A plan for today, tomorrow and generations to come

kern team

By understanding what’s most important to you, we can organize your financial life to help make sure your short-term needs don't cloud your long-term goals. We provide a structure so you clearly understand where your money is, and why. The plan we create together can help you stay focused at each stage of life, today, tomorrow and for future generations.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • michael-kern

    Michael Kern

    Senior Vice President–Wealth Management

    Financial Advisor

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    • FL
    • GA
    • ID
    • IL
    • IN
    • KY
    • MA
    • MI
    • MN
    • MO
    • MT
    • NC
    • NJ
    • NV
    • OH
    • PA
    • TN
    • VA
    • WY

    Mike began his career in the life and health insurance industry. He soon realized he could simplify these sometimes complex financial products so that people could understand their importance. Mike’s mission in wealth management is to understand his clients’ needs and goals in order to enable them to make the best possible investment decisions.

    Mike and his wife, Nancy, have three children and eleven grandchildren. He is a lifelong resident of Greater Cincinnati. Mike enjoys spending time with his family and playing golf.

    Licenses: Series 3, 7, 8, 63, 65, life and health insurance

        • Certified Investment Management Analyst®
        3601 Rigby Road
        Miamisburg, OH 45342
      • michelle-lowe

        Michelle Lowe

        Senior Wealth Strategy Associate

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        • FL
        • GA
        • ID
        • IN
        • KY
        • MN
        • MT
        • OH
        • PA
        • TN

        Michelle is currently a Wealth Strategy Associate with UBS Financial Services on the Kern Team in Cincinnati, Ohio. She has over 19 years of experience in the Financial Services industry.

        Michelle and her husband, Sam, have two boys, Trent and Jared.

        Licenses: Series 7, 63, 66 & Insurance

              3601 Rigby Road
              Miamisburg, OH 45342

            Focus on liquidity management

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            UBS and Credit Suisse—stronger than ever

            Managing wealth is our craft

            We’re committed to understanding what wealth means for you.

            At UBS, excellence comes from nurturing the best of our heritage, mastering the details and delivering the expertise you need to turn your financial vision into a reality. The result? Financial advice that is finely crafted for what matters most to you.