Insight-based advice

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Cray Martin has been providing comprehensive wealth management and personalized financial planning for his clients for over 32 years.   As a trusted advisor with UBS Financial Services, Inc. he is located in their City Centre office in Houston, Texas. His passion for finance began in the early 1980s after experiencing personal losses during the savings and loan crisis and he decided to make a career out of helping others succeed and to avoid many of the pitfalls inherent in investing. Cray is committed to helping clients pursue sustainable financial outcomes through personalized goal setting, risk management and professional portfolio management.   He focuses on establishing credibility through integrity, and building long-term trust. He joined Paine Webber & Co. (now UBS) in 1998 and has remained with the firm ever since.  Cray has been recognized by Forbes Magazine by being awarded “Best in State Wealth Advisors” in 2023, 2024, and 2025, to which he credits his clients for their trust and confidence in his team over the years.

A native of Corpus Christi, Cray graduated from Texas A&M University with a B.S. in Economics and a minor in Marketing. He enjoys spending time in the Texas Hill Country with his wife, Michelle, and their growing family—especially their soon-to-arrive grandchildren. Outside of work, Cray is active in his church, enjoys the occasional saltwater fly fishing trip, and loves traveling with Michelle.

• Forbes Best-in-State Wealth Advisors, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

• Texas A&M, B.S. Economics

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Carlyn English is a Senior Registered Client Associate at UBS Financial Services, having joined the firm in 1999. With 26 years of experience in the financial industry, Carlyn collaborates closely with wealth advisor Cray Martin, providing elite client service. Her responsibilities include personalized services for online access, cash movement, statements, referrals, and scheduling consistent client reviews and meetings.

Originally from Corpus Christi, Carlyn holds a marketing degree from Southwest Texas and has
experience in both financial services and the retail industry. She resides in the Houston area and has a daughter, Kelsey, who graduated from Texas A&M in 2016 and currently works and lives in Austin. In her leisure time, Carlyn enjoys bicycling, tennis, gardening, and motorcycle riding.

• Southwest Texas, Marketing

Liz McHugh, a Senior Client Service Associate at UBS, joined the firm in 2022 as a part-time assistant to the Martin Wealth Management Team, bringing with her extensive prior experience in the financial industry. She collaborates closely with Cray and Carlyn, primarily responsible for preparing essential financial reports for client account reviews. Additionally, she assists with online services, statements, cash movement, and provides personalized client support.

A native of Houston, Liz graduated from Memorial High School and Baylor University with a Bachelor of Arts degree. She is married to Jeff, and they have two grown sons, Matthew and Mason. Liz enjoys hunting trips with her family, cooking, and spending time at their bay house in Rockport.