Global insight. Opportunities worldwide.

With the complexity of today's markets and uncertainty about tomorrow's economy, good financial advice is more important than ever. As a team of dedicated Financial Advisors, we're committed to helping you organize your finances around your short term needs, your longer-term goals and what you envision for generations to come. Our knowledgeable perspective, good judgement and broad experience can help you meet your challenges and seize opportunities.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Manish Mehta, CFA, CFP

Managing Director–Wealth Management
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- MI
- MN
- MT
- NC
- ND
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- SC
- SD
- TN
- TX
- VA
- VT
- WA
- WI
- WV
Manish joined UBS in 2008 from Merrill Lynch, where he was a Resident Director. Early on in his career in wealth management at Morgan Stanley, he started specializing in advising clients with significant wealth. Drawing on his extensive experience, Manish now develops personalized strategies to address the complex needs of high net worth clients and institutions.

Manish is a CFA® and CFP® practitioner. He attended the Wharton School of Business at the University of Pennsylvania for executive education. Manish received his PGDBA (Post Graduate in Business Administration) in Finance & International Business in India and was awarded his school's highest academic honor for excellence. His focus was on Computer Science, Physics and Mathematics during his BS.

Outside of the office, whenever Manish is not spending time with his two young daughters, he is enjoying some fitness pursuit. You can easily engage him in a discussion about nutrition or health. He is ever willing to visit a new country or try a new cuisine.

California Insurance License number 0I1920
- Barron's Top 1,200 Financial Advisors, 2017, 2018, 2019, 2020, 2021, 2023
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3.
- Forbes America’s Top Wealth Management Teams, 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- CERTIFIED FINANCIAL PLANNER™
- Chartered Financial Analyst®
- Institutional Consultant, UBS Institutional Consulting Program
- Senior Portfolio Manager
- Private Wealth Advisor
201 North New York Ave
Suite 300
Winter Park, FL 32789
Paul Higgins

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WV
Paul graduated with a B.A. in Economics and minor in Spanish from Centre College in 1987. He has over 28 years of Banking, Investment Management, and Risk Management experience. His experience includes Branch Manager for UBS Financial Services, Inc. from 2011-2013 and Commerce Investment Corp, Senior Investment Officer with SunTrust Securities, Wealth Advisory Specialist with Smith Barney, and Commercial Lending with Wachovia.

Paul works privately with families, philanthropies, and corporations on a national basis assisting them with their domestic financial needs. Paul also holds a Wealth Advisor designation.

California Insurance License number 2011299
- Forbes America’s Top Wealth Management Teams, 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Centre College, B.A. Economics
10 South Jefferson Street
Suite 1050
Roanoke, VA 24011
John Saunders, CFP

Senior Vice President–Wealth Management

CERTIFIED FINANCIAL PLANNER™
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MT
- NC
- ND
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- SC
- SD
- TN
- TX
- VA
- VT
- WA
- WI
- WV
John graduated with a B.A. in Economics from the University of Virginia in 1979 and an M.B.A. from Harvard in 1983. He has over 37 years of investment management experience. This includes 14 years as a senior executive with Fidelity, Prudential, and T Rowe Price in Boston, Dallas. London, New York / New Jersey, and Baltimore. He spent 11 years as a management consultant with the Boston Consulting Group in Boston and his own consulting firms in Roanoke.

John has been a financial advisor to individual and businesses for more than 12 years. He holds a CFP and Wealth Advisor designation.

California Insurance License number 0G71253
- Forbes America’s Top Wealth Management Teams, 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- University of Virginia, B.A. Economics
- Harvard, M.B.A.
- CERTIFIED FINANCIAL PLANNER™
10 South Jefferson Street
Suite 1050
Roanoke, VA 24011
Richard G. Berardo

Senior Vice President–Wealth Management

Portfolio Manager
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- VA
- VT
- WA
- WI
- WV
Rick, originally from Jersey City, NJ, began his career as a Financial Advisor in 1991 with PaineWebber. He is a graduate of the University of Central Florida with a degree in Political Science with a pre-law emphasis. Since joining UBS in 2008 from Merrill Lynch, Rick’s primary focus is using the UBS financial planning tools to create an investment and estate planning road map for his clients. He uses a disciplined approached of regularly schedule reviews to monitor and update, when needed, their investments and plans.

Rick has been married 37 years to his wife Maureen. They have two adult children, two bulldogs and a yellow lab. Rick’s son, Richard, is also a member of the Summit Group team. Outside of the office, Rick & Maureen are active in dog rescue organizations.

