Experience that anticipates, plans and protects

Private Wealth Management

Why do clients value our investment experience and approach?

Solutions. As a team, we have navigated many market cycles. With more than 70 years of combined experience, our team is passionate about helping clients reach their goals.

Flexibility. We are flexible managers who work well through change and uncertainty. No matter what the markets bring, we can deliver appropriate solutions.

Planning. Our proactive planning process enables us to anticipate your needs and potential risks—before issues arise

Access. You’ll benefit from direct, onsite access to our extended team of specialists in estate and trust strategies, advanced planning, portfolio structuring and lending.

Transparency. We’ll ensure you clearly understand all the factors that inform the management of your assets.

Collaboration. We coordinate with your professional team of CPAs, trust attorneys and managers to align our strategies and integrate your overall wealth plan.

Financial insight for your evolving life

When it comes to your family, your business or the legacy you leave behind, our team can help you address your current priorities, the issues you expect to face and the ones you may not see coming.

Donald Trabert

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AZ
- CA
- DE
- FL
- HI
- ID
- IN
- LA
- MA
- MD
- MI
- NE
- NJ
- NV
- NY
- OH
- OR
- PA
- TX
- UT
- VA
- WA
Don manages cash and fixed income for private clients and foundations. Don concentrates on structuring and overseeing both taxable and tax-exempt bond portfolios for maximum safety. Don considers issuer credit, interest levels, inflation expectations, yield curve shape, and sector exposures. Don's seasoned approach is supported by an extensive credit, quantitative, and economic research platform. He is considered one of the firm's top fixed income advisors and was selected to serve on the UBS Asset Management national financial advisory board. Don lives with his wife in Mill Valley and enjoys golf, skiing, gardening, cooking and his dog Jake.
- B.S., University of Notre Dame
- Licenses and Certifications: Series 7, 63 and 66; CA State Insurance #0I79773
- More than 40 years of industry experience
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104
Joseph Asiano

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- PR
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
Joe provides wealth preservation and growth advice for corporate executives, entrepreneurs, families and foundations. He has expertise in managing wealth resulting from IPO, merger, and private liquidity events. Joe delivers personalized wealth management through a tax-efficient investment process featuring rebalancing, portfolio reporting, and a goals-based approach to asset allocation. He also structures and executes client philanthropic goals. Joe and his wife live in San Francisco where they raised two children. He has been active over the years in Scouts-BSA and the St. Vincent de Paul Men's Club board. Since 2016, Joe has served on the board of directors of a global wine company with land and facilities across Napa, Sonoma, and the Willamette Valley.
- B.S., University of California, Berkeley
- M.B.A., Yale University
- Certified Exit Planning Advisor
- Licenses and Certifications: Series 7 and 66; CA State Insurance #0H11686
- More than 25 years of experience
- Forbes Best-in-State Wealth Advisors, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104
Margaret Ring-Wiersma

Associate Director

Senior Wealth Strategy Associate
View bio
- AZ
- CA
- DE
- FL
- HI
- ID
- IL
- IN
- LA
- MA
- MD
- MI
- NE
- NJ
- NV
- NY
- OH
- PA
- TX
- UT
- WA
Margie ensures the highest quality service standards for the operational and administrative needs of our clients. She also manages fixed income and equity trading, restricted stock settlements and general client service functions. She builds tailored plans and strategies based on an understanding of client needs, goals and risk tolerance by using the tools and resources of the firm, knowledge of financial planning, tax and investing strategies, insurance, estate plans and cash flow management. As an Authorized Officer, Margie works within the team as a proactive resource supporting change processes and procedures. This may include administrative or professional work and keeping processes and data up-to-date. Margie earned her B.S. from Golden Gate University.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104
Ariana O'Shea

Client Associate
View bio
Ariana began her career with UBS in 2004. She believes in the value of prompt response and solutions to any needs and concerns that clients may have. Ariana brings great experience from her years of service in the financial industry and is known for her in-depth understanding of operations and her attention to detail.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

Donald Trabert

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AZ
- CA
- DE
- FL
- HI
- ID
- IN
- LA
- MA
- MD
- MI
- NE
- NJ
- NV
- NY
- OH
- OR
- PA
- TX
- UT
- VA
- WA
Don manages cash and fixed income for private clients and foundations. Don concentrates on structuring and overseeing both taxable and tax-exempt bond portfolios for maximum safety. Don considers issuer credit, interest levels, inflation expectations, yield curve shape, and sector exposures. Don's seasoned approach is supported by an extensive credit, quantitative, and economic research platform. He is considered one of the firm's top fixed income advisors and was selected to serve on the UBS Asset Management national financial advisory board. Don lives with his wife in Mill Valley and enjoys golf, skiing, gardening, cooking and his dog Jake.
- B.S., University of Notre Dame
- Licenses and Certifications: Series 7, 63 and 66; CA State Insurance #0I79773
- More than 40 years of industry experience
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104
Joseph Asiano

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- PR
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
Joe provides wealth preservation and growth advice for corporate executives, entrepreneurs, families and foundations. He has expertise in managing wealth resulting from IPO, merger, and private liquidity events. Joe delivers personalized wealth management through a tax-efficient investment process featuring rebalancing, portfolio reporting, and a goals-based approach to asset allocation. He also structures and executes client philanthropic goals. Joe and his wife live in San Francisco where they raised two children. He has been active over the years in Scouts-BSA and the St. Vincent de Paul Men's Club board. Since 2016, Joe has served on the board of directors of a global wine company with land and facilities across Napa, Sonoma, and the Willamette Valley.
- B.S., University of California, Berkeley
- M.B.A., Yale University
- Certified Exit Planning Advisor
- Licenses and Certifications: Series 7 and 66; CA State Insurance #0H11686
- More than 25 years of experience
- Forbes Best-in-State Wealth Advisors, 2022The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104
Margaret Ring-Wiersma

Associate Director

Senior Wealth Strategy Associate
View bio
- AZ
- CA
- DE
- FL
- HI
- ID
- IL
- IN
- LA
- MA
- MD
- MI
- NE
- NJ
- NV
- NY
- OH
- PA
- TX
- UT
- WA
Margie ensures the highest quality service standards for the operational and administrative needs of our clients. She also manages fixed income and equity trading, restricted stock settlements and general client service functions. She builds tailored plans and strategies based on an understanding of client needs, goals and risk tolerance by using the tools and resources of the firm, knowledge of financial planning, tax and investing strategies, insurance, estate plans and cash flow management. As an Authorized Officer, Margie works within the team as a proactive resource supporting change processes and procedures. This may include administrative or professional work and keeping processes and data up-to-date. Margie earned her B.S. from Golden Gate University.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104
Ariana O'Shea

Client Associate
View bio
Ariana began her career with UBS in 2004. She believes in the value of prompt response and solutions to any needs and concerns that clients may have. Ariana brings great experience from her years of service in the financial industry and is known for her in-depth understanding of operations and her attention to detail.
555 California Street
32nd/ 34th /46th Floor
San Francisco, CA 94104

Advanced planning to pursue your complex goals

The greater your financial success, the greater your need for customized planning advice.

Wealth management

Portfolio management and risk allocation

How do you invest to maximize return and minimize risk?

Complex market forces are at work today—economic, political and behavioral. That’s why we practice conservative portfolio management as a rule. Our clients—company founders, CEOs, CFOs, board members, C-level executives, fund managers and wealthy families—respect our holistic approach. Although each client is unique, our recommendations generally focus on lowering volatility and then preserving and growing capital. We lead with high-quality municipal bonds for most taxable asset allocations.

In structuring your portfolio, we tailor your asset allocation to your growth and income needs, risk tolerance, tax situation, estate plan and charitable goals. We take the time to understand where and how all of your assets are currently invested. We then present our recommendations under a comprehensive allocation view that considers both portfolio risk and specific asset risk. Over time, we guide you through changing conditions, identify opportunities and deliver the flexible solutions you need.

Public companies

Solutions for public company founders and insiders

Are you maximizing the value of your equity shares?

Whether you are executing stock options or selling shares within a corporate window, we understand the complexities of these transactions and strive to simplify your life. Our team has extensive experience:

Designing Rule 10b5-1 selling plans
Advising on specific issues
Section 16
Trading window black-outs
Short-swing profit rules
Rule 144 and Form 4 filings

In addition, we also offer a full complement of hedging, collaring, covered call writing and lending services. Depending on where you are in your company’s growth cycle, we may also recommend tax-efficient gifting, grantor trusts, donation strategies and early stock option exercise.

Neither UBS Financial Services Inc. nor any of its employees provide tax or legal advice. You should consult with your personal tax or legal advisor regarding your personal circumstances.

Private business owners

Strategies for private business owners

Are your needs being met with value-added advice and innovation?

Our team offers strategies to your company through every phase of growth and through its transitions. We help guide you to make the right decisions for your family and future. Our specialists explore the potential risks and opportunities of various strategies for the most significant source of your wealth.

We connect you with custom solutions to support your company objectives, which may include:

Advanced financial planning
Mergers and acquisitions
Lending—all types
Private placement
Employee stock ownership plans (ESOP)
Key-person coverage
Captive insurance
Real estate finance solutions

Estate planning

Planning and helping to protect your estate

Will your family be protected when you’re gone?

Whether your planning is inspired by protecting your assets or business, reducing your estate tax exposure or transferring wealth to succeeding generations, our team works closely with our on-site Advanced Planning team. This group of experts assists our ultra high net worth clients through the estate planning process to protect and enhance wealth for your family.

We begin by gathering all relevant estate documents and balance sheet items. Using our strategic wealth analysis, we can then illustrate how your estate looks today and make recommendations that may serve to improve your current plan, including:

Estate liquidity planning
Estate tax management
Revocable Trust planning
Grantor Retained Annuity Trusts (GRATs)
Sales to intentionally defective grantor trusts
Income tax planning with grantor trusts
Annual exclusion giving
Generation skipping transfer tax planning
Family entity planning
Family meetings
Charitable vehicles
Asset protection planning

_{Neither UBS Financial Services Inc. nor any of its employees provide tax or legal advice. You should consult with your personal tax or legal advisor regarding your personal circumstances.}

Financial education

Access to financial education

What do you hope to accomplish with your wealth?

Understanding the bigger picture of your financial life is key to helping you make better long-term decisions. Access to educational programs, investor perspectives and industry experts can add value to your thinking. We offer a web-based financial learning program for the younger generation tailored across different life stages (grade school, high school, college and young adult). In addition, UBS offers a range of educational conferences and investor forums that focus on:

Philanthropy
Global Family Office
Women and investing
Young Successors Program

Philanthropy

Meeting your philanthropy needs

Is your giving strategy making an impact?

Studies show that families with well-defined philanthropic efforts tend to retain wealth more successfully across generations. As a result, it is our distinct pleasure to assist you in the cultivation of your philanthropic goals. Philanthropy is a learned behavior passed on through a family. Our goal is to work with you to tailor education and participation strategies for the entire family so that your charitable values continue across generations.

Our advice first addresses your current charitable goals and contributions. We then consider the range of charitable options that may make long-term sense for you, your family and the causes you value most, including:

Tax-efficient charitable giving
Donor advised funds
Private foundations
Charitable remainder trusts
Charitable lead trusts

_{We have the experience and expertise to help you bring your philanthropic vision to life. Neither UBS Financial Services Inc. nor any of its employees provide tax or legal advice. You should consult with your personal tax or legal advisor regarding your personal circumstances.}

Break the code

The answer to planning your future

Now that you’re in a good position to plan for your future, you probably have lots of questions. But asking family, friends or the internet for guidance usually leaves you with more questions than answers. That’s why we offer online financial guides that, before anything else, ask you a question: What are your goals?

Visit the site or get in touch. The earlier you start planning your future, the more your money can do for you, your family and the world.

Let's talk

Backed by the strength of UBS

A global leader in wealth management

^$2.8 trillion

In invested assets globally
As of 06/30/2022

51 countries

Our global footprint

Global leader

UBS is a world-leading wealth manager

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