Your wealth. For generations.

Create your legacy for those who matter

Incredible financial opportunities come your way. Who can you trust to help you make the right decisions for you, your career and your legacy? How you manage your wealth has far-reaching effects. We have the expertise to help you avoid common missteps, so you can pursue what matters most today, tomorrow and for generations to come.

Start the conversation

Our mission is to assist our clients in making the world a better place. Through personal financial planning and investment management, we will work with you as you pursue your goals.
- The Arbor Group

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

John S. Adams

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AK
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
Role: John is a financial advisor and consultant with The Arbor Group on the topics of financial planning and portfolio management.

Credibility: John has over 40 years of financial industry experience and holds the CERTIFIED FINANCIAL PLANNER and Certified Investment Management Analyst® designations.

Connections: John is based in Seattle with his wife Andrea and is a lifelong conservationist. John enjoys hiking in the mountains and spending time with his 4 grandchildren.
- American College in Bryn Mawr, PA., Master's degree in Management (MSM) and a Master's in Financial Services (MsFS)
- Certified Investment Management Analyst
- CERTIFIED FINANCIAL PLANNER
Philanthropy

Legacy planning

Sustainable investing

225 108th Avenue NE
Suite 800
Bellevue, WA 98004

thearborgroup@ubs.com,Louise.Callura@ubs.com

John S. Adams

225 108th Avenue NE,Bellevue,WA,98004
Michael Frantz

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AK
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
Role: Mike focuses on working with multigenerational families and entrepreneurs to create long-term financial plans and investment portfolios.

Credibility: Mike is a CERTIFIED FINANCIAL PLANNER and has over 20 years of experience in the financial services industry. He graduated from the University of Washington with a BA in Economics.

Connections: Mike lives in Shoreline with his wife, two kids and double doodle. He enjoys running, skiing, boating, cooking and traveling.
925 Fourth Avenue
31st and 32nd Floors
Seattle, WA 98104

Louise.Callura@ubs.com,thearborgroup@ubs.com

Michael Frantz

925 Fourth Avenue,Seattle,WA,98104
Gary L. Kilbourn, CIMA

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AK
- AZ
- CA
- CO
- CT
- FL
- GA
- HI
- ID
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- MT
- NC
- NH
- NJ
- NV
- NY
- OH
- OR
- RI
- SC
- TN
- TX
- UT
- VT
- WA
Role: Gary provides comprehensive wealth management solutions to high-net-worth families, founders, and CEOs, offering personalized portfolio strategies, philanthropic guidance, and legacy planning.

Credibility: Gary has over 30 years of industry experience and holds the Certified Investment Management Analyst® designation. He also serves on the Board of Directors for Gorilla Doctors, a 501(c)(3).

Connections: Gary is deeply involved in global charitable initiatives globally for wildlife, climate, and ecosystem protection. He is a skiing and cycling enthusiast, along with his significant other and friends.
6900 South McCarran Boulevard
Suite 1020
Reno, NV 89509

gary.kilbourn@ubs.com

Gary L. Kilbourn, CIMA

6900 South McCarran Boulevard,Reno,NV,89509
Jack O'Connor, CFP®, CIMA®

Vice President–Wealth Management

Financial Advisor
View bio
- AK
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
Role: Jack provides holistic financial planning and investment solutions to high-net-worth families and Institutional Consulting services to endowments and foundations.

Credibility: Jack is a CERTIFIED FINANCIAL PLANNER and Certified Investment Management Analyst®. He graduated from Portland State University with a BS in Finance.

Connections: Jack lives in Wilsonville, OR with his wife and son. He enjoys backpacking, live music and traveling.
5300 Meadows Road
Suite 300
Lake Oswego, OR 97035

jack.oconnor@ubs.com

Jack O'Connor, CFP®, CIMA®

5300 Meadows Road,Lake Oswego,OR,97035
Jonathan Moore

Financial Advisor
View bio
- AK
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- SC
- SD
- TN
- TX
- UT
- VT
- WA
Role: Jonathan focuses on portfolio management that incorporates company specific ESG screening.

Credibility: Jonathan is a Chartered Financial Analyst with over eight years of financial services industry experience. He graduated from the University of Redlands with a BA in International Relations.

