Experience. Advice. Collaboration.

Planning for your family’s entire financial needs

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

Start the planning conversation

Your primary source for financial advice

We are here to provide quality strategies customized to your needs. We concentrate on developing long-term relationships through a commitment to quality client service. You can rely on our personalized advice, first-class solutions, and extensive wealth management experience.

Scott Seifert, CFP

Senior Vice President–Wealth Management

Senior Portfolio Manager
View bio Industry recognition
Comprehensive solutions to address your most important goals

Scott is passionate about delivering a highly personalized wealth management experience. With more than three decades of industry experience, he is a skilled and credentialed Financial Advisor with a lifelong commitment to helping his clients achieve their most important financial goals. Scott’s vision is to get to know each client and their values before taking them through a detailed investment planning process in order to develop, implement and track strategies.

Scott offers customized financial strategies in areas such as retirement planning, asset management, liability management, cash flow analysis, concentrated stock strategies and estate preservation.

Scott started his professional career in 1995 at Merrill Lynch, where he eventually became a Senior Vice President and Wealth Management Advisor. Scott joined UBS in 2021, bringing with him 29 years of portfolio management and financial services experience.

Credentials that build confidence

· University of Montana - Bachelor of Science, Business Administration

· Series 7, 63, 65, & 31 Securities licenses

· Certified Financial Planner^TM (CFP®) professional

Outside the office

Scott is a native of Montana and enjoys physical training, various outdoor activities, and is an avid reader. He enjoys spending time with his two adult children and is also involved with the Missoula Chamber Ambassadors.
- Forbes Best-in-State Wealth Management Teams, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- University of Montana, Bachelor of Science - Business Administration
- Senior Portfolio Manager
- CERTIFIED FINANCIAL PLANNER
100 Railroad Street West
Suite 103
Missoula, MT 59802

scott.seifert@ubs.com

Scott Seifert, CFP

100 Railroad Street West,Missoula,MT,59802
Joseph Hertig, CRPC

First Vice President–Wealth Management

Chartered Retirement Planning Counselor
View bio Industry recognition
- AZ
- AZ
- AZ
- AZ
- CA
- CA
- CA
- CA
- CO
- CO
- CO
- CO
- CT
- CT
- CT
- CT
- DE
- DE
- DE
- DE
- FL
- FL
- FL
- FL
- GA
- GA
- GA
- GA
- IA
- IA
- IA
- IA
- ID
- ID
- ID
- ID
- IN
- IN
- IN
- IN
- KS
- KS
- KS
- KS
- MA
- MA
- MA
- MA
- ME
- ME
- ME
- ME
- MN
- MN
- MN
- MN
- MT
- MT
- MT
- MT
- ND
- ND
- ND
- ND
- NJ
- NJ
- NJ
- NJ
- NV
- NV
- NV
- NV
- NY
- NY
- NY
- NY
- OH
- OH
- OH
- OH
- OK
- OK
- OK
- OK
- OR
- OR
- OR
- OR
- PA
- PA
- PA
- PA
- PR
- PR
- PR
- PR
- SC
- SC
- SC
- SC
- TN
- TN
- TN
- TN
- TX
- TX
- TX
- TX
- UT
- UT
- UT
- UT
- VA
- VA
- VA
- VA
- WA
- WA
- WA
- WA
- WI
- WI
- WI
- WI
- WY
- WY
- WY
- WY
Vivo pro hodie, paro pro cras – Live for today, but plan for tomorrow

Joe strives to provide excellent service with an unyielding focus on what’s best for his clients. He delivers comprehensive solutions from across the firm while maintaining a dialogue that is intimate and reflects deep knowledge of his clients’ individual needs.

Honesty, integrity and understanding are the key values that drive Joe’s relationships with his clients. He believes in teaching as well as leading high net worth clients to a level of prosperity measured not only in dollars, but by quality of life. His practice emphasizes a disciplined approach based on a defined process.

Joe designs and implements strategies that help address goals, as well as uncertainty, in his clients’ financial lives. He incorporates a wide range of solutions to manage assets, financial strategies, 401(k) and corporate retirement strategies. In addition to overseeing customized investment plans and implement proprietary model portfolios, Joe provides traditional advice and guidance to his clients.

Since a young age, Joe has had a passion for managing money. He was a business owner before and during his college years, which turned out to be a formative learning experience. Joe brings with him over 24 years of investment experience. Prior to joining UBS, he was a Portfolio Manager in the Merrill Investment Advisory Program.

