Lasting relationships. For all that matters

People walking along dam

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • David Spehar

    David Spehar

    Account Vice President

    Financial Advisor

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    • AR
    • AZ
    • CA
    • CO
    • FL
    • IA
    • ID
    • IL
    • IN
    • MA
    • MI
    • MN
    • MS
    • MT
    • OR
    • PA
    • SD
    • TN
    • TX
    • WA
    • WI
    • WY

    Dave believes that being a Financial Advisor is a tremendous honor that comes with great responsibility. For 20 years, he has worked in many financial sectors including: Retirement Planning, Institutional Sales, Equity Trading, and Private Wealth Management. Dave is passionate about building trusted and meaningful client relationships and takes an active role in facilitating family governance, stewardship, and the education and preparation of the next generation.  He is focused on being a lifelong trusted partner with his clients. 

    Dave graduated from the University of Minnesota in 2001 with a Bachelor of Science degree. He currently holds his Series 7 and 66 Securities License.

    Dave and his wife, Rebecca, are strong supporters of The Pancreatic Cancer Action Network, Juvenile Diabetic Research Foundation and Children’s Hospitals. He enjoys the outdoors, Native American history and a round of golf. He and Rebecca live in Chaska, MN, with their two sons.

          444 Cedar Street
          Suite 2200
          St Paul, MN 55101
        • Julie Sept

          Julie Heidenreich

          Senior Client Associate

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          • AR
          • AZ
          • CA
          • CO
          • FL
          • GA
          • IA
          • IL
          • KS
          • LA
          • MA
          • MD
          • MI
          • MN
          • MO
          • MT
          • NC
          • ND
          • OR
          • PA
          • SC
          • SD
          • TN
          • TX
          • VA
          • WA
          • WI
          • WY

          Julie has been in the financial services industry for over 20 years. As the main point of contact for clients, Julie handles account maintenance and client inquiries.  In addition, Julie strives try to make sure each person knows they are important to David Spehar and UBS Financial Services by offering help and services that goes beyond the daily expectations.

          Julie’s passion is flower gardening; she also enjoys kayaking, entertaining friends and family, and traveling to new destinations.

                444 Cedar Street
                Suite 2200
                St Paul, MN 55101

              A focus on personalized access and service

              Working with diverse clients with specific needs, our team sees it as our top responsibility to understand each aspect of your unique and often complicated financial life.

              Multigenerational planning

              Multigenerational planning

              compass

              A way forward

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              Investment management

              Life is unpredictable. Could we be better prepared?

              For some of life's questions you're not alone. Together we can find the answer.

              With so much changing every day, it's hard to know how our lives will be affected. What will the changes mean for your family? Your business? Your future? We can help you get your plan in place.

              Backed by the strength of UBS

              A global leader in wealth management

              $2.8 trillion

              In invested assets globally 
              As of 06/30/2022

              51 countries

              Our global footprint

              Global leader

              UBS is a world-leading wealth manager