Connections: Jonathan lives in Seattle with his girlfriend and their two dogs. He enjoys exercising, travelling and golfing with friends.
925 Fourth Avenue
31st and 32nd Floors
Seattle, WA 98104

jonathan-za.moore@ubs.com

Jonathan Moore

925 Fourth Avenue,Seattle,WA,98104
Louise Callura

Authorized Officer

Team Administrator
View bio
- ID
- MA
- NY
- WA
Role: Louise focuses on servicing client relationships and provides efficient daily operations to help meet all clients needs.

Credibility : Louise has 14 years of experience in the financial services industry. She graduated from the Georgia Institute of Technology with a BS in Management.

Connections: Louise lives in West Seattle with her husband, son, and rescue dog. She is an avid reader, enjoys visiting local parks, and traveling along the West Coast.
925 Fourth Avenue
31st and 32nd Floors
Seattle, WA 98104

louise.callura@ubs.com

Louise Callura

925 Fourth Avenue,Seattle,WA,98104

Ryan Santosuosso

Registered Client Associate
View bio
- WA
Role: Ryan focuses on building client relationships and providing sales support.

Credibility: Ryan is a registered representative and has 3 years of experience in the financial services industry. He graduated from the University of Washington in 2022 with a dual concentration in Finance and Business Management.

Connections: Ryan lives in Mukilteo, Washington. In his free time, Ryan, enjoys golfing, surfing, snowboarding, and traveling with his friends and family.
925 Fourth Avenue
31st and 32nd Floors
Seattle, WA 98104

ryan.santosuosso@ubs.com

Ryan Santosuosso

925 Fourth Avenue,Seattle,WA,98104

John S. Adams

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AK
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
Role: John is a financial advisor and consultant with The Arbor Group on the topics of financial planning and portfolio management.

Credibility: John has over 40 years of financial industry experience and holds the CERTIFIED FINANCIAL PLANNER and Certified Investment Management Analyst® designations.

Connections: John is based in Seattle with his wife Andrea and is a lifelong conservationist. John enjoys hiking in the mountains and spending time with his 4 grandchildren.
- American College in Bryn Mawr, PA., Master's degree in Management (MSM) and a Master's in Financial Services (MsFS)
- Certified Investment Management Analyst
- CERTIFIED FINANCIAL PLANNER
Philanthropy

Legacy planning

Sustainable investing

225 108th Avenue NE
Suite 800
Bellevue, WA 98004

thearborgroup@ubs.com,Louise.Callura@ubs.com

John S. Adams

225 108th Avenue NE,Bellevue,WA,98004
Michael Frantz

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AK
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
Role: Mike focuses on working with multigenerational families and entrepreneurs to create long-term financial plans and investment portfolios.

Credibility: Mike is a CERTIFIED FINANCIAL PLANNER and has over 20 years of experience in the financial services industry. He graduated from the University of Washington with a BA in Economics.

Connections: Mike lives in Shoreline with his wife, two kids and double doodle. He enjoys running, skiing, boating, cooking and traveling.
925 Fourth Avenue
31st and 32nd Floors
Seattle, WA 98104

Louise.Callura@ubs.com,thearborgroup@ubs.com

Michael Frantz

925 Fourth Avenue,Seattle,WA,98104
Gary L. Kilbourn, CIMA

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AK
- AZ
- CA
- CO
- CT
- FL
- GA
- HI
- ID
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- MT
- NC
- NH
- NJ
- NV
- NY
- OH
- OR
- RI
- SC
- TN
- TX
- UT
- VT
- WA
Role: Gary provides comprehensive wealth management solutions to high-net-worth families, founders, and CEOs, offering personalized portfolio strategies, philanthropic guidance, and legacy planning.

Credibility: Gary has over 30 years of industry experience and holds the Certified Investment Management Analyst® designation. He also serves on the Board of Directors for Gorilla Doctors, a 501(c)(3).

Connections: Gary is deeply involved in global charitable initiatives globally for wildlife, climate, and ecosystem protection. He is a skiing and cycling enthusiast, along with his significant other and friends.
6900 South McCarran Boulevard
Suite 1020
Reno, NV 89509

gary.kilbourn@ubs.com

Gary L. Kilbourn, CIMA

6900 South McCarran Boulevard,Reno,NV,89509
Jack O'Connor, CFP®, CIMA®

Vice President–Wealth Management

Financial Advisor
View bio
- AK
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
Role: Jack provides holistic financial planning and investment solutions to high-net-worth families and Institutional Consulting services to endowments and foundations.