Credentials that build confidence

·       B.A., cum laude, finance, Pacific Lutheran University

·       Series 3, 7, 9/10, 63 and 65 securities licenses

·       Chartered Retirement Planning CounselorSM (CRPC®)

Outside the office

Joe resides in Missoula, MT with his wife Chris and two children. He is an active member of his church and serves as a board member for Missoula Sunrise Rotary and the Westslope Chapter of Trout Unlimited. Joe is also a coach for the Missoula Mammoths.
- Forbes Best-in-State Wealth Management Teams, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Chartered Retirement Planning Counselor
- Certified Plan Fiduciary Advisor
100 Railroad Street West
Suite 103
Missoula, MT 59802

joseph.hertig@ubs.com

Joseph Hertig, CRPC

100 Railroad Street West,Missoula,MT,59802
Lisa Woirhaye, CRPC

Senior Registered Client Associate

Chartered Retirement Planning Counselor
View bio
- AZ
- CA
- CO
- CT
- FL
- GA
- ID
- IN
- MA
- ME
- MN
- MT
- ND
- NJ
- NV
- NY
- OH
- OK
- OR
- PA
- PR
- TN
- TX
- UT
- VA
- WA
- WI
- WY
Lisa is an integral part of the team, responsible for managing all team operations, client requests and account administration. She is committed to building lasting relationships with each client and takes pride in responding to client requests and working with the team to address their needs, no matter how small or complex. Lisa also assists in delivering customized service and solutions, always striving to exceed clients' expectations.

Credentials that build confidence
- Kansas State University - Bachelor of Science-Business Administration, Magna Cum Laude
- Series 7 & 66 securities licenses
- Chartered Retirement Planning Counselor
Outside the office

Lisa is a Montana native and enjoys reading, hiking, golf, and spending time with her husband and three adult children.
- Kansas State University, Bachelor of Science - Business Administration
- Chartered Retirement Planning Counselor
100 Railroad Street W
Suite 103
Missoula, MT 59802

lisa.woirhaye@ubs.com

Lisa Woirhaye, CRPC

100 Railroad Street W,Missoula,MT,59802

Scott Seifert, CFP

Senior Vice President–Wealth Management

Senior Portfolio Manager
View bio Industry recognition
Comprehensive solutions to address your most important goals

Scott is passionate about delivering a highly personalized wealth management experience. With more than three decades of industry experience, he is a skilled and credentialed Financial Advisor with a lifelong commitment to helping his clients achieve their most important financial goals. Scott’s vision is to get to know each client and their values before taking them through a detailed investment planning process in order to develop, implement and track strategies.

Scott offers customized financial strategies in areas such as retirement planning, asset management, liability management, cash flow analysis, concentrated stock strategies and estate preservation.

Scott started his professional career in 1995 at Merrill Lynch, where he eventually became a Senior Vice President and Wealth Management Advisor. Scott joined UBS in 2021, bringing with him 29 years of portfolio management and financial services experience.

Credentials that build confidence

· University of Montana - Bachelor of Science, Business Administration

· Series 7, 63, 65, & 31 Securities licenses

· Certified Financial Planner^TM (CFP®) professional

Outside the office

Scott is a native of Montana and enjoys physical training, various outdoor activities, and is an avid reader. He enjoys spending time with his two adult children and is also involved with the Missoula Chamber Ambassadors.
- Forbes Best-in-State Wealth Management Teams, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- University of Montana, Bachelor of Science - Business Administration
- Senior Portfolio Manager
- CERTIFIED FINANCIAL PLANNER
100 Railroad Street West
Suite 103
Missoula, MT 59802

scott.seifert@ubs.com

Scott Seifert, CFP

100 Railroad Street West,Missoula,MT,59802
Joseph Hertig, CRPC

First Vice President–Wealth Management

Chartered Retirement Planning Counselor
View bio Industry recognition
- AZ
- AZ
- AZ
- AZ
- CA
- CA
- CA
- CA
- CO
- CO
- CO
- CO
- CT
- CT
- CT
- CT
- DE
- DE
- DE
- DE
- FL
- FL
- FL
- FL
- GA
- GA
- GA
- GA
- IA
- IA
- IA
- IA
- ID
- ID
- ID
- ID
- IN
- IN
- IN
- IN
- KS
- KS
- KS
- KS
- MA
- MA
- MA
- MA
- ME
- ME
- ME
- ME
- MN
- MN
- MN
- MN
- MT
- MT
- MT
- MT
- ND
- ND
- ND
- ND
- NJ
- NJ
- NJ
- NJ
- NV
- NV
- NV
- NV
- NY
- NY
- NY
- NY
- OH
- OH
- OH
- OH
- OK
- OK
- OK
- OK
- OR
- OR
- OR
- OR
- PA
- PA
- PA
- PA
- PR
- PR
- PR
- PR
- SC
- SC
- SC
- SC
- TN
- TN
- TN
- TN
- TX
- TX
- TX
- TX
- UT
- UT
- UT
- UT
- VA
- VA
- VA
- VA
- WA
- WA
- WA
- WA
- WI
- WI
- WI
- WI
- WY
- WY
- WY
- WY
Vivo pro hodie, paro pro cras – Live for today, but plan for tomorrow

