with the client's other legal and tax advisors to create a roadmap and an action plan to help business owners and other clients with liquidity events to reduce income and capital gains taxes by using advanced tax and trust strategies.

      Working with business owners since 1999, Andrew has found they are frustrated at paying high income and capital gains, up to 50% upon the sale of their business. Andrew also found that they want to continue to make an impact with their lives after the sale.  Andrew assists clients with different strategies available to minimize income, capital gains, estate and gift tax.  He then manages those assets and investments to preserve capital and grow it safely.

      CA Insurance Lic #0D39930

        • UCLA, B.A. - Communication Studies
        • UCLA, Program in Business & Administration
        • Certified Exit Planning Advisor
        • Certified Trust and Financial Advisor
        Financial planning
        Philanthropy
        Legacy planning
        Estate planning strategies
        Exit planning
        Business succession
        Professional athletes
        Business owners
        888 San Clemente Drive
        Suite 300
        Newport Beach, CA 92660
        andrew.low@ubs.com
        Andrew Low, CTFA, CEPA
        888 San Clemente Drive,Newport Beach,CA,92660

      • Casey Verst

        Executive Director

        Senior Wealth Strategy Consultant

        View bio
        Introduction
        Casey works with high net worth clients to help develop estate plans that achieve personal goals, while simultaneously leveraging their gift, estate and generation-skipping transfer (GST) tax exemptions to preserve and protect family wealth. Casey also helps review clients' current estate plans and coordinates with clients' advisors to ensure each client's estate planning goals are being achieved in a tax efficient manner.

        Professional History
        Prior to joining UBS, Casey practiced law with the law firm Katten Muchin Rosenman LLP in Los Angeles, CA, focusing on estate and tax planning for high-net worth individuals.

        Education
        Casey received his B.A. in Political Science from UCLA, and his J.D. from UC Hastings College of the Law.
      • Roubina

        Roubina Kurkjian

        NMLS #947868

        Senior Wealth Management Banker, UBS Bank USA

        View bio

        Roubina Kurkjian joined UBS Bank USA in 2016 and she is currently a Senior Wealth Management Banker covering the Orange County Market.

        Roubina has an extensive background in relationship banking. She is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

        Professional history

        Roubina began her career in financial services in 1998. Prior to joining UBS, Roubina was most recently a Wealth Management Banker at Merrill Lynch.

        Education and personal information

        In Roubina’s role as a Senior Wealth Management Banker her NMLS # is 637447. She holds her Series 7 and 66 securities licenses, and California Insurance license . She also holds a B.S in Business Management and Operations Management from California State University Long Beach.

        Outside of the office, Roubina currently lives in Cowan Heights, California with her husband and two children.

        Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender

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      Tariffs, volatility and your portfolio

      Are you ready?

      In the first 100 days of a second Trump administration, policy uncertainty continues to dominate. Do you have questions about the impact of tariffs, inflation and geopolitical developments on your investment strategy?

      We’re here to help you make sense of it all and move forward with confidence. Make sure your portfolio is prepared for ongoing market volatility.

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