The way forward

• AK
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• AR
• AZ
• CA
• CO
• CT
• DC
• DE
• FL
• GA
• HI
• IA
• ID
• IL
• IN
• KS
• MA
• MD
• ME
• MI
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• MO
• MT
• NC
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• NJ
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• VT
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• WY

Steve has been a Financial Advisor since 1981 and a Portfolio Manager since 2000, bringing in decades of experience in investment management and client advising. He graduated with honors from Michigan State University, earning a Bachelor of Science in Economics. Steve is FINRA-registered and holds his Series 7 and Series 63 securities licenses, as well as licenses for life insurance and annuities.

Steve is committed to delivering professional investment management while building personalized, long-term relationships with his clients. Known for his thoughtful and steady approach, he works closely with individuals and families on education funding, charitable giving strategies, and long-term wealth planning. Drawing on many years of experience, Steve has a passion for coaching and mentoring clients through important financial decisions that go beyond just investing.

Born and raised in Niles, Michigan, Steve resides in Paradise Valley, Arizona with his wife, Anita. They are the parents of three grown sons and grandparents to seven grandchildren.

• Barron’s Top 250 Private Wealth Management Teams, 2025The Barron's rating is awarded annually in May based on information from the prior year Q4.
• Barron's Top 1,200 Financial Advisors, 2015, 2016, 2017, 2018, 2019, 2020, 2022, 2023, 2024, 2025
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 
• Barron's Top 1,500 Financial Advisors, 2026The Barron's rating is awarded annually in March based on information from the prior year Q3.
• Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
• Forbes America's Top Wealth Advisors, 2020, 2021, 2022, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Advisors, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

• Michigan State University, Bachelor of Science degree in Economics - with honors

• Senior Portfolio Manager

• AK
• AL
• AR
• AZ
• CA
• CO
• CT
• DC
• DE
• FL
• GA
• HI
• IA
• ID
• IL
• IN
• KS
• KY
• MA
• MD
• ME
• MI
• MN
• MO
• MT
• NC
• NE
• NH
• NJ
• NM
• NV
• NY
• OH
• OK
• OR
• PA
• SC
• SD
• TN
• TX
• UT
• VA
• VT
• WA
• WI
• WY

Stockton brings over 15 years of experience in wealth management, advising clients through complex market cycles and pivotal life stages. He focuses on delivering a comprehensive approach to managing wealth that begins with listening carefully to each client’s needs, helping ensure every strategy is grounded in a clear understanding of their goals and priorities.

Stockton is committed to building personalized, long-term relationships with the families he serves. By fostering strong connections and open communication, he helps clients thoughtfully incorporate younger generations into the wealth planning process through education and modern communication strategies.

Stockton resides in Paradise Valley, Arizona with his wife, Courtney, and their children, Navy, Knox, Brighton, and Merritt. A licensed pilot, he can often be found at the airport or in the sky on a typical weekend.

• Barron’s Top 250 Private Wealth Management Teams, 2025The Barron's rating is awarded annually in May based on information from the prior year Q4.
• Barron's Top 1,200 Financial Advisors, 2021, 2025
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 
• Barron's Top 1,500 Financial Advisors, 2026The Barron's rating is awarded annually in March based on information from the prior year Q3.
• Financial Planning Top 40 Financial Advisors Under 40, 2024, 2025The Financial Planning rating is awarded annually in Q1 based on information from a 12 month period ending in September of the prior year.
• Forbes America’s Top Next-Gen (Generation) Wealth Advisors, 2017, 2020, 2021, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in August based on information from a 12 month period ending in March of the award year.
• Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
• Forbes Best-in-State Wealth Advisors, 2021, 2022, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• Forbes Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2018, 2019, 2022, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in August based on information from a 12 month period ending in March of the award year.
• UBS Wealth Management Chairman’s Council, 2024UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.

• Arizona State University's W.P. Carey School of Business, Bachelor of Science degree in Management

• Senior Portfolio Manager

• AZ
• CA
• CO
• FL
• GA
• HI
• ID
• IL
• IN
• KS
• MA
• MD
• MI
• MN
• MO
• MS
• MT
• NC
• NH
• NM
• NV
• NY
• OH
• OK
• OR
• PA
• SC
• TX
• UT
• VA
• WA
• WI
• WY

Merica has been with The Schultz Group for five years, bringing a total of twenty-six years of experience in the financial industry. She plays a central role in managing the Schultz Group while enhancing the overall client experience. Merica takes pride in building close relationships that allow her to address clients’ greatest concerns and share in their successes. Merica holds her Series 7, Series 9/10, and Series 66 securities licenses.

Highly relationship-driven, Merica is known for addressing complex questions and leveraging UBS resources to deliver thoughtful solutions and client satisfaction. Her experience and industry knowledge helps her lessen client stress while building personalized, long-term relationships with the clients and families she serves.

