Wealth advice for your life's goals

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Our clients know that we put their best interests first at all times. As your financial advocates, we ask the critical questions to learn all about you, your family, priorities and concerns. At the end of the day, we understand that earning your confidence and trust requires integrity, prudence and accessibility.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Andrew

    Andrew Payne

    Senior Vice President–Wealth Management

    Financial Advisor

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    • AR
    • AZ
    • CA
    • CO
    • CT
    • DC
    • FL
    • GA
    • ID
    • IL
    • KS
    • MA
    • MD
    • ME
    • MI
    • NC
    • NH
    • NJ
    • NM
    • NY
    • OH
    • OR
    • PA
    • RI
    • SC
    • TN
    • TX
    • UT
    • VA
    • VT
    • WA
    • WV

    Andrew draws upon the global resources of UBS – along with his training and experience – to help families pursue what matters to them today, tomorrow, and for generations to come. 

    Andrew earned an undergraduate degree from the University of Connecticut and continued his studies at Boston University, completing their financial planning program. He successfully completed the rigorous education and experience requirements to become a Certified Financial Planner™ and is responsible for the teams financial planning unit along with his portfolio management duties.

    Andrew lives in Glastonbury and enjoys spending time at the shore with his fiancé Emily and her 3 year old daughter Lilliana.

     

    • Forbes America’s Top Next-Gen (Generation) Wealth Advisors, 2019, 2020, 2021The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
    • Forbes America’s Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2019, 2022The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year.
    • Forbes Best-in-State Wealth Advisors, 2020, 2021, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

      • CERTIFIED FINANCIAL PLANNER™
      • Portfolio Manager
      • Wealth Advisor
      One State Street
      Suite 1600
      Hartford, CT 06103
    • Richard A. Cyphers

      Richard Cyphers

      Senior Vice President–Wealth Management

      Financial Advisor

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      • AK
      • AZ
      • CA
      • CO
      • CT
      • DC
      • DE
      • FL
      • GA
      • IL
      • MA
      • MD
      • ME
      • MI
      • NC
      • NE
      • NH
      • NJ
      • NM
      • NY
      • OH
      • OR
      • PA
      • RI
      • SC
      • TN
      • TX
      • VA
      • VT
      • WA
      • WV

      Rick advises UHNW private clients on balancing short and long-term needs with financial objectives, taking into account liability requirements, risk tolerances, and wealth transference objectives. Prior to joining UBS in 2009, Rick was a Senior Advisor for Citi Family Office providing comprehensive wealth management services to private clients. He holds a M.B.A. from Tuck School of Business at Dartmouth College and earned recognition as one of Connecticut Magazine’s “Top 50 Advisors in Connecticut” in 2008. He has over 39 years of industry experience.

            One State Street
            Suite 1600
            Hartford, CT 06103
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            Aranzazu Suarez

            Client Associate

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            • CT

            With more than 10 years of financial services experience from MetLife and Wells Fargo Advisors, Arancha now co-manages with Jessica Perry our administrative and operational needs.  She strives to ensure they are processed accurately and quickly by handling the day-to-day administration of accounts, including opening new accounts, updating information, managing money transfers, and answering account questions.

             Originally from the Canary Islands, Arancha is fluent in Spanish and English. She holds a degree in International Business from Cruz de Piedra and is married with three children.

                  One State Street
                  Suite 1600
                  Hartford, CT 06103
                • Gerald

                  Gerald Dubey

                  Senior Vice President–Wealth Management

                  Financial Advisor

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                  • AZ
                  • CA
                  • CO
                  • CT
                  • DC
                  • FL
                  • GA
                  • IL
                  • MA
                  • MD
                  • ME
                  • MI
                  • NC
                  • NE
                  • NH
                  • NJ
                  • NM
                  • NY
                  • OH
                  • OR
                  • PA
                  • RI
                  • SC
                  • TN
                  • TX
                  • UT
                  • VA
                  • VT
                  • WA
                  • WV

                  Gerry delivers comprehensive wealth management, planning and wealth preservation strategies to family offices and UHNW private clients. He is a past member of the 12-person UBS Global Asset Management Advisory Council. Prior to joining UBS in 2009, he was a Senior Advisor at Citi Family Office advising on the complexities of significant wealth. A three sport athlete at Tufts University, Gerry joined Burnham & Company in 1971 where he provided equity research to institutional clients

                        One State Street
                        Suite 1600
                        Hartford, CT 06103
                      • Doug Domian

                        Douglas Domian

                        Senior Vice President–Wealth Management

                        Financial Advisor

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                        • AK
                        • AZ
                        • CA
                        • CO
                        • CT
                        • DC
                        • DE
                        • FL
                        • GA
                        • IL
                        • MA
                        • MD
                        • ME
                        • MI
                        • NC
                        • NE
                        • NH
                        • NJ
                        • NM
                        • NY
                        • OH
                        • OR
                        • PA
                        • RI
                        • SC
                        • TN
                        • TX
                        • UT
                        • VA
                        • VT
                        • WA
                        • WV

                        Doug's clients include families with multi-generational planning needs, corporate executives, business owners and he has a strong passion for working with families who have children with Special Needs.  Doug has the unique perspective of   loving and raising his oldest daughter who is Intellectually Disabled and has received specialized training in financial planning   for families with Special Needs.  In addition, Doug has  earned the Chartered Retirement Planning Counselor designation, CRPC®.  He enjoys spending his free time traveling with his family, golfing and fishing.

                              One State Street
                              Suite 1600
                              Hartford, CT 06103
                            • Jessica

                              Jessica Perry

                              Senior Client Associate

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                                Jess is an 18 year veteran of UBS Financial Services. As a Senior Client Service Associate, she is responsible for client account administration, delegating daily workflow, and client relationship management. Jess is married and she and her husband have two children.

                                      One State Street
                                      Suite 1600
                                      Hartford, CT 06103

                                    Defining your priorities. Pursuing what matters.

                                    Our experience and structured planning process drives a comprehensive financial plan and customized investment strategies. Depending on where you are in your life and the priorities that matter most, our planning conversations may focus on liquidity management, your cash flow needs, asset replacement solutions such as insurance, estate planning strategies, or tax and legal structures such as trusts and philanthropic vehicles.

                                    Our Process

                                    Our Process

                                    Goals-based planning

                                    Goals-based planning

                                    UBS Wealth Way

                                    UBS Wealth Way

                                    Legacy—Wealth for others

                                    For needs that go beyond your own—to help you improve the lives of others

                                    What will your legacy be?
                                    It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

                                    Learn more at ubs.com/wealthway.

                                    Backed by the strength of UBS

                                    A global leader in wealth management

                                    $2.8 trillion

                                    In invested assets globally 
                                    As of 06/30/2022

                                    Global leader

                                    UBS is a world-leading wealth manager

                                    #1

                                    Serving the next generation

                                    Euromoney Private Banking and Wealth Management Survey, 2020-2022