Retirement planning. It's about time.

Oculus

Retirement isn’t just about the year you stop working, it's about you, your lifetime of hard work, your family and the lifestyle you want to preserve. Most important, it’s about feeling confident about the future – for many years to come. We believe retirement confidence begins with a plan.

Young woman airport

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • image

    Charlton Vance

    Senior Vice President–Wealth Management

    Financial Advisor

    • image
    • image
    • AR
    • CA
    • CO
    • FL
    • GA
    • IA
    • IN
    • KY
    • MN
    • MO
    • NC
    • NE
    • NH
    • NJ
    • NM
    • OK
    • OR
    • PA
    • TX

    Charlton began his career during one of the most tumultuous times in our country's history. Yet, despite the terrible events on 9/11, & the financial crisis of 2008, he has helped clients manage their wealth throughout good times and bad. He joined UBS in 2003 after 4 years at Morgan Stanley and its predecessor firm, Dean Witter. In 2012, he attained the Chartered Retirement Planning Counselor (CRPC®) designation.

    Investment professionals with the Chartered Retirement Planning Counselor (CRPC®) designation have completed a six-week, 60-hour course covering more than 10 key topics. The curriculum covers a variety of principles in retirement planning for individuals including: the retirement planning process; sources of retirement income; personal savings; employer-sponsored plans; individual deferred compensation; planning for incapacity, disability and long-term care; determining when to retire; retirement plan distributions; asset management; investment strategy; income taxes and estate planning. In addition to the formal coursework, designees are required to earn 16 continuing education credits every two years to maintain their CRPC designation, which is conferred by the College for Financial Planning.

    With his clients, Charlton emphasizes asset allocation, and total portfolio management with a focus on retirement income planning. He also helps them with education funding, and structures for charitable giving and estate planning. Charlton is FINRA-registered, and holds Series 7 and 66 securities licenses as well as licenses for life, accident and health insurance and variable annuities. Currently, his team manages over $150 million in assets for over 100 families.

    He grew up in the Spring/Woodlands area & graduated from The John Cooper School. His bachelor’s degree in business is from Southwestern University, where he graduated in 2001. Charlton enjoys coaching youth soccer, golf, hunting, & volunteering at his church. He & his family live in The Woodlands, TX.

      • Southwestern University, Bachelor’s Degree in Business Administration
      • Chartered Retirement Planning Counselor℠
      1780 Hughes Landing Blvd
      3 Hughes Landing, Suite 200
      The Woodlands, TX 77380
    • image

      Stephen Vance

      Senior Vice President–Wealth Management

      Financial Advisor

      • image
      • image
      • AZ
      • CA
      • CO
      • FL
      • IA
      • IN
      • MO
      • NJ
      • NM
      • OK
      • OR
      • PA
      • SC
      • TX

      Over the past several decades, Stephen has been helping families plan for their retirement. Together, they have witnessed the crash of 1987, the "tech wreck" of 2000, & the financial crisis of 2008. Today, his clients leverage this knowledge & experience to navigate different market environments in order to achieve their financial goals. Stephen is FINRA-registered, and holds Series 3, 7, 63 and 65 securities licenses as well as licenses for life, accident and health insurance and variable annuities.

      Stephen's career began at Dean Witter Reynolds in 1981. In 2003, his team moved from Morgan Stanley to UBS. Today, when away from the office, he enjoys time with his grandchildren.

            1780 Hughes Landing Blvd
            3 Hughes Landing, Suite 200
            The Woodlands, TX 77380

          The Year Ahead - Sustainable Investing

          Retirement planning

          Retirement planning

          Multigenerational planning

          Multigenerational planning

          Legacy—Wealth for others

          For needs that go beyond your own—to help you improve the lives of others

          What will your legacy be?
          It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

          Learn more at ubs.com/wealthway.

          Backed by the strength of UBS

          A global leader in wealth management

          $2.8 trillion

          In invested assets globally 
          As of 06/30/2022

          51 countries

          Our global footprint

          Global leader

          UBS is a world-leading wealth manager

          Insights