Merica resides in Scottsdale, Arizona with her daughter. Outside of work, she enjoys traveling, spending time with friends, and exploring new culinary experiences.

Contact Merica for assistance with:

• Complex questions and leveraging UBS resources on your behalf
• Follow up items after portfolio review meeting
• Referring a potential new client

• Team Business Manager

• AK
• AZ
• CA
• CO
• CT
• FL
• GA
• IL
• IN
• KS
• MI
• MN
• MO
• NC
• NE
• NH
• NJ
• NM
• NV
• NY
• OK
• OR
• PA
• SC
• SD
• TN
• TX
• UT
• VA
• WA
• WY

Kristine has been with The Schultz Group for eight years, bringing a total of nine years of experience in the financial industry. She graduated from Pepperdine University with a Bachelor of Science in Business Administration and holds her Series 7 and Series 66 securities licenses.

Kristine is known for her strong problem-solving skills and thorough, detail-oriented approach across all aspects of investment execution and operations.

Born and raised in Paradise Valley, Arizona, Kristine now resides in Scottsdale with her husband, Jordan. Outside of work, she enjoys baking, traveling, and trying new restaurants.

Contact Kristine for assistance with:

• Investment operations
• Equity and bond research and trading
• Managed account opening and maintenance
• Cash management

• Pepperdine University, Bachelors of Science in Business Administration

• AK
• AL
• AZ
• CA
• CO
• DC
• DE
• FL
• GA
• HI
• IA
• IL
• IN
• KS
• MA
• MI
• MO
• MT
• NC
• NH
• NJ
• NM
• NV
• NY
• OK
• OR
• PA
• SC
• SD
• TN
• TX
• UT
• WA
• WI
• WY

Nate has dedicated four years with The Schultz Group, bringing a total of eleven years of experience in the financial industry. He graduated from Purdue University, where he earned a Bachelor of Science in Sales and Marketing. Nate holds his Series 7 and Series 66 securities licenses, as well as Life and Health Insurance License.

Nate focuses on building strong client relationships and developing thoughtful risk management programs for both businesses and individuals. Through close collaboration with advisors, he provides asset allocation recommendations and portfolio strategies tailored to client goals.

Originally from Mishawaka, Indiana, Nate resides in Scottsdale, Arizona with his wife, Maddie, and their three children. Outside of work, he enjoys coaching youth flag football, golfing, and spending time outdoors.

Contact Nate for the following:

• Equity or bond research
• General market and economic questions
• Portfolio allocation and construction questions

• Forbes Best-in-State Wealth Management Teams, 2023The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

• Purdue University, Bachelor of Science degree in Sales and Marketing

• AZ
• CA

Mia has been with The Schultz Group for four years and brings eight years of customer service experience to her role. She relocated to Arizona to attend Arizona State University, where she earned her bachelor’s degree in financial planning. Mia holds her Series 7 and Series 66 securities licenses and has earned the CERTIFIED FINANCIAL PLANNER® designation.

Detail-oriented and exceptionally responsive, Mia is known for staying on top of priorities and seamlessly supporting clients.

Originally from the Chicago area, Mia now resides in Phoenix, Arizona. Outside of work, she enjoys hiking, spending time with family, and taking full advantage of Arizona’s year-round sunshine.

Contact Mia for assistance with:

• Building customized financial plans for:
  • Retirement
  • College savings
  • Cash flow

• AZ

Callie has been in the wealth management industry for five years and brings a strong foundation in client service to her role. She attended Arizona State University’s W. P. Carey School of Business, graduating cum laude with a bachelor’s degree in business. Callie was recruited by Arizona State University’s volleyball team, an experience that strengthened her teamwork and leadership qualities that continue to shape her professional approach. She holds her Series 7 and Series 66 securities licenses.

Callie is known for responding quickly and following up to confirm completion. She adds proactive support to both clients and advisors, helping deliver exceptional service.

A Phoenix native, Callie, resides in Phoenix, Arizona. She enjoys traveling, reading, cooking and baking, and spending time with family and friends.

Contact Callie for assistance with:

• 401k Rollovers
• Required Minimum Distributions (RMDs)
• Digital Specialist
• Account maintenance updates (new employer, address, or email changes)
• Cash transfers (Electronic Funds Transfers and Checks)

• Arizona State University, B.A. in Business

Sarah spent nearly two decades in education, dedicating her career to guiding and supporting the next generation. Through this experience, she developed strong organizational, communication, and relationship-building skills that now support her work with the families we serve. She graduated from Arizona State University with a degree in Elementary Education.

Sarah is recognized for her attention to detail, efficiency, and genuine care for clients. She takes pride in building relationships that help clients feel comfortable, supported, and understood.

