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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Stephen Smith

Senior Vice President–Wealth Management

CA Insurance License 0E36971
View bio Industry recognition
- AK
- AL
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NJ
- NY
- OH
- OK
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
Steve received a Bachelor’s degree in Business Administration from Truman State University in 1993 and has since devoted his entire career to working at UBS. Steve obtained the highly regarded Certified Investment Analyst (CIMA®) certificate in 2004 and the Certified Financial Planner (CFP®) in 2006.

In 2004, Steve co-founded a wealth management team which has transitioned into the Northstar Partners Wealth Management Group. Steve utilizes his advanced analytical skill set to help high net worth individuals develop goal-oriented investment strategies. He evaluates a client's entire financial picture to implement a plan that is customized based on their agreed upon needs and aspirations. Helping families confidently accumulate, preserve, and transfer wealth through our planning-based approach, allows families to successfully achieve their critical life goals. Steve believes in giving back and participated in a UBS mentorship program where he provided a small business owner with six months of pro bono financial advice. Continuing as a mentor, Steve has been working with a US Veteran transitioning to a business career. After losing his wife in December 2011 to a 16-year battle with metastatic breast cancer he became actively involved in supporting breast cancer research and organizations that help care for cancer patients and their loved ones. Steve, his wife Gale and their 3 children Grace, Charlie and William reside in Hinsdale. Steve enjoys coaching their children's soccer teams as well as their annual ski trip out West.

California Insurance License 0E36971
- Forbes Best-in-State Wealth Advisors, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Truman State University, Bachelor's degree in Business Administration
- CA Insurance License 0E36971
- Certified Investment Management Analyst®
- CERTIFIED FINANCIAL PLANNER®
- Wealth Advisor
One North Wacker Drive
Chicago, IL 60606

s.smith@ubs.com

Stephen Smith

One North Wacker Drive,Chicago,IL,60606
Kristen Zaharski

Account Vice President

CA Insurance License 4149532
View bio Industry recognition
- AK
- AL
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- NC
- NJ
- NY
- OH
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WI
Kristen earned her Bachelor of Science degree from the University of Michigan in 2005. She worked as an orthopaedic research specialist at Shriners Hospital for Children and subsequently received her law degree in 2012 from the University of Illinois Chicago School of Law. As an attorney, she concentrated her practice in representing physicians and hospitals in actions alleging medical negligence and was selected as a Leading Lawyers “Emerging Lawyer” in 2017, 2018, 2019, and 2020.

Kristen joined Northstar Partners at UBS in 2020. She adds value for her clients by recognizing the importance of liquidity, longevity, and legacy. She helps individuals and businesses achieve their financial goals by constructing individualized portfolios and creating comprehensive financial plans that are unique to each client. By understanding their needs, and the relationships most important to them, Kristen strives to ensure the financial wellbeing of all her clients.

Kristen enjoys spending time with her daughter, Samantha, attending the ballet, and cheering on her alma mater at the Big House.

CA License Number: 4149532
- Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- CA Insurance License 4149532
One North Wacker Drive
Chicago, IL 60606

kristen.zaharski@ubs.com

Kristen Zaharski

One North Wacker Drive,Chicago,IL,60606
Alexandra Coxe Fitzgarrald, CRPC

Senior Wealth Strategy Associate
View bio
- AR
- AZ
- CA
- CO
- CT
- DC
- FL
- IA
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NJ
- NV
- NY
- OH
- PA
- SC
- TX
- UT
- VA
- WA
- WI
A key member of the Zaharski/Smith Wealth Management Group since 2008, Alexandra works closely with clients close to retirement, developing customized financial plans for their retirement needs and lifelong goals. Her priority is to help her clients get the plans they need while they still have the ability to affect the outcome. Alexandra graduated from Tulane University in New Orleans, and began her career with UBS Financial Services Inc. in 2005. She holds the FINRA Series 7 and Series 66 security licenses as well as her life insurance license. Alexandra's work with both qualified plans and retirement-age individuals prompted her to study for the advanced Chartered Retirement Planning Counselor^SM designation, which she received in June 2012. Alexandra, her husband Donnie and their two children live in Chicago. Alexandra is a devoted runner and enjoys travelling with her family.
- Tulane University
One North Wacker Drive
Chicago, IL 60606

alexandra.coxe@ubs.com

Alexandra Coxe Fitzgarrald, CRPC

One North Wacker Drive,Chicago,IL,60606
Rebecca "Becky" West

Senior Wealth Strategy Associate
View bio
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- PR
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
One North Wacker Drive
Chicago, IL 60606

rebecca.west@ubs.com

Rebecca "Becky" West

One North Wacker Drive,Chicago,IL,60606

Stephen Smith

Senior Vice President–Wealth Management

CA Insurance License 0E36971
View bio Industry recognition
- AK
- AL
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NJ
- NY
- OH
- OK
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WI
Steve received a Bachelor’s degree in Business Administration from Truman State University in 1993 and has since devoted his entire career to working at UBS. Steve obtained the highly regarded Certified Investment Analyst (CIMA®) certificate in 2004 and the Certified Financial Planner (CFP®) in 2006.