California Insurance License number 0C56669
- Forbes America’s Top Wealth Management Teams, 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Portfolio Manager
201 North New York Ave
Winter Park, FL 32789
Pranjal "P.J." Mehta

Senior Vice President–Wealth Management

Senior Portfolio Manager
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- VA
- VT
- WA
- WI
- WV
PJ began his career as a Financial Advisor in 1997 with PaineWebber after completing his MBA in Finance at the University of Central Florida. Since joining UBS in 2008, PJ’s primary focus is working with clients on their asset management, multi-generational wealth preservation, transfer strategies, and philanthropic objectives.

PJ was born and raised in Mumbai, India. He earned his bachelor’s in accounting at the University of Bombay. While studying, he worked at his family’s practice of Chartered Accountants overseeing the internal audit department.

He and his wife, Tracey, live in Oviedo, Florida. Outside of the office, they enjoy their weekends spending time with their three adult children and their dog Teddy.

California Insurance License number 0C57246
- Forbes America’s Top Wealth Management Teams, 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Senior Portfolio Manager
201 North New York Ave
Winter Park, FL 32789
William "Will" Peyton, Jr.

Wealth Management Associate
View bio
- AL
- AZ
- CA
- FL
- GA
- IL
- MA
- MD
- MI
- MN
- NC
- NJ
- NV
- NY
- OH
- PA
- SC
- TX
- VA
- WA
- WV
Will began his career in Wealth Management at Merrill Lynch before joining UBS in 2008. He works with families and institutions to address a wide spectrum of planning needs. His focus on the team includes financial planning, investment implementation, trade execution, risk monitoring and liability management.

With a constant pursuit of superlative service, he strives to have a meaningful impact on client's lives. He particularly enjoys working with multiple generations of families to help them leave a lasting legacy.

Will is a native of Eastern North Carolina and went to ECU, where he received his degree in Business Administration with a specialization in finance.

Will learned finance at an early age from his father, who has been in the industry for over 30 years. An avid outdoorsman, he enjoys various sports and attending sporting events.
317 W. Barbee Chapel Road
Chapel Hill, NC 27517

Manish Mehta, CFA, CFP

Managing Director–Wealth Management
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- MI
- MN
- MT
- NC
- ND
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- SC
- SD
- TN
- TX
- VA
- VT
- WA
- WI
- WV
Manish joined UBS in 2008 from Merrill Lynch, where he was a Resident Director. Early on in his career in wealth management at Morgan Stanley, he started specializing in advising clients with significant wealth. Drawing on his extensive experience, Manish now develops personalized strategies to address the complex needs of high net worth clients and institutions.

Manish is a CFA® and CFP® practitioner. He attended the Wharton School of Business at the University of Pennsylvania for executive education. Manish received his PGDBA (Post Graduate in Business Administration) in Finance & International Business in India and was awarded his school's highest academic honor for excellence. His focus was on Computer Science, Physics and Mathematics during his BS.

Outside of the office, whenever Manish is not spending time with his two young daughters, he is enjoying some fitness pursuit. You can easily engage him in a discussion about nutrition or health. He is ever willing to visit a new country or try a new cuisine.

California Insurance License number 0I1920
- Barron's Top 1,200 Financial Advisors, 2017, 2018, 2019, 2020, 2021, 2023
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3.
- Forbes America’s Top Wealth Management Teams, 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- CERTIFIED FINANCIAL PLANNER™
- Chartered Financial Analyst®
- Institutional Consultant, UBS Institutional Consulting Program
- Senior Portfolio Manager
- Private Wealth Advisor
201 North New York Ave
Suite 300
Winter Park, FL 32789
Paul Higgins

Senior Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VT
- WA
- WI
- WV
Paul graduated with a B.A. in Economics and minor in Spanish from Centre College in 1987. He has over 28 years of Banking, Investment Management, and Risk Management experience. His experience includes Branch Manager for UBS Financial Services, Inc. from 2011-2013 and Commerce Investment Corp, Senior Investment Officer with SunTrust Securities, Wealth Advisory Specialist with Smith Barney, and Commercial Lending with Wachovia.

Paul works privately with families, philanthropies, and corporations on a national basis assisting them with their domestic financial needs. Paul also holds a Wealth Advisor designation.