A lifelong Scottsdale resident, Sarah lives with her husband, Alex, and her three children. In her free time, she enjoys traveling, sports, and spending time with friends and family.

Contact Sarah for assistance with:

• Scheduling in-person and virtual portfolio review meetings
• Changes to your scheduled meeting
• Account management (new employer, address, or email changes)

• Arizona State University, B.A. in Elementary Education

Matt brings three years of experience in the financial industry. He earned a Bachelor of Arts in Financial Planning with a minor in Economics from Arizona State University’s W. P. Carey School of Business and completed a Master of Science in Financial Analysis from Purdue University Global. Matt holds his Series 7 securities license and is currently pursuing the Chartered Financial Analyst (CFA) designation.

Matt is dedicated to delivering effective financial solutions by leveraging his quantitative skillset to support portfolio managers with asset allocation, security selection, trade execution, and long-term investment planning.

Originally from the Chicago suburbs, Matt now resides in Tempe, Arizona. Outside of work, he enjoys spending time outdoors, traveling throughout the Southwest, staying active with sports such as soccer and baseball, and visiting family and friends.

• Arizona State University, B.A. in Financial Planning with a minor in Economics
• Purdue University Global, M.S. in Financial Analysis

Samantha graduated magna cum laude from the W. P. Carey School of Business at Arizona State University, where she earned a Bachelor of Science in Marketing with a minor in Political Science. She has experience supporting client engagement through event execution, account initiatives, and client relationship management administration.

Samantha focuses on thoughtfully curating elevated client experiences that deepen relationships and create lasting impact. She also leads the team’s strategic marketing initiatives across digital platforms, social media, and branded materials.

Samantha lives in Scottsdale, Arizona, and in her free time enjoys skiing, cooking, and traveling with friends and family.

Contact Samantha for the following:

• Events and client experiences
• Client and team communications
• Educational materials

• Arizona State University, B.S. in Marketing (Digital and Integrated Marketing Communications)
• Arizona State University, Minor, Political Science and Government

• Team Events Specialist

• AK
• AZ
• CA
• CO
• DC
• FL
• GA
• IN
• KS
• MA
• MD
• MI
• MN
• MO
• NC
• NJ
• NV
• NY
• OH
• OK
• PA
• TN
• TX
• UT
• VA
• WA
• WY

Financial Advisor Justin Low has been devoted to providing exceptional value to his clients since 2008. His approach of deeply understanding client’s financial lives allows him to craft individualized financial solutions that are both thoughtful and creative. A tremendous strength of Justin’s is his ability to listen, understand complicated financial concepts, and interpret them to his clients in a way that makes sense. Justin considers his life’s work to be improving the financial lives of others in any way that he can

Justin was introduced to finance by buying his first shares of Apple stock as a junior high student. In college, Justin obtained a B.A. degree in Business and Communications from Arizona State University. Upon graduation, he was hired at Smith Barney (later Morgan Stanley) just before the 2008 financial crisis. Through thousands of outbound cold calls, Justin was able to build up his clientele; which primarily consists of business owners and high net worth individuals.

Outside the office, Justin enjoys spending time with his wife Tayler and their two children. An avid traveler, he has visited 21 countries and continues to seek out new experiences around the world. He appreciates many of life’s simple pleasures, including great food, fine wine, and time shared with family and friends.

Justin is also passionate about staying active and competitive. He plays pickleball regularly and enjoys mountain biking, snowboarding, and high performance driving on road courses. Whether on the court, or the track, he values pursuits that combine discipline, enjoyment, and a spirit of continuous improvement.  

• Barron’s Top 250 Private Wealth Management Teams, 2025The Barron's rating is awarded annually in May based on information from the prior year Q4.
• Forbes America’s Top Wealth Management Teams (Private Wealth & High-Net Worth), 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in November based on information from a 12 month period ending in March of the award year.
• Forbes Best-in-State Wealth Advisors, 2022, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025, 2026The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• Forbes Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in August based on information from a 12 month period ending in March of the award year.

• Arizona State University, B.A. degree in Business and Communications

• Senior Portfolio Manager

• AZ

Lovella is a dedicated Wealth Strategy Associate with over 20 years of industry experience and counting. Lovella graduated from Morehead State University with a B.A. degree in Business Administration.  She is highly skilled at handling client issues with both empathy and efficiency. Her experience has also led her to be particularly proficient in onboarding new clients and further deepening relationships with existing ones.  Lovella holds her Series 6,7,63 and 66 licenses along with her Life and Health Insurance License.

Lovella currently lives in Litchfield Park with her husband, Paul and their two active sons Isaac and Adam. In her spare time, she enjoys spending time with her family, gardening, and hiking in Arizona.

• Morehead State University, B.A. degree in Business Administration