In 2004, Steve co-founded a wealth management team which has transitioned into the Northstar Partners Wealth Management Group. Steve utilizes his advanced analytical skill set to help high net worth individuals develop goal-oriented investment strategies. He evaluates a client's entire financial picture to implement a plan that is customized based on their agreed upon needs and aspirations. Helping families confidently accumulate, preserve, and transfer wealth through our planning-based approach, allows families to successfully achieve their critical life goals. Steve believes in giving back and participated in a UBS mentorship program where he provided a small business owner with six months of pro bono financial advice. Continuing as a mentor, Steve has been working with a US Veteran transitioning to a business career. After losing his wife in December 2011 to a 16-year battle with metastatic breast cancer he became actively involved in supporting breast cancer research and organizations that help care for cancer patients and their loved ones. Steve, his wife Gale and their 3 children Grace, Charlie and William reside in Hinsdale. Steve enjoys coaching their children's soccer teams as well as their annual ski trip out West.

California Insurance License 0E36971
- Forbes Best-in-State Wealth Advisors, 2024The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Truman State University, Bachelor's degree in Business Administration
- CA Insurance License 0E36971
- Certified Investment Management Analyst®
- CERTIFIED FINANCIAL PLANNER®
- Wealth Advisor
One North Wacker Drive
Chicago, IL 60606

s.smith@ubs.com

Stephen Smith

One North Wacker Drive,Chicago,IL,60606
Kristen Zaharski

Account Vice President

CA Insurance License 4149532
View bio Industry recognition
- AK
- AL
- AZ
- CA
- CO
- CT
- DE
- FL
- GA
- IA
- ID
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- NC
- NJ
- NY
- OH
- PA
- SC
- SD
- TN
- TX
- UT
- VA
- WA
- WI
Kristen earned her Bachelor of Science degree from the University of Michigan in 2005. She worked as an orthopaedic research specialist at Shriners Hospital for Children and subsequently received her law degree in 2012 from the University of Illinois Chicago School of Law. As an attorney, she concentrated her practice in representing physicians and hospitals in actions alleging medical negligence and was selected as a Leading Lawyers “Emerging Lawyer” in 2017, 2018, 2019, and 2020.

Kristen joined Northstar Partners at UBS in 2020. She adds value for her clients by recognizing the importance of liquidity, longevity, and legacy. She helps individuals and businesses achieve their financial goals by constructing individualized portfolios and creating comprehensive financial plans that are unique to each client. By understanding their needs, and the relationships most important to them, Kristen strives to ensure the financial wellbeing of all her clients.

Kristen enjoys spending time with her daughter, Samantha, attending the ballet, and cheering on her alma mater at the Big House.

CA License Number: 4149532
- Forbes Best-in-State Wealth Management Teams, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- CA Insurance License 4149532
One North Wacker Drive
Chicago, IL 60606

kristen.zaharski@ubs.com

Kristen Zaharski

One North Wacker Drive,Chicago,IL,60606
Alexandra Coxe Fitzgarrald, CRPC

Senior Wealth Strategy Associate
View bio
- AR
- AZ
- CA
- CO
- CT
- DC
- FL
- IA
- IL
- IN
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MT
- NC
- NJ
- NV
- NY
- OH
- PA
- SC
- TX
- UT
- VA
- WA
- WI
A key member of the Zaharski/Smith Wealth Management Group since 2008, Alexandra works closely with clients close to retirement, developing customized financial plans for their retirement needs and lifelong goals. Her priority is to help her clients get the plans they need while they still have the ability to affect the outcome. Alexandra graduated from Tulane University in New Orleans, and began her career with UBS Financial Services Inc. in 2005. She holds the FINRA Series 7 and Series 66 security licenses as well as her life insurance license. Alexandra's work with both qualified plans and retirement-age individuals prompted her to study for the advanced Chartered Retirement Planning Counselor^SM designation, which she received in June 2012. Alexandra, her husband Donnie and their two children live in Chicago. Alexandra is a devoted runner and enjoys travelling with her family.
- Tulane University
One North Wacker Drive
Chicago, IL 60606

alexandra.coxe@ubs.com

Alexandra Coxe Fitzgarrald, CRPC

One North Wacker Drive,Chicago,IL,60606
Rebecca "Becky" West

Senior Wealth Strategy Associate
View bio
- AK
- AL
- AR
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IA
- ID
- IL
- IN
- KS
- KY
- LA
- MA
- MD
- ME
- MI
- MN
- MO
- MS
- MT
- NC
- ND
- NE
- NH
- NJ
- NM
- NV
- NY
- OH
- OK
- OR
- PA
- PR
- RI
- SC
- SD
- TN
- TX
- UT
- VA
- VI
- VT
- WA
- WI
- WV
- WY
One North Wacker Drive
Chicago, IL 60606

rebecca.west@ubs.com

Rebecca "Becky" West

One North Wacker Drive,Chicago,IL,60606

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

House View Monthly

A leading global wealth manager

UBS Year Ahead 2025

Roaring 20s: The next stage

Our Chief Investment Office (CIO) looks to what awaits investors in the next half of the decade with the 2025 edition of Year Ahead.

A dramatic change in US politics, Chinese economic stimulus, ongoing geopolitical developments and falling interest rates are all at play. How should you prepare your portfolio? Let’s talk about how you can move confidently forward in the new year and beyond.

Read the report

A leader in wealth management

Backed by the strength of our parent company, UBS AG

^$5.9+ trn

UBS Group invested assets
As of 06/30/2024

51 countries

Our global footprint

Global leader

UBS is a leading and truly global wealth manager

Insight-based advice

Pursuing your goals together

Stephen Smith

Kristen Zaharski

Alexandra Coxe Fitzgarrald, CRPC

Rebecca "Becky" West