California Insurance License number 2011299
- Forbes America’s Top Wealth Management Teams, 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Centre College, B.A. Economics
10 South Jefferson Street
Suite 1050
Roanoke, VA 24011
John Saunders, CFP

Senior Vice President–Wealth Management

CERTIFIED FINANCIAL PLANNER™
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MT
- NC
- ND
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- SC
- SD
- TN
- TX
- VA
- VT
- WA
- WI
- WV
John graduated with a B.A. in Economics from the University of Virginia in 1979 and an M.B.A. from Harvard in 1983. He has over 37 years of investment management experience. This includes 14 years as a senior executive with Fidelity, Prudential, and T Rowe Price in Boston, Dallas. London, New York / New Jersey, and Baltimore. He spent 11 years as a management consultant with the Boston Consulting Group in Boston and his own consulting firms in Roanoke.

John has been a financial advisor to individual and businesses for more than 12 years. He holds a CFP and Wealth Advisor designation.

California Insurance License number 0G71253
- Forbes America’s Top Wealth Management Teams, 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- University of Virginia, B.A. Economics
- Harvard, M.B.A.
- CERTIFIED FINANCIAL PLANNER™
10 South Jefferson Street
Suite 1050
Roanoke, VA 24011
Richard G. Berardo

Senior Vice President–Wealth Management

Portfolio Manager
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- VA
- VT
- WA
- WI
- WV
Rick, originally from Jersey City, NJ, began his career as a Financial Advisor in 1991 with PaineWebber. He is a graduate of the University of Central Florida with a degree in Political Science with a pre-law emphasis. Since joining UBS in 2008 from Merrill Lynch, Rick’s primary focus is using the UBS financial planning tools to create an investment and estate planning road map for his clients. He uses a disciplined approached of regularly schedule reviews to monitor and update, when needed, their investments and plans.

Rick has been married 37 years to his wife Maureen. They have two adult children, two bulldogs and a yellow lab. Rick’s son, Richard, is also a member of the Summit Group team. Outside of the office, Rick & Maureen are active in dog rescue organizations.

California Insurance License number 0C56669
- Forbes America’s Top Wealth Management Teams, 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Portfolio Manager
201 North New York Ave
Winter Park, FL 32789
Pranjal "P.J." Mehta

Senior Vice President–Wealth Management

Senior Portfolio Manager
View bio Industry recognition
- AL
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NJ
- NM
- NV
- NY
- OH
- OR
- PA
- RI
- SC
- SD
- TN
- TX
- VA
- VT
- WA
- WI
- WV
PJ began his career as a Financial Advisor in 1997 with PaineWebber after completing his MBA in Finance at the University of Central Florida. Since joining UBS in 2008, PJ’s primary focus is working with clients on their asset management, multi-generational wealth preservation, transfer strategies, and philanthropic objectives.

PJ was born and raised in Mumbai, India. He earned his bachelor’s in accounting at the University of Bombay. While studying, he worked at his family’s practice of Chartered Accountants overseeing the internal audit department.

He and his wife, Tracey, live in Oviedo, Florida. Outside of the office, they enjoy their weekends spending time with their three adult children and their dog Teddy.

California Insurance License number 0C57246
- Forbes America’s Top Wealth Management Teams, 2022The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
- Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Senior Portfolio Manager
201 North New York Ave
Winter Park, FL 32789
William "Will" Peyton, Jr.

Wealth Management Associate
View bio
- AL
- AZ
- CA
- FL
- GA
- IL
- MA
- MD
- MI
- MN
- NC
- NJ
- NV
- NY
- OH
- PA
- SC
- TX
- VA
- WA
- WV
Will began his career in Wealth Management at Merrill Lynch before joining UBS in 2008. He works with families and institutions to address a wide spectrum of planning needs. His focus on the team includes financial planning, investment implementation, trade execution, risk monitoring and liability management.

With a constant pursuit of superlative service, he strives to have a meaningful impact on client's lives. He particularly enjoys working with multiple generations of families to help them leave a lasting legacy.

Will is a native of Eastern North Carolina and went to ECU, where he received his degree in Business Administration with a specialization in finance.

Will learned finance at an early age from his father, who has been in the industry for over 30 years. An avid outdoorsman, he enjoys various sports and attending sporting events.
317 W. Barbee Chapel Road
Chapel Hill, NC 27517

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Global insight. Opportunities worldwide.

Pursuing your goals together

Manish Mehta, CFA, CFP

Paul Higgins

John Saunders, CFP

Richard G. Berardo

Pranjal "P.J." Mehta

William "Will" Peyton, Jr.