Global perspective delivered personally

Auer & Associates is a New York-based team, with a national presence, backed by the global resources of UBS. We are committed to each generation of your family, providing comprehensive wealth management and personalized investment guidance.

We’ll work closely with you to meet the challenges you face at each stage of life. With a compassionate and consultative process, our commitment forms the foundation of our values.

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We have a simple and elegant process that keeps your needs as our priority. We pride ourselves on matching your goals and objectives with a highly personalized financial plan and investment strategy.
- Hans Auer

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Hans Auer

Senior Vice President–Wealth Management

Chartered Retirement Plans Specialist℠
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- ID
- IL
- KY
- MA
- MD
- MI
- MN
- MT
- NC
- NH
- NJ
- NV
- NY
- OH
- PA
- SC
- TX
- UT
- VA
- VT
- WA
A graduate of St. Bonaventure University in 1993, Hans earned a B.S. in business administration. After working as a Financial Advisor at Merrill Lynch, Hans joined UBS in January 2009 and has over 18 years of experience in the wealth management industry. At UBS, Hans' focus is to provide customized solutions to successful clients and their families in today's often complex financial environment. Hans holds his Chartered Retirement Plan Specialist designation and together with his team is member of UBS' specialized Retirement Plan Consultants Program.

Active in community affairs, Hans enjoys giving back as a board member for the Chautauqua County Industrial Development Agency, as trustee at St. Mary of Lourdes Parish, past President of Moon Brook Country Club and as the former United Way of Southern Chautauqua County campaign chairman.

Hans lives in his hometown of Bemus Point, New York with his wife and two children.
- St. Bonaventure University, B.S. in Business Administration
- Chartered Retirement Plans Specialist℠
- Certified Exit Planning Advisor
201 West 3rd Street
Jamestown, NY 14701
Kristie Jo Peppy

Senior Wealth Strategy Associate
View bio
- FL
- MA
- NJ
- NY
- OH
- PA
Kristie Peppy is a Senior Wealth Analyst at , UBS Financial Services, Inc.. Kristie is a Pittsburgh native and a graduate of Allegheny College in Meadville, PA receiving a Bachelor of Arts degree in Economics. She brings a depth of experience to her clients having worked in both the financial operations and retail environments. She is committed to building strong personal relationships by delivering financial clarity and confidence.

Kristie currently lives in Bemus Point, New York with her husband Dr. Anthony Peppy and their two children, Michael and Christina. An avid running family, she is an active member of the Bemus Point Track Club and Maple Grove Cross Country Team. Kristie has held board positions on a national and local level supporting the Alliance of American Dental Society, UPMC Chautauqua Hospital Auxiliary, The Creche Inc., and Jamestown Public School System PTAs. She is also involved with WIN (Women In Networking) Chautauqua.
- Allegheny College in Meadville, PA, Bachelor of Arts degree in Economics
201 West 3rd Street
Jamestown, NY 14701
Tonie Wirsen

Client Associate Senior
View bio
- FL
- MA
- NY
- OH
- PA
Tonie joined UBS in 2009 and serves as a Senior Registered Client Service Associate, working closely with our most valued clients to help simplify their financial lives. Tonie has been in the industry working with her team for over 25 years. She holds her series 7 and 66 licenses and is registered in multiple states.

Tonie lives in Bemus Point, New York with her two children, Emma and Ethan. She is the Founder and President of the All for Amy Golf Tournament which started in 2005 and provides scholarships to young people in our community. She enjoys golfing, Yoga, traveling and spending time with her family and friends.
- Senior Registered Client Associate
201 West 3rd Street
Jamestown, NY 14701
Alex Grace

Client Associate
View bio
- NY
Alex Grace joined the team as a Client Service Associate at UBS Financial Services, Inc. in July of 2022. Prior to joining the team in July he worked for Northwest Bank where he held management responsibilities and gained valuable experience as a credit risk analyst. Alex is fully FINRA & SEC licensed and takes pride in his attention to detail and provides an exceptional level of customer service, allowing clients to meet their needs.

