Let's move forward. Together.

The Rutledge/Johansson Group

With the complexity of today's markets and uncertainty about tomorrow's economy, good financial advice is more important than ever. As a team of dedicated Financial Advisors, we're committed to helping you organize your finances around your short term needs, your longer-term goals and what you envision for generations to come. Our knowledgeable perspective, good judgement and broad experience can help you meet your challenges and seize opportunities.

Plans

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Brad Rutledge Profile Photo

    Brad Rutledge

    Senior Vice President–Wealth Management

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    • AZ
    • CA
    • CO
    • FL
    • GA
    • ID
    • IL
    • KS
    • MD
    • MI
    • NJ
    • NV
    • NY
    • OH
    • OK
    • OR
    • TX
    • UT
    • VA
    • WA
    • WY

    As a long-time fan, collegiate participant and coach of track and field, Brad learned first-hand that applying discipline, dedication and the steadfast pursuit of a long term plan were essential to reach a desired goal. Since joining the financial services industry in the early 1980s he has found these same qualities fundamental to the development of sound financial plans and long term success and well-being for his clients.

    Today, Brad is a 35+ year veteran of UBS Financial Services, Inc., formerly PaineWebber, Inc. As a Chartered Retirement Plans Counselor® and designated Wealth Advisor, Brad's primary focus is working with clients who are planning for or are in the midst of a successful transition from the work force to a secure, enjoyable retirement, making the process highly satisfying and rewarding.

    Brad graduated from UCLA where he was a track and field athlete. He is FINRA registered and holds the Series 7, 63, and 65 securities registrations as well as licenses for life, accident and health insurance and variable annuities.

    Brad has called Walnut Creek home for over 30 years. He is an active member in his church and community where he has served in numerous leadership and coaching positions. He is married with two grown sons and is enjoying his newest role as a first time Grandpa.

      • UCLA
      • Chartered Retirement Planning Counselor℠
      • Wealth Advisor
      1255 Treat Blvd
      Suite 1000
      Walnut Creek, CA 94597
    • Kent Johansson Profile Photo

      Kent Johansson

      Senior Vice President–Wealth Management

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      • AK
      • AZ
      • CA
      • CO
      • CT
      • FL
      • GA
      • HI
      • ID
      • IL
      • KS
      • MD
      • MI
      • NJ
      • NM
      • NV
      • NY
      • OH
      • OR
      • TX
      • UT
      • VA
      • WA
      • WY

      From an early age, Kent has been very interested and fascinated with sports statistics. He has turned that interest and fascination into a successful career in the financial services industry.

      Today, Kent is a Wealth Advisor at UBS Financial Services Inc. As a Wealth Advisor, he is eminently qualified to provide highly personalized wealth management services to his clients. Kent emphasizes asset allocation and total portfolio management, with a focus on retirement income planning. He also helps clients with education funding, structures for charitable giving and estate planning.

      Kent began his career in one of the equity market's most tumultuous periods on record – and over the past 35+ years he has helped clients manage their wealth throughout good times and bad. Kent joined UBS in 2007 after 17 years at Morgan Stanley and 5 years at Shearson Lehman Brothers. He is FINRA-registered and holds Series 7 and 63 securities licenses, as well as licenses for life, accident and health insurance and variable annuities.

      He earned a bachelor's degree in business administration from Cal Poly-San Luis Obispo. Kent has been active with the Alamo Rotary Club, a volunteer for the American Heart Association, Shelter Inc. and a coach for several years for his daughters' softball teams.

      Kent and his wife live with their daughters in Alamo, CA. They enjoy spending time as a family, whether it is traveling, snow skiing or being involved with the girls' sports teams.

        • Cal Poly-San Luis Obispo, Bachelor's degree in Business Administration
        • Portfolio Manager
        • Wealth Advisor
        1255 Treat Blvd
        Suite 