Joe strives to provide excellent service with an unyielding focus on what’s best for his clients. He delivers comprehensive solutions from across the firm while maintaining a dialogue that is intimate and reflects deep knowledge of his clients’ individual needs.

Honesty, integrity and understanding are the key values that drive Joe’s relationships with his clients. He believes in teaching as well as leading high net worth clients to a level of prosperity measured not only in dollars, but by quality of life. His practice emphasizes a disciplined approach based on a defined process.

Joe designs and implements strategies that help address goals, as well as uncertainty, in his clients’ financial lives. He incorporates a wide range of solutions to manage assets, financial strategies, 401(k) and corporate retirement strategies. In addition to overseeing customized investment plans and implement proprietary model portfolios, Joe provides traditional advice and guidance to his clients.

Since a young age, Joe has had a passion for managing money. He was a business owner before and during his college years, which turned out to be a formative learning experience. Joe brings with him over 24 years of investment experience. Prior to joining UBS, he was a Portfolio Manager in the Merrill Investment Advisory Program.

Credentials that build confidence

·       B.A., cum laude, finance, Pacific Lutheran University

·       Series 3, 7, 9/10, 63 and 65 securities licenses

·       Chartered Retirement Planning CounselorSM (CRPC®)

Outside the office

Joe resides in Missoula, MT with his wife Chris and two children. He is an active member of his church and serves as a board member for Missoula Sunrise Rotary and the Westslope Chapter of Trout Unlimited. Joe is also a coach for the Missoula Mammoths.
- Forbes Best-in-State Wealth Management Teams, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- Chartered Retirement Planning Counselor
- Certified Plan Fiduciary Advisor
100 Railroad Street West
Suite 103
Missoula, MT 59802

joseph.hertig@ubs.com

Joseph Hertig, CRPC

100 Railroad Street West,Missoula,MT,59802
Lisa Woirhaye, CRPC

Senior Registered Client Associate

Chartered Retirement Planning Counselor
View bio
- AZ
- CA
- CO
- CT
- FL
- GA
- ID
- IN
- MA
- ME
- MN
- MT
- ND
- NJ
- NV
- NY
- OH
- OK
- OR
- PA
- PR
- TN
- TX
- UT
- VA
- WA
- WI
- WY
Lisa is an integral part of the team, responsible for managing all team operations, client requests and account administration. She is committed to building lasting relationships with each client and takes pride in responding to client requests and working with the team to address their needs, no matter how small or complex. Lisa also assists in delivering customized service and solutions, always striving to exceed clients' expectations.

Credentials that build confidence
- Kansas State University - Bachelor of Science-Business Administration, Magna Cum Laude
- Series 7 & 66 securities licenses
- Chartered Retirement Planning Counselor
Outside the office

Lisa is a Montana native and enjoys reading, hiking, golf, and spending time with her husband and three adult children.
- Kansas State University, Bachelor of Science - Business Administration
- Chartered Retirement Planning Counselor
100 Railroad Street W
Suite 103
Missoula, MT 59802

lisa.woirhaye@ubs.com

Lisa Woirhaye, CRPC

100 Railroad Street W,Missoula,MT,59802

A leading global wealth manager

Advice for business owners & entrepreneurs

Approach your financial future with confidence

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

The good news is, you’re succeeding

Donor-advised funds

Year-end charitable giving

As we approach the end of the year, you may be thinking about the charitable contributions you’d like to make. Learn how a donor-advised fund (DAF), can support your favorite charities in a flexible, tax-efficient and cost-effective manner.

For personalized service and more information on how a DAF can fit into your charitable giving plans, contact our team today.

A leader in wealth management

Backed by the strength of our parent company, UBS AG

^$6.9 trn

UBS Group invested assets
As of 10/29/2025

51 countries

Our global footprint

Global leader

UBS is a leading and truly global wealth manager

Experience. Advice. Collaboration.

Your primary source for financial advice

Scott Seifert, CFP

Joseph Hertig, CRPC

Lisa Woirhaye, CRPC