Experience. Advice. Collaboration.

Planning for your family’s entire financial needs

Team Photo 1

With the complexity of today's markets and uncertainty about tomorrow's economy, good financial advice is more important than ever. As a team of dedicated Financial Advisors, we're committed to helping you organize your finances around your short term needs, your longer-term goals and what you envision for generations to come. Our knowledgeable perspective, good judgement and broad experience can help you meet your challenges and seize opportunities.

Sound guidance in an uncertain world

  • Gray

    Gray Howard

    Senior Vice President–Wealth Management

    Senior Portfolio Manager

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    • CA
    • CO
    • CT
    • DE
    • FL
    • GA
    • IA
    • MA
    • MD
    • NC
    • ND
    • NJ
    • NY
    • OH
    • RI
    • SC
    • TN
    • TX
    • VA
    • VT

    Gray joined UBS Financial Services Inc. in 2020 after serving clients at both Morgan Stanley and Ameriprise Financial. He has over a decade of experience advising business owners and high net worth clients with their wealth and investment management needs.  He is also accredited with the Senior Portfolio Manager designation and is the portfolio manager for The Howard Group specializing in equity and fixed income strategies.

    Gray graduated from The Walker College of Business at Appalachian State University with a BS in Finance and a concentration in Financial Planning. Gray is the past president of the Charlotte Kiwanis Club, the past Treasurer for St. Luke's Lutheran Church, and sits on the Professional Advisory Cabinet for the Foundation For The Carolinas.

    Gray lives in Charlotte with his wife, Amanda, and their two children, Katie and Keever.

      • Walker School of Business, Appalachian State University, BS in Business Finance
      • Senior Portfolio Manager
      13024 Ballantyne Corporate Pl.
      Suite 650
      Charlotte, NC 28277
    • Hilary

      Hilary Miller

      Financial Advisor

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      • CA
      • CO
      • CT
      • FL
      • GA
      • IA
      • MA
      • MD
      • NC
      • ND
      • NJ
      • OH
      • RI
      • SC
      • TN
      • TX
      • VA

      Hilary joined UBS Financial Services Inc. in 2020 after serving clients at Wells Fargo Advisors, Merrill Lynch, and Morgan Stanley since 2013.  

      Hilary is a native of Jacksonville, FL and graduated from Auburn University with a Bachelor of Science in Business.

        • Auburn University, Raymond J. Harbert College of Business, BS in Business Marketing
          13024 Ballantyne Corporate Pl.
          Suite 650
          Charlotte, NC 28277
        • Emily

          Emily Nauss

          Authorized Officer

          Client Associate

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          • AK
          • AL
          • AR
          • AZ
          • CA
          • CO
          • CT
          • DC
          • DE
          • FL
          • GA
          • HI
          • IA
          • ID
          • IL
          • IN
          • KS
          • KY
          • LA
          • MA
          • MD
          • ME
          • MI
          • MN
          • MO
          • MS
          • MT
          • NC
          • ND
          • NE
          • NH
          • NJ
          • NM
          • NV
          • NY
          • OH
          • OK
          • OR
          • PA
          • PR
          • RI
          • SC
          • SD
          • TN
          • TX
          • UT
          • VA
          • VI
          • VT
          • WA
          • WI
          • WV
          • WY

          Emily joined The Howard Group in 2023 after having worked at the UBS Wealth Advice Center as the Head Operations Training Manager for the Training Financial Advisor (TFA) program as well as the Financial Advisor Development Program, and the Wealth Management Associate Program. Emily enjoys working with clients to ensure every service, administrative and operational request is addressed efficiently and effectively. 

           

          Emily lives in Charlotte with her husband, Travis. 

            • University of North Carolina, Wilmington, BA in Economics and BS in Biology
            • Registered Client Service Associate
            13024 Ballantyne Corporate Pl.
            Suite 650
            Charlotte, NC 28277
          • Roz

            Rosalyn Burris

            Client Associate

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              Rosalyn has been with UBS since 2005. She started out in operations and is currently a Branch Service Associate, Branch Technology Liaison, and Client Service Associate. Rosalyn enjoys working with and assisting clients. She lives in Charlotte with her husband Charles and their children DJ and Kennedy.

                • Central Piedmont Community College , Secretarial Science
                  13024 Ballantyne Corporate Pl.
                  Suite 650
                  Charlotte, NC 28277
                Portfolio management

                Portfolio management

                A team approach

                A team approach

                Goals-based planning

                Goals-based planning

                Selling your business: Proceed with passion

                UBS Business Transition Services can help unlock the possibilities

                Too many business owners don't plan in advance for when they’re ready to exit. We can provide guidance, along with UBS Business Transition Services, to help you prepare early for the transition and what comes next.

                The Howard Group's Commentary

                Backed by the strength of UBS

                A global leader in wealth management

                $3.9 trillion

                In invested assets globally 
                As of 12/31/2022

                51 countries

                Our global footprint

                Global leader

                UBS is a world-leading wealth manager