The way forward

Today, tomorrow and for generations to come

Lifeguard Tower

Where do your passions lie? We address every dimension of your life and your goals—investments, business and legacy—to develop a plan that’s truly personalized for you. Then we’ll help you organize your financial life into three strategies: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies, that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment.

Young family at the beach

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Robert Brower Profile Photo

    Robert "Bob" Brower, CFP CIMA ChFC CFS CLU CRPC CRPS

    Senior Vice President–Wealth Management

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    • AK
    • AZ
    • CA
    • CO
    • FL
    • ID
    • IL
    • LA
    • MA
    • MD
    • MI
    • MN
    • MS
    • MT
    • NV
    • OH
    • OR
    • SD
    • TN
    • TX
    • VA
    • WA

    Bob enjoys working. His first job at ten was canvassing neighbors to clean their garages. He is still engaged in organizing people's lives and enjoys delivering to the team's clients the calm that comes from planning their futures. A native of Edmonton, Alberta, Canada he is a 1979 graduate of the University of Alberta with a B.A (Special) in Economics. After joining Paine Webber Jackson and Curtis, Inc. in 1984 the firm was acquired in 2000 by UBS AG. He has remained in the same office ever since.

    As you might expect, continuing to hone his craft is important to him and over the years he has worked systematically to acquire numerous professional designations; they are listed below. He would be pleased to share why this might be important to you. Additionally, Bob has earned the UBS Financial Services Inc. titles of Wealth Manager and Portfolio Manager and is an accredited advisor with UBS International, authorizing him to do business with non U.S. clients.

    Loyalty to his clientele is paramount and a number of client families have tenure from the beginning of Mr. Brower's career. He believes that risk is more important than return and through planning clients can discover the customized combination of these key factors required to achieve their personal goals. He is resolute in his promise that families can depend on his team and their processes for all facets of their financial lives.

    Bob married Maria in 1987. Catherine, their daughter was born in 1993 and is the best example of their love. Linus their Welsh terrier completes the family. They all reside in Ocean Beach, California. Mr. Brower enjoys family life, charity, reading a wide variety of topics, Masters ski racing in SL,GS, SG and DH events, road cycling and a precious few days at the beach.

        • CERTIFIED FINANCIAL PLANNER™
        • Certified Investment Management Analyst®
        • Chartered Financial Consultant
        600 West Broadway
        Suite 2100
        San Diego, CA 92101
      • Dustin Tracy Profile Photo

        Dustin Tracy, CDFA

        Account Vice President

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        • AK
        • AZ
        • CA
        • FL
        • IN
        • MA
        • MD
        • MI
        • MS
        • MT
        • NJ
        • NV
        • OR
        • SD
        • TN
        • TX
        • VA
        • WA

        Dustin is a wealth advisor who began his career with UBS in 2006, and wore many hats while learning the business from the ground up. He joined Waterfront Wealth Management in 2008, which happened to coincide with the beginning of one of the most difficult times in economic history. His experience working with clients through these times uncovered his true passion of helping people, and strengthened his commitment to improving the lives of his clients.

        Dustin plans each client's wealth management strategy around their unique goals and circumstances. With a refined planning process at its core, he recognizes that every client has a unique set of circumstances and aspirations and employs a detailed discovery process that enables him to deeply understand not just the client's financial data, but more importantly, their values, passions, and vision. This allows him to take all the pieces of a client's financial puzzle, and put them in place.

        Dustin's proudest accomplishment is his family. He married his college sweetheart, Debbie, and now resides in Lakeside, California. They love spending time with their two beautiful daughters, Gracie and Alyssa, and their loyal dog Chewbacca. Dustin is very passionate about causes near and dear to his family, giving back to his community by volunteering at the Autism Society San Diego, where he has served in various roles including Vice President and Treasurer, while managing the various summer camps the organizations hosts to support individuals with Autism.

        Professional achievements and education
        - CERTIFIED FINANCIAL PLANNER ™ (CFP®)
        - Certified Divorce Financial Analyst (CDFA®)
        - B.S. in Economics, San Diego State University

        Community Involvement
        - Vice President & Treasurer – Autism Society San Diego
        - East County Economic Development Council
        - Rady Children's – Autism Discovery Institute
        - National Foundation of Autism Research (NFAR)

         

            • Certified Divorce Financial Analyst
            • CERTIFIED FINANCIAL PLANNER™
            600 West Broadway
            Suite 2100
            San Diego, CA 92101
          • Karen A. Corey Profile Photo

            Karen Corey

            Client Associate

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            • CA

            Karen has been a loyal advocate for our clients. She understands what it takes to make an impact - a deep concern and caring approach to address their most important priorities, as their lives unfold and needs evolve.

            Karen initially joined UBS and predecessor firms Kidder, Peabody & Co. and Paine Webber, and has worked side by side with Mr. Brower for over 20 years. She is an integral part of our team and her expertise and primary responsibilities include assisting our international families as they navigate the complexities of their daily lives.

            On top of managing the international side of the team’s business, Karen currently holds her Series 7 and Series 66 licenses.

            Karen lives in La Jolla with her husband, Stephen, and their two sons Matthew and Tyler. She enjoys going to the beach, hiking with family and German Shepherd Axel, going to concerts, fishing, reading, and spending time with her family.

                  600 West Broadway
                  Suite 2100
                  San Diego, CA 92101
                • Ivy Edmunds Profile Photo

                  Ivy Povoa Edmunds

                  Senior Client Associate

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                  • CA

                  From an early age, Ivy has had a passion to help people. Throughout her early education, she found that nothing was as rewarding as facilitating others to reach their highest potential.

                  As a Senior Registered Client Service Associate, she strives to do so for all of her clients, where her primary focus is to provide exceptional client service and support. She began her career in the financial services industry in 2009 and works closely with her team with the primary role to makes each individual client feels special and cared for in a way that’s tailored specifically to their needs to better their lives.

                  Her other priority at the office is supporting the team by streamlining business operations, solving problems, and proactively anticipate the needs of the team. With over 10 years of experience in the industry, Ivy has also directed her efforts for personal growth and development as Chapter Head of the All Bar None in San Diego. This group's mission is to engage, educate and empower employees to promote the professional advancement of women at UBS. She has also served as a leader to her peers, actively promoting professional education and advancement.

                  Ivy speaks fluent Portuguese and conversational Spanish. She enjoys opportunities to travel and be outdoors with her husband, Oliver. She also spends her time teaching as a Certified Yoga Instructor, as well biking, hiking, and taking care of her rescue dog, Ruby. 

                  Experience to guide you forward
                  – All Bar None, San Diego Chapter Head 
                  – UBS Service Excellence Award Recipient, 2017
                  – Team Associate Coach, 2009-2019

                  My professional achievements and education
                  – Series 7, 66 securities licenses
                  – B.A. in International Studies-Economics, Minor Spanish Literature, University of California-San Diego

                    • University of California - San Diego, B.A. International Studies, Economics : 2006 - 2010
                      600 West Broadway
                      Suite 2100
                      San Diego, CA 92101

                    The Year Ahead - Sustainable Investing

                    Retirement planning

                    Retirement planning

                    Multigenerational planning

                    Multigenerational planning

                    Legacy—Wealth for others

                    For needs that go beyond your own—to help you improve the lives of others

                    What will your legacy be?
                    It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

                    Learn more at ubs.com/wealthway.

                    Backed by the strength of UBS

                    A global leader in wealth management

                    $2.8 trillion

                    In invested assets globally 
                    As of 06/30/2022

                    51 countries

                    Our global footprint

                    Global leader

                    UBS is a world-leading wealth manager

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