Wealth advice for your life's goals

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Thomas Nieto is a Co-Founder of Spyglass Hill Advisors, where he is a Managing Director and a Private Wealth Financial Advisor in Newport Beach, California. Tom works closely with clients to identify their needs, provide advice and guidance, and coordinate unified action with a team of locally based specialists. 

Prior to joining UBS, Thomas worked as a Private Client Advisory for 25 years in Bank of America’s Private Bank (formerly U.S. Trust), where he helped add value to high-net-worth families. He also worked within Security Pacific National Bank where he participated in the creation of their Private Banking Group. Also, during his tenure there he worked in the Commercial Banking Group where he traveled globally to lead the acquisitions of foreign banks and oversaw evaluating and risk rating the firms largest corporate/real estate and capital market exposure.  He earned his B.A. from California State Polytechnic University, Pomona.

Thomas is a former board member of the Blue Ribbon Committee at California State College at Fullerton, as well as the Orange County Performing Arts Business Partnership. He is also a former Executive Board Member with United Way.

Thomas and his wife Marsha live in Newport Beach. During the weekend, he enjoys playing golf, as well as taking scenic walks along the coast. He also loves spending time with his two adult sons and three grandsons.

• Forbes Best-in-State Wealth Management Teams, 2025The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

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Fred Grand is Co-Founder of Spyglass Hill Advisors, where he is Senior Vice President and Private Wealth Financial Advisor at UBS in Newport Beach, California. Fred is responsible for providing high-net-worth individuals, families, business owners and institutions with customized wealth strategies, planning, and banking services. He leads a team of in-house specialists who work in concert to uncover possible efficiencies in multiple disciplines.

Fred enjoys helping clients streamline the complexities that significant wealth can entail. His tenure in financial services has provided him with deep relationships in the professional community and a robust network of contacts. This connectivity allows him to support clients in their efforts to preserve, grow and transfer wealth effectively.

Prior to joining UBS, Fred was a nationally Top Ranked Private Client Advisor for Bank of America (formerly U.S. Trust) assisting high-net-worth clients. Fred was also awarded the Best in the West Award for his role as a Global Commercial Banker, where he catered to Middle Market companies and their owners. He served as an Investment Banker and CPA® conducting mergers, acquisitions, and financing advisory services. Fred began his career as an auditor for PricewaterhouseCoopers (PwC), where he consulted Fortune 500 companies, private equity firms, and hedge funds. Originally from Southern California, he earned his Bachelor’s and Master’s degree in Accountancy and Financial Planning from the University of San Diego. He has served as a top-ranked adjunct professor at his alma mater, teaching finance and accounting. Fred has attained the designation of Certified Public Accountant (CPA®, inactive).

In his free time, Fred enjoys spending time with his wife and three daughters doing recreational activities such as; playing tennis, golf, skiing, cycling or relaxing at the beach. In addition, he can be found volunteering within the community and serving on several company boards.

• Forbes Best-in-State Wealth Management Teams, 2025The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

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Tim Thatcher is Senior Vice President–Wealth Management at UBS and a partner on the Spyglass Advisors Team.

Tim specializes in Financial Planning – working with corporations, C-suite executives and their families, coordinating decisions across relationships, and acting as a Financial Quarterback to be an extension of all service providers.  Tim’s comprehensive approach throughout his career integrates company benefits, retirement planning, asset management and estate planning to assist clients with their complex needs.

After obtaining his business degree in Finance, Tim has enjoyed developing trusted relationships with clients and their families and the rewards of helping them protect and grow their wealth.  Tim is known for his ability to look at a problem from many angles, communicate a range of options and make clients feel heard and comfortable.  The personal relationships are everlasting and his clients become an extension of his own family. 

Prior to joining UBS in 2012, Tim worked in the Financial Planning Division of Goldman Sachs for six years in both Orange County and the Greater Detroit area.  Tim was born and raised in the Midwest, where he graduated from the College of Business at Michigan State University, with a degree in Finance.  An active and avid sports fan, Tim currently resides in Orange County with his son London and is forever loyal to Detroit sports.  He has been named a Forbes Best-in-State Next-Gen Wealth Advisor twice, a designation for up-and-coming top advisors under age 40.

• Forbes Best-in-State Wealth Management Teams, 2025The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• Forbes Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2019, 2023The Forbes rating is compiled by Shook Research and awarded annually in August based on information from a 12 month period ending in March of the award year.

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Laura Holland is the Team Administrator for Spyglass Hill Advisors at UBS in Newport Beach, California.  In her role she coordinates the client team and in-house specialists to deliver a high-touch client experience that is customized for each client’s unique situation.  Laura organizes a strategy-based approach for our clients across investment management, credit, wealth structuring, trust and estate planning services, philanthropy, and private banking.

Laura enjoys learning each client’s unique story, which helps the team better understand their history and future goals and objectives. This knowledge enables Laura to utilize her extensive professional experience and desire for excellence to serve clients with a holistic approach and properly deliver the necessary firm resources.

Prior to joining UBS, Laura was a Private Client Manager at Bank of America Private Bank, in Newport Beach.  Laura has over 30 years of experience in financial services and gained a well-rounded background having worked in various roles serving high-net-worth individuals and institutional clients.   

Laura currently lives in Rancho Mission Viejo and enjoys the outdoors, cooking and spending time with family.