Alex currently resides in Buffalo, NY with his wife Katie, but will soon be moving back to his hometown of Bemus Point, New York.
201 West 3rd Street
Jamestown, NY 14701

Hans Auer

Senior Vice President–Wealth Management

Chartered Retirement Plans Specialist℠
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- ID
- IL
- KY
- MA
- MD
- MI
- MN
- MT
- NC
- NH
- NJ
- NV
- NY
- OH
- PA
- SC
- TX
- UT
- VA
- VT
- WA
A graduate of St. Bonaventure University in 1993, Hans earned a B.S. in business administration. After working as a Financial Advisor at Merrill Lynch, Hans joined UBS in January 2009 and has over 18 years of experience in the wealth management industry. At UBS, Hans' focus is to provide customized solutions to successful clients and their families in today's often complex financial environment. Hans holds his Chartered Retirement Plan Specialist designation and together with his team is member of UBS' specialized Retirement Plan Consultants Program.

Active in community affairs, Hans enjoys giving back as a board member for the Chautauqua County Industrial Development Agency, as trustee at St. Mary of Lourdes Parish, past President of Moon Brook Country Club and as the former United Way of Southern Chautauqua County campaign chairman.

Hans lives in his hometown of Bemus Point, New York with his wife and two children.
- St. Bonaventure University, B.S. in Business Administration
- Chartered Retirement Plans Specialist℠
- Certified Exit Planning Advisor
201 West 3rd Street
Jamestown, NY 14701
Kristie Jo Peppy

Senior Wealth Strategy Associate
View bio
- FL
- MA
- NJ
- NY
- OH
- PA
Kristie Peppy is a Senior Wealth Analyst at , UBS Financial Services, Inc.. Kristie is a Pittsburgh native and a graduate of Allegheny College in Meadville, PA receiving a Bachelor of Arts degree in Economics. She brings a depth of experience to her clients having worked in both the financial operations and retail environments. She is committed to building strong personal relationships by delivering financial clarity and confidence.

Kristie currently lives in Bemus Point, New York with her husband Dr. Anthony Peppy and their two children, Michael and Christina. An avid running family, she is an active member of the Bemus Point Track Club and Maple Grove Cross Country Team. Kristie has held board positions on a national and local level supporting the Alliance of American Dental Society, UPMC Chautauqua Hospital Auxiliary, The Creche Inc., and Jamestown Public School System PTAs. She is also involved with WIN (Women In Networking) Chautauqua.
- Allegheny College in Meadville, PA, Bachelor of Arts degree in Economics
201 West 3rd Street
Jamestown, NY 14701
Tonie Wirsen

Client Associate Senior
View bio
- FL
- MA
- NY
- OH
- PA
Tonie joined UBS in 2009 and serves as a Senior Registered Client Service Associate, working closely with our most valued clients to help simplify their financial lives. Tonie has been in the industry working with her team for over 25 years. She holds her series 7 and 66 licenses and is registered in multiple states.

Tonie lives in Bemus Point, New York with her two children, Emma and Ethan. She is the Founder and President of the All for Amy Golf Tournament which started in 2005 and provides scholarships to young people in our community. She enjoys golfing, Yoga, traveling and spending time with her family and friends.
- Senior Registered Client Associate
201 West 3rd Street
Jamestown, NY 14701
Alex Grace

Client Associate
View bio
- NY
Alex Grace joined the team as a Client Service Associate at UBS Financial Services, Inc. in July of 2022. Prior to joining the team in July he worked for Northwest Bank where he held management responsibilities and gained valuable experience as a credit risk analyst. Alex is fully FINRA & SEC licensed and takes pride in his attention to detail and provides an exceptional level of customer service, allowing clients to meet their needs.

Alex currently resides in Buffalo, NY with his wife Katie, but will soon be moving back to his hometown of Bemus Point, New York.
201 West 3rd Street
Jamestown, NY 14701

A focus on personalized access and service

Working with diverse clients with specific needs, our team sees it as our top responsibility to understand each aspect of your unique and often complicated financial life.

Our consultative process

A step-by-step process to help simplify your financial life. Our in-depth process results in an integrated wealth plan that serves as a road map for meeting your personal and professional goals.