Credibility: Jack is a CERTIFIED FINANCIAL PLANNER and Certified Investment Management Analyst®. He graduated from Portland State University with a BS in Finance.

Connections: Jack lives in Wilsonville, OR with his wife and son. He enjoys backpacking, live music and traveling.
5300 Meadows Road
Suite 300
Lake Oswego, OR 97035

jack.oconnor@ubs.com

Jack O'Connor, CFP®, CIMA®

5300 Meadows Road,Lake Oswego,OR,97035
Jonathan Moore

Financial Advisor
View bio
- AK
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- IN
- MA
- MD
- MI
- MN
- MO
- MT
- NC
- NH
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- SC
- SD
- TN
- TX
- UT
- VT
- WA
Role: Jonathan focuses on portfolio management that incorporates company specific ESG screening.

Credibility: Jonathan is a Chartered Financial Analyst with over eight years of financial services industry experience. He graduated from the University of Redlands with a BA in International Relations.

Connections: Jonathan lives in Seattle with his girlfriend and their two dogs. He enjoys exercising, travelling and golfing with friends.
925 Fourth Avenue
31st and 32nd Floors
Seattle, WA 98104

jonathan-za.moore@ubs.com

Jonathan Moore

925 Fourth Avenue,Seattle,WA,98104
Louise Callura

Authorized Officer

Team Administrator
View bio
- ID
- MA
- NY
- WA
Role: Louise focuses on servicing client relationships and provides efficient daily operations to help meet all clients needs.

Credibility : Louise has 14 years of experience in the financial services industry. She graduated from the Georgia Institute of Technology with a BS in Management.

Connections: Louise lives in West Seattle with her husband, son, and rescue dog. She is an avid reader, enjoys visiting local parks, and traveling along the West Coast.
925 Fourth Avenue
31st and 32nd Floors
Seattle, WA 98104

louise.callura@ubs.com

Louise Callura

925 Fourth Avenue,Seattle,WA,98104
Ryan Santosuosso

Registered Client Associate
View bio
- WA
Role: Ryan focuses on building client relationships and providing sales support.

Credibility: Ryan is a registered representative and has 3 years of experience in the financial services industry. He graduated from the University of Washington in 2022 with a dual concentration in Finance and Business Management.

Connections: Ryan lives in Mukilteo, Washington. In his free time, Ryan, enjoys golfing, surfing, snowboarding, and traveling with his friends and family.
925 Fourth Avenue
31st and 32nd Floors
Seattle, WA 98104

ryan.santosuosso@ubs.com

Ryan Santosuosso

925 Fourth Avenue,Seattle,WA,98104

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

House View Monthly

Watch the replay of the CIO House View monthly livestream for a conversation with Mark Haefele, GWM Chief Investment Officer, and David Lefkowitz, Head of US Equities, CIO Americas, hosted by Anthony Pastore, Head of Broadcast Communications, CIO Americas. Global equity markets have surged on the momentum of artificial intelligence, but investors now face a pivotal question: can AI drive economies to “escape velocity” and unlock a new era of growth, or will challenges like rising debt and persistent inflation slow progress? Our discussion will help you interpret the signals, seize opportunities, and build resilient portfolios for long-term success. For more insights, read CIO’s Year Ahead 2026 outlook.

December 04, 2025

A leading global wealth manager

Donor-advised funds

Year-end charitable giving

As we approach the end of the year, you may be thinking about the charitable contributions you’d like to make. Learn how a donor-advised fund (DAF), can support your favorite charities in a flexible, tax-efficient and cost-effective manner.

For personalized service and more information on how a DAF can fit into your charitable giving plans, contact our team today.

A leader in wealth management

Backed by the strength of our parent company, UBS AG

^$6.9 trn

UBS Group invested assets
As of 10/29/2025

51 countries

Our global footprint

Global leader

UBS is a leading and truly global wealth manager

Your wealth. For generations.

The Arbor Group

Pursuing your goals together

John S. Adams

Michael Frantz

Gary L. Kilbourn, CIMA

Jack O'Connor, CFP®, CIMA®

Jonathan Moore

Louise Callura

Ryan Santosuosso