A plan for today, tomorrow and generations to come

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Robert-Snyder

    Robert Phillip Snyder

    Senior Vice President–Wealth Management

    Financial Advisor

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    • AZ
    • CA
    • CT
    • DC
    • FL
    • GA
    • IA
    • IL
    • MA
    • MD
    • MI
    • NC
    • NH
    • NJ
    • NV
    • NY
    • OR
    • PA
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    • VA
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    • WV

    Robert has worked as a financial advisor for over 30 years; 26 years with Smith Barney and predecessor companies. Prior, Robert worked in the research department at the Federal Deposit Insurance Corporation (FDIC). Robert has extensive knowledge of the capital markets and his comprehensive personalized planning strategy is key to addressing his client's multigenerational financial goals.

    Robert distinguished himself amongst his peers by earning UBS’s Wealth Advisor designation. The UBS Wealth Advisor program has allowed him to expand his knowledge in holistic wealth management issues and concerns that better position him to serve his client's in today's marketplace.

    Robert earned his B.S. from Northeastern University and is currently a member of the New York Stock Exchange Hearing Board. Robert resides in Manhattan with his wife Ronnie. He enjoys spending time in the country, fine wine, growing world class tomatoes, and playing golf.

      • Northeastern University, B.S.
        1285 Avenue Of The Americas
        New York, NY 10019
      • Thomas Cavada

        Thomas Cavada, CFP

        Senior Vice President–Wealth Management

        Financial Advisor

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        • AZ
        • CA
        • CO
        • CT
        • DC
        • DE
        • FL
        • GA
        • HI
        • IA
        • ID
        • IL
        • MA
        • MD
        • MI
        • MS
        • MT
        • NC
        • NJ
        • NV
        • NY
        • OK
        • OR
        • PA
        • PR
        • RI
        • SC
        • TX
        • VA
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        • WV

        Tom began his career in the financial services industry in 1995 at Smith Barney, joining the New York office of a nationwide retirement planning group. His experience in working with clients through many market and economic cycles has reaffirmed his belief that you need to create a solid financial plan to help stay on track during volatile times. He enjoys working with his clients and their families as a trusted advisor to help them realize their goals and objectives. Tom joined UBS in November 2008 after 13 years at Smith Barney/Citigroup. In 2009, he distinguished himself amongst his peers by earning UBS’s Wealth Advisor designation. The intensive Wealth Advisor program is designed to deepen wealth management insights and master the latest tools with which to help guide clients.

        Tom and his team provide their clients, primarily corporate executives who are at or near retirement, personalized asset allocation through professional portfolio management. His team begins each relationship with a comprehensive financial plan that includes a retirement income spending analysis.

        Tom is FINRA registered and holds the Series 3, 7, 63 and 65 licenses as well as the Life/Accident and Health Insurance and Variable Annuities licenses. He currently holds the CERTIFIED FINANCIAL PLANNER™ certification.

        Tom graduated from University of Maryland at College Park with a degree in Criminology and Criminal Justice. He lives in Armonk, NY with his wife and 4 children where he is actively involved as a youth sports coach.

        • Forbes Best-in-State Wealth Advisors, 2019, 2020, 2021, 2022The Forbes rating is awarded annually in January or February and is based on information from June of the prior year to June of the award year. 

        • University of Maryland - College Park, Criminology and Criminal Justice
          1285 Avenue Of The Americas
          New York, NY 10019
        • James-Fernandez

          James Fernandez, CFP, CRPC, CDFA

          Senior Wealth Strategy Associate

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          • AZ
          • CA
          • CO
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          • DC
          • DE
          • FL
          • GA
          • HI
          • IA
          • ID
          • IL
          • MA
          • MD
          • MI
          • MT
          • NC
          • NJ
          • NV
          • NY
          • OK
          • PA
          • PR
          • RI
          • SC
          • TX
          • VA
          • WA
          • WV

          Jim began his career in the financial services industry in 2007 at Smith Barney and later joined UBS in 2008. In 2017, he became partner of the SCF Wealth Management Group along with my partners Tom Cavada and Robert Snyder. Jim takes the time to understand what is most important to his clients as well as their family. He considers current and future financial needs and how all aspects of their complex life can impact their goals. Jim creates customized financial plans which serve as a roadmap to help his clients pursue their life goals. The SCF Wealth Management Group tailors their advice to your needs by leveraging the global perspective and intellectual capital of UBS. Jim is committed to providing clients with a world class experience therefore he remains ever-connected to his clients and their changing needs.

          Jim is a CERTIFIED FINANCIAL PLANNER™(CFP®) certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. along with the Chartered Retirement Planning Counselor (CRPC®) designation from the College of Financial Planning and a Certified Divorce Financial Analyst® (CDFA®) a designation from The Institute for Divorce Financial Analysts. He also holds is Life/Accident & Health Insurance License.These designations allow Jim to continue to educate himself so that he is positioned to provide thoughtful advice to his clients given the complexities that they face. He is FINRA registered and holds the Series 3, 7 and 66 licenses. Jim is also a distinguished member of the UBS Advisory Council providing input about the processing and service impact of key initiatives across Wealth Management Americas.

          Jim graduated from Allegheny College with a degree in Mathematics with a focus on Actuarial Science. At Allegheny, Jim was a student athlete participating all four years on the Men's Baseball team where he served as team captain. Each year, Jim fundraises for No Greater Sacrifice. No Greater Sacrifice (NGS) is dedicated to the children of our nation’s fallen and wounded Service members delivering scholarships and resources to improve their quality of life through the pursuit of higher education. He also volunteers at New York Common Pantry. NY Common Pantry is dedicated to reducing hunger throughout New York City while promoting dignity and self-sufficiency. Originally from Niagara Falls, NY, he currently resides in New York City and in his free time enjoys playing baseball, golf and rooting for the Buffalo Bills.

            • Allegheny College, Mathematics
              1285 Avenue Of The Americas
              New York, NY 10019
            • Denis-Kallfa

              Denis Kallfa, CRPC

              Client Associate

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              • AZ
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              • MA
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              • NY
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                • Fordham College, Mathematics and Economics
                  1285 Avenue Of The Americas
                  New York, NY 10019

                Understanding your life, your wealth and what you want to accomplish is at the core of our practice. We'll discuss your goals, the people who are most important in your life and your vision for the future. Then we'll help you organize your financial life into three strategies: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

                Timeframes may vary. Strategies are subject to individual client goals, objectives and suitability. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved.

                Retired couple

                What did the Fed say?

                Retirement planning

                Retirement planning

                Multigenerational planning

                Multigenerational planning

                Legacy—Wealth for others

                For needs that go beyond your own—to help you improve the lives of others

                What will your legacy be?
                It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

                Learn more at ubs.com/wealthway.

                Backed by the strength of UBS

                A global leader in wealth management

                $2.8 trillion

                In invested assets globally 
                As of 06/30/2022

                51 countries

                Our global footprint

                Global leader

                UBS is a world-leading wealth manager

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