Discovery
We learn about you through a full discussion of your goals, your values and your current financial concerns.
Planning
We present a comprehensive plan with our evaluation and recommendations.
Commitment
We review the details of our recommended investment approach and confirm our commitment to our working relationship.
Follow-up
We help simplify your life by familiarizing you with the reports, tools and full complement of services available from our team.
Progress
We offer ongoing reviews with our team and our network of specialists to track, monitor and optimize your plan.

Relationship management

Exceptional service is essential to a successful relationship
We stay on top of the latest and most prudent financial thinking and share that expertise through regular financial plan reviews, performance monitoring and in-person meetings.

Customized client service
Our trusted client service team is highly accessible, offering consistent communication, personal touch points and ongoing reviews. Responsive and attentive, we provide a flexible communication plan specific to your needs and schedule.

A network of professionals
Our team works closely together, communicating regularly, tapping each member’s expertise. We have built strong relationships with a wide array of experts, both inside and outside of UBS. In addition, we will work closely with your team of accountants and attorneys, leading the effort to develop one integrated approach.

Long-range impact on each generation
We understand the connections between wealth and family, and we’re committed to having a multigenerational impact on your life. We are positioned to address every family issue ranging from wealth transfer and preservation strategies to philanthropic pursuits. Our approach is simple: If people and causes are important to you, they are important to us.

Investment management

We’ll work closely with you to help maintain your lifestyle

Our approach is grounded in wealth preservation, UBS insights, independent due diligence, diversification and risk monitoring.

A lifetime financial strategy
We are committed to building long-lasting relationships so we monitor and adjust your plan to make sure your investment strategy is continually optimized. This helps ensure we keep pace with fluctuating markets, changing tax laws and your evolving family needs.

Critical elements of our investment approach include:

Holistic financial modeling
Traditional private banking services
Concentrated stock management
Alternative investments
Consolidated account reporting

Asset allocation
Our team works with you to determine an asset allocation strategy appropriate for your goals. We are prudent and disciplined, honing in on the investment mix that’s most appropriate for your goals and comfort with risk.

Risk management
By listening and aligning with your objectives, we focus on strategies that allow for sensible growth and help mitigate risk. As we implement your investment strategy, we communicate regularly and track performance, rebalancing and making adjustments for life changes and economic conditions.

Retirement planning programs
We have extensive experience servicing the needs of retirement plan sponsors and participants. We understand you face a significant set of administrative challenges and responsibilities. Count on us to help your executives and employees confidentially prepare to get the most from your company’s incentive and benefit programs.

Advanced planning

Advice as your needs evolve

Whether you are navigating life’s important milestones, managing business transitions or planning your legacy, we offer confident advice that grows with your needs.

Wealth enhancement
We’ll help determine how best to put your wealth to work and reduce the cost of liabilities where appropriate:

Tax mitigation
Comprehensive planning
Asset allocation strategies
Portfolio rebalancing
Cash-flow management

Wealth transfer
We help ensure your assets are preserved and transferred to future generations and charitable organizations in a tax-efficient manner:

Legacy planning
Trust services
College funding strategies
Business succession planning

Wealth protection
Our team views your family interests and business interests as the components of a complete and integrated strategy:

Asset-based lending
Life and long-term care insurance
Estate planning coordination

Charitable giving
Many of our clients are passionate about philanthropy and rely on us to help them achieve their specific estate, legacy planning and charitable giving goals:

Charitable giving strategies
Foundation supervision and set-up
Donor-advised funds

Legacy—Wealth for others

For needs that go beyond your own—to help you improve the lives of others

What will your legacy be?
It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

Learn more at ubs.com/wealthway.

Backed by the strength of UBS

A global leader in wealth management

^$3.9 trillion

In invested assets globally
As of 12/31/2022

51 countries

Our global footprint

Global leader

UBS is a world-leading wealth manager

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Global perspective delivered personally

Pursuing your goals together

Hans Auer

Kristie Jo Peppy

Tonie Wirsen

Alex Grace

Hans Auer

Kristie Jo Peppy

Tonie Wirsen

Alex Grace

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A focus on personalized access and service

Our consultative process

Relationship management

Investment management

Advanced planning

Legacy—Wealth for others

Backed by the strength of UBS

A global leader in wealth management

Insights

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