Let's move forward. Together.

Our clients know that we put their best interests first at all times. As your financial advocates, we ask the critical questions to learn all about you, your family, priorities and concerns. At the end of the day, we understand that earning your confidence and trust requires integrity, prudence and accessibility.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Spencer Stone

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IA
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- MI
- MN
- MO
- MT
- NC
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WI
- WV
Spencer serves as Senior Vice President, Senior Portfolio Manager and Financial Advisor for UBS Global Wealth Management and is a founding member of Summit Wealth Management. He is passionate about serving clients and building meaningful relation-ships. In his role, Spencer and his team provide customized and comprehensive wealth management solutions to individuals and families, as well as, public and private institutions.

Philosophically, Spencer and his team are relationship oriented and consultative in their approach to client work He firmly believes in simplifying and coordinating client financial goals and objectives. Spencer has over twenty years of experience in wealth management. Prior to joining UBS, Spencer served as Senior Vice President, Financial Advisor and Portfolio Management Director at Morgan Stanley. Spencer began his career with Kidder, Peabody & Co., Inc.

Spencer holds an undergraduate degree from Miami University in Oxford, Ohio and earned his Master of Business Administration degree, with a specialization in Finance, from The University of Toledo. He holds a Certified Investment Management Analyst (CIMA) designation, as well as, Series 7, 9, 10, 63 and 65 licenses. Spencer is active in the Toledo community and is currently a Trustee for the Boys and Girls Clubs of Toledo. He has previously served on the YMCA Storer Camps Board, The United Way Young Leaders Council and the Family and Child Abuse Prevention Center of Toledo. Spencer also served as a volunteer for Kids Unlimited and was a past mentor for Central City Ministries of Toledo. Spencer and his wife, Christy, reside in Toledo and have two daughters.
- Senior Portfolio Manager
- Certified Investment Management Analyst®
5757 Monroe Street
Sylvania, OH 43560

spencer.stone@ubs.com

Spencer Stone

5757 Monroe Street,Sylvania,OH,43560
Rick Cocke

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IA
- ID
- IL
- IN
- KY
- MA
- MD
- MI
- MN
- MO
- NC
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WV
- WY
Rick has more than 35 years of financial services and business experience. He began his career in the financial services industry with PaineWebber in 1984 after ten years as a private business owner. He focuses his efforts on managing individual portfolios for clients using risk management, tax efficient investing and asset allocation models. Rick is committed to a disciplined approach toward asset accumulation, with a long term emphasis.
5757 Monroe Street
Sylvania, OH 43560

rick.cocke@ubs.com

Rick Cocke

5757 Monroe Street,Sylvania,OH,43560
J. Brad Tyo

Senior Vice President–Wealth Management
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IA
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- NC
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WV
Brad serves as Senior Vice President, Financial Advisor for UBS Global Wealth Management and is a founding member of Summit Wealth Management.

Brad brings a unique perspective and skill set to advising clients. As a result of his background in public accounting, Brad is able to effectively translate this knowledge to client financial and investment planning. Brad takes a holistic planning approach with his clients, specifically focusing on retirement cash flow planning and risk management. Brad employs and orchestrates a team approach in serving his clients. He firmly believes in communicating and coordinating financial strategy with his clients’ other advisors, such as their accountant and estate planning attorney, in order to obtain the best possible solution.

Brad has over twenty years of experience in the financial services industry. Prior to joining UBS, Brad served as First Vice President, Financial Advisor at Morgan Stanley. Brad is a graduate of The Ohio State University and earned a Bachelor of Science in Business Administration degree (accounting). Brad is a former Board member of The Toledo Hospital and is active in the community. He resides in Sylvania, Ohio with his wife, Christine, and three children. During his free time, Brad enjoys spending time with his family, playing golf, reading and traveling.
5757 Monroe Street
Sylvania, OH 43560

brad.tyo@ubs.com

J. Brad Tyo

5757 Monroe Street,Sylvania,OH,43560
Justin Henck, CRPC

Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IA
- IL
- IN
- KY
- MA
- MD
- MI
- MN
- MO
- NC
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WV
Justin is a Financial Advisor on the Summit Wealth Management Group. He collaborates with the other advisors to work with individuals, families, and businesses to help critically weigh the best opportunities for managing and protecting their wealth. Justin earned the professional designation of Charted Retirement Planning Counselor or CRPC from the College of Financial Planning and earned his Bachelor's degree from Ohio Northern Univeristy in Business Management. He currently resides in Weston, OH with his wife Kendra and daughter's, Kolbie & Kyler.
- Chartered Retirement Planning Counselor
5757 Monroe Street
Sylvania, OH 43560

