Wealth advice that helps inspire confidence

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Andrew Low, CTFA, CEPA

Senior Vice President–Wealth Management

Certified Exit Planning Advisor
View bio Industry recognition
- CA
- DC
- FL
- HI
- ID
- KY
- MN
- MT
- NH
- NJ
- NV
- SC
- TX
Andrew works with clients and prospects to create a blueprint and investment plan to help clients save enough financial resources to fund retirement, lifestyle, charitable and wealth transfer goals. Andrew collaborates with the client's other legal and tax advisors to create a roadmap and an action plan to help business owners and other clients with liquidity events to reduce income and capital gains taxes by using advanced tax and trust strategies.

Working with business owners since 1999, Andrew has found they are frustrated at paying high income and capital gains, up to 50% upon the sale of their business. Andrew also found that they want to continue to make an impact with their lives after the sale. Andrew assists clients with different strategies available to minimize income, capital gains, estate and gift tax. He then manages those assets and investments to preserve capital and grow it safely.

CA Insurance Lic #0D39930
- UBS Wealth Management Director’s Council, 2025UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
- UCLA, B.A. - Communication Studies
- UCLA, Program in Business & Administration
- Certified Exit Planning Advisor
- Certified Trust and Financial Advisor
Financial planning

Philanthropy

Legacy planning

Estate planning strategies

Exit planning

Business succession

Professional athletes

Business owners

888 San Clemente Drive
Suite 300
Newport Beach, CA 92660

andrew.low@ubs.com

Andrew Low, CTFA, CEPA

888 San Clemente Drive,Newport Beach,CA,92660

Casey Verst

Advanced Planning Group -Executive Director

Senior Wealth Strategy Consultant

View bio

Introduction
Casey works with high net worth clients to help develop estate plans that achieve personal goals, while simultaneously leveraging their gift, estate and generation-skipping transfer (GST) tax exemptions to preserve and protect family wealth. Casey also helps review clients' current estate plans and coordinates with clients' advisors to ensure each client's estate planning goals are being achieved in a tax efficient manner.

Professional History
Prior to joining UBS, Casey practiced law with the law firm Katten Muchin Rosenman LLP in Los Angeles, CA, focusing on estate and tax planning for high-net worth individuals.

Education
Casey received his B.A. in Political Science from UCLA, and his J.D. from UC Hastings College of the Law.
Roubina Kurkjian

NMLS #947868

Senior Wealth Management Banker, UBS Bank USA

View bio

Roubina Kurkjian joined UBS Bank USA in 2016 and she is currently a Senior Wealth Management Banker covering the Orange County Market.

Roubina has an extensive background in relationship banking. She is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

Professional history

Roubina began her career in financial services in 1998. Prior to joining UBS, Roubina was most recently a Wealth Management Banker at Merrill Lynch.

Education and personal information

In Roubina’s role as a Senior Wealth Management Banker her NMLS # is 637447. She holds her Series 7 and 66 securities licenses, and California Insurance license . She also holds a B.S in Business Management and Operations Management from California State University Long Beach.

Outside of the office, Roubina currently lives in Cowan Heights, California with her husband and two children.

Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender

Andrew Low, CTFA, CEPA

Senior Vice President–Wealth Management

Certified Exit Planning Advisor
View bio Industry recognition
- CA
- DC
- FL
- HI
- ID
- KY
- MN
- MT
- NH
- NJ
- NV
- SC
- TX
Andrew works with clients and prospects to create a blueprint and investment plan to help clients save enough financial resources to fund retirement, lifestyle, charitable and wealth transfer goals. Andrew collaborates with the client's other legal and tax advisors to create a roadmap and an action plan to help business owners and other clients with liquidity events to reduce income and capital gains taxes by using advanced tax and trust strategies.

Working with business owners since 1999, Andrew has found they are frustrated at paying high income and capital gains, up to 50% upon the sale of their business. Andrew also found that they want to continue to make an impact with their lives after the sale. Andrew assists clients with different strategies available to minimize income, capital gains, estate and gift tax. He then manages those assets and investments to preserve capital and grow it safely.

CA Insurance Lic #0D39930
- UBS Wealth Management Director’s Council, 2025UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
- UCLA, B.A. - Communication Studies
- UCLA, Program in Business & Administration
- Certified Exit Planning Advisor
- Certified Trust and Financial Advisor
Financial planning

Philanthropy

Legacy planning

Estate planning strategies

Exit planning

Business succession

Professional athletes

Business owners

888 San Clemente Drive
Suite 300
Newport Beach, CA 92660

andrew.low@ubs.com

Andrew Low, CTFA, CEPA

888 San Clemente Drive,Newport Beach,CA,92660

Casey Verst

Advanced Planning Group -Executive Director

Senior Wealth Strategy Consultant

View bio

Introduction
Casey works with high net worth clients to help develop estate plans that achieve personal goals, while simultaneously leveraging their gift, estate and generation-skipping transfer (GST) tax exemptions to preserve and protect family wealth. Casey also helps review clients' current estate plans and coordinates with clients' advisors to ensure each client's estate planning goals are being achieved in a tax efficient manner.

Professional History
Prior to joining UBS, Casey practiced law with the law firm Katten Muchin Rosenman LLP in Los Angeles, CA, focusing on estate and tax planning for high-net worth individuals.

Education
Casey received his B.A. in Political Science from UCLA, and his J.D. from UC Hastings College of the Law.
Roubina Kurkjian

NMLS #947868

Senior Wealth Management Banker, UBS Bank USA

View bio

Roubina Kurkjian joined UBS Bank USA in 2016 and she is currently a Senior Wealth Management Banker covering the Orange County Market.

Roubina has an extensive background in relationship banking. She is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

Professional history

Roubina began her career in financial services in 1998. Prior to joining UBS, Roubina was most recently a Wealth Management Banker at Merrill Lynch.

Education and personal information

In Roubina’s role as a Senior Wealth Management Banker her NMLS # is 637447. She holds her Series 7 and 66 securities licenses, and California Insurance license . She also holds a B.S in Business Management and Operations Management from California State University Long Beach.

Outside of the office, Roubina currently lives in Cowan Heights, California with her husband and two children.

Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

From success to succession

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Our UBS Optimus Foundation in the US is directly supporting emergency response, relief and reconstruction activities in Texas through our partnerships with World Central Kitchen and Team Rubicon. You can support these organizations and pool funds, together with Optimus, to increase their ability to support communities in Texas. In addition, any client donation to one of our Optimus partners will receive a 10% match from UBS.

Learn how you can get involved and make an impact through the UBS Optimus Foundation.

^{The UBS Optimus Foundation is a global network of separately organized and regulated, tax-exempt, charitable organizations, founded and managed by UBS, that make grants and other financial contributions to implementing partner organizations aligned with their values and objectives.}

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Wealth advice that helps inspire confidence

Pursuing your goals together

Andrew Low, CTFA, CEPA

Casey Verst

Roubina Kurkjian