Insight-based advice

• CT
• FL
• IL
• MA
• NH
• NJ
• NY
• RI

Jon Mack specializes in advising clients with respect to corporate retirement plans. He holds the title of Chartered Retirement Plans Specialist (CRPS®) , a professional designation awarded by the College for Financial Planning to individuals who specialize in creating, implementing and maintaining retirement plans for businesses. In addition, Jon is a DC Advisor at UBS, which is a designation held by only 5% of Financial Advisors at the Firm who have demonstrated a significant track record of experience with respect to managing corporate retirement plans.

With over 20 years' experience operating a closely-held family business, Jon's unique skillset allows him to relate to both the owners of companies, as well as plan participants. It is the lessons he learned from owning and operating a successful business that allow him to find solutions and to properly apply the broad intellectual capital of UBS.

As a partner in The Monument Group at UBS, Jon consults with business owners with respect to profit sharing plans, IRA-based plans, stock bonus plans, 401(k) plans, defined contribution plans and deferred compensation plans. He offers assistance to plan participants with respect to asset allocation and retirement income planning. He focuses a great deal of his efforts on improving plan participant outcomes for employees of all organizations, large and small. He is particularly adept at working with entrepreneurs and early-stage businesses, as well as multi-generational family businesses.

Jon holds a bachelor’s degree in business administration from the University of Massachusetts. He is an elected Shrewsbury Town Meeting Member, and serves on the Shrewsbury Development Corporation. He resides with his wife and two children in Shrewsbury, MA and spends most of his free time coaching youth basketball at the town and AAU level.

• University of Massachusetts, Bachelor’s Degree in Business Administration

• Chartered Retirement Plans Specialist℠
• Retirement Plan Consultant

• AZ
• CA
• CO
• CT
• DE
• FL
• GA
• IL
• MA
• MD
• ME
• MI
• MO
• NC
• NH
• NJ
• NY
• OH
• PA
• RI
• TX
• VA
• VT

Tim Gray is a partner in The Monument Group at UBS, which provides corporate retirement plan advisory services for small and medium sized businesses and not-for-profit institutions. Over his 20 year business career, Tim has worked in multiple industries and for organizations of many sizes, from start-ups to large multi-nationals. He works in a consultative manner with business-owners and finance/human resources professionals to guide them in carrying out their responsibilities with respect to corporate retirement plans.

A healthy retirement plan not only meets its fiduciary, regulatory and legal requirements, but promotes the notion of sufficient replacement income in retirement to all plan participants. Tim works directly with plan participants to educate them about financial markets, to guide them in their decisions about proper asset allocation and to help them with retirement income planning.

Tim holds a B.A. from Pomona College, a M.A. from the University of California, Santa Barbara and a MBA from the Haas School of Business, University of California, Berkeley. He serves in senior volunteer positions for the Haas School of Business Alumni Association, the Ecotarium science and nature museum, the Worcester Tennis Club and Bancroft School. He resides in Worcester with his wife and three children and is an avid golfer, skier and tennis player.

• Forbes Best-in-State Wealth Advisors, 2019, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

• Pomona College, B.A.
• University of California, Santa Barbara, M.A.
• Haas School of Business, University of California, Berkeley, MBA