justin.henck@ubs.com

Justin Henck, CRPC

5757 Monroe Street,Sylvania,OH,43560
Gail Gordon

Wealth Management Associate
View bio
- AK
- AL
- AZ
- CA
- CO
- FL
- GA
- IL
- IN
- KY
- MA
- MI
- MN
- MO
- NC
- NM
- NV
- NY
- OH
- PA
- SC
- SD
- TX
- WA
Gail provides ongoing support for our clients on a daily basis and works with the team to meet all client objectives. She has more than 30 years experience in the finance industry. Gail earned her Associate's Degree in Business Adminstration from Stautzenberger College, and holds her Series 7 and 66 Licenses.
5757 Monroe Street
Sylvania, OH 43560

gail.hechler@ubs.com

Gail Gordon

5757 Monroe Street,Sylvania,OH,43560
Stacy Morycz

Senior Client Associate
View bio
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- PR
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WV
- WY
Stacy Morycz recently joined UBS as a member of the Summit Wealth Management Team.

Though Stacy just joined UBS, she has been in the Financial Industry since she began college in 2003.

Past roles have included everything from being a teller during university, to a Personal Banker, Branch Manager and for the last 7 years she has been in the role of a Client Associate.

Stacy is an enthusiastic and knowledgeable resource for clients. She uses her diverse, informed background to educate clients and make recommendations that fit each individual and their specific needs. Stacy can handle all administrative needs and is qualified to handle investment transactions when a Financial Advisor is not immediately available.

Stacy has her Series 7, 66, and her CPRC designation. While building relationships with clients is something she loves to do and is passionate about, in her spare time she loves spending time with her husband and their two daughters, Makenna (4) Mila (2). Stacy prides herself on being efficient and raising the bar when it comes to client needs and expectations.

Stacy is an alumni of Marshall University in WV where she was born and raised and still loves to have the “Country Roads Take Her Home”.
- Marshall University
5757 Monroe Street
Sylvania, OH 43560

stacy.morycz@ubs.com

Stacy Morycz

5757 Monroe Street,Sylvania,OH,43560

Spencer Stone

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IA
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- MI
- MN
- MO
- MT
- NC
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WI
- WV
Spencer serves as Senior Vice President, Senior Portfolio Manager and Financial Advisor for UBS Global Wealth Management and is a founding member of Summit Wealth Management. He is passionate about serving clients and building meaningful relation-ships. In his role, Spencer and his team provide customized and comprehensive wealth management solutions to individuals and families, as well as, public and private institutions.

Philosophically, Spencer and his team are relationship oriented and consultative in their approach to client work He firmly believes in simplifying and coordinating client financial goals and objectives. Spencer has over twenty years of experience in wealth management. Prior to joining UBS, Spencer served as Senior Vice President, Financial Advisor and Portfolio Management Director at Morgan Stanley. Spencer began his career with Kidder, Peabody & Co., Inc.

Spencer holds an undergraduate degree from Miami University in Oxford, Ohio and earned his Master of Business Administration degree, with a specialization in Finance, from The University of Toledo. He holds a Certified Investment Management Analyst (CIMA) designation, as well as, Series 7, 9, 10, 63 and 65 licenses. Spencer is active in the Toledo community and is currently a Trustee for the Boys and Girls Clubs of Toledo. He has previously served on the YMCA Storer Camps Board, The United Way Young Leaders Council and the Family and Child Abuse Prevention Center of Toledo. Spencer also served as a volunteer for Kids Unlimited and was a past mentor for Central City Ministries of Toledo. Spencer and his wife, Christy, reside in Toledo and have two daughters.
- Senior Portfolio Manager
- Certified Investment Management Analyst®
5757 Monroe Street
Sylvania, OH 43560

spencer.stone@ubs.com

Spencer Stone

5757 Monroe Street,Sylvania,OH,43560
Rick Cocke

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IA
- ID
- IL
- IN
- KY
- MA
- MD
- MI
- MN
- MO
- NC
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WV
- WY
Rick has more than 35 years of financial services and business experience. He began his career in the financial services industry with PaineWebber in 1984 after ten years as a private business owner. He focuses his efforts on managing individual portfolios for clients using risk management, tax efficient investing and asset allocation models. Rick is committed to a disciplined approach toward asset accumulation, with a long term emphasis.
5757 Monroe Street
Sylvania, OH 43560

rick.cocke@ubs.com

Rick Cocke

5757 Monroe Street,Sylvania,OH,43560
J. Brad Tyo

Senior Vice President–Wealth Management
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IA
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- NC
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WV
Brad serves as Senior Vice President, Financial Advisor for UBS Global Wealth Management and is a founding member of Summit Wealth Management.

Brad brings a unique perspective and skill set to advising clients. As a result of his background in public accounting, Brad is able to effectively translate this knowledge to client financial and investment planning. Brad takes a holistic planning approach with his clients, specifically focusing on retirement cash flow planning and risk management. Brad employs and orchestrates a team approach in serving his clients. He firmly believes in communicating and coordinating financial strategy with his clients’ other advisors, such as their accountant and estate planning attorney, in order to obtain the best possible solution.

Brad has over twenty years of experience in the financial services industry. Prior to joining UBS, Brad served as First Vice President, Financial Advisor at Morgan Stanley. Brad is a graduate of The Ohio State University and earned a Bachelor of Science in Business Administration degree (accounting). Brad is a former Board member of The Toledo Hospital and is active in the community. He resides in Sylvania, Ohio with his wife, Christine, and three children. During his free time, Brad enjoys spending time with his family, playing golf, reading and traveling.
5757 Monroe Street
Sylvania, OH 43560

brad.tyo@ubs.com

J. Brad Tyo

5757 Monroe Street,Sylvania,OH,43560
Justin Henck, CRPC

Vice President–Wealth Management

Financial Advisor
View bio
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IA
- IL
- IN
- KY
- MA
- MD
- MI
- MN
- MO
- NC
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
- WV
Justin is a Financial Advisor on the Summit Wealth Management Group. He collaborates with the other advisors to work with individuals, families, and businesses to help critically weigh the best opportunities for managing and protecting their wealth. Justin earned the professional designation of Charted Retirement Planning Counselor or CRPC from the College of Financial Planning and earned his Bachelor's degree from Ohio Northern Univeristy in Business Management. He currently resides in Weston, OH with his wife Kendra and daughter's, Kolbie & Kyler.
- Chartered Retirement Planning Counselor
5757 Monroe Street
Sylvania, OH 43560

justin.henck@ubs.com

Justin Henck, CRPC

5757 Monroe Street,Sylvania,OH,43560
Gail Gordon

Wealth Management Associate
View bio
- AK
- AL
- AZ
- CA
- CO
- FL
- GA
- IL
- IN
- KY
- MA
- MI
- MN
- MO
- NC
- NM
- NV
- NY
- OH
- PA
- SC
- SD
- TX
- WA
Gail provides ongoing support for our clients on a daily basis and works with the team to meet all client objectives. She has more than 30 years experience in the finance industry. Gail earned her Associate's Degree in Business Adminstration from Stautzenberger College, and holds her Series 7 and 66 Licenses.
5757 Monroe Street
Sylvania, OH 43560

gail.hechler@ubs.com

Gail Gordon

5757 Monroe Street,Sylvania,OH,43560
Stacy Morycz

Senior Client Associate
View bio
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- PR
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WV
- WY
Stacy Morycz recently joined UBS as a member of the Summit Wealth Management Team.

Though Stacy just joined UBS, she has been in the Financial Industry since she began college in 2003.

Past roles have included everything from being a teller during university, to a Personal Banker, Branch Manager and for the last 7 years she has been in the role of a Client Associate.

Stacy is an enthusiastic and knowledgeable resource for clients. She uses her diverse, informed background to educate clients and make recommendations that fit each individual and their specific needs. Stacy can handle all administrative needs and is qualified to handle investment transactions when a Financial Advisor is not immediately available.

Stacy has her Series 7, 66, and her CPRC designation. While building relationships with clients is something she loves to do and is passionate about, in her spare time she loves spending time with her husband and their two daughters, Makenna (4) Mila (2). Stacy prides herself on being efficient and raising the bar when it comes to client needs and expectations.

Stacy is an alumni of Marshall University in WV where she was born and raised and still loves to have the “Country Roads Take Her Home”.
- Marshall University
5757 Monroe Street
Sylvania, OH 43560

stacy.morycz@ubs.com

Stacy Morycz

5757 Monroe Street,Sylvania,OH,43560

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

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A leading global wealth manager

ElectionWatch 2024

24 questions for the '24 US election

Election day is fast approaching and the outcome could impact your portfolio. Connect with us for election insights and investment strategies that may be right for you.

The latest ElectionWatch report from our Chief Investment Office answers 24 of investors' frequently asked questions. Covering a range of concerns from taxes and inflation to investment considerations and monetary policy, this report can help inform your decisions regardless of the election's outcome.

Download the report

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As of 06/30/2024

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Our global footprint

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UBS is a leading and truly global wealth manager

Let's move forward. Together.

Pursuing your goals together

Spencer Stone

Rick Cocke

J. Brad Tyo

Justin Henck, CRPC

Gail Gordon

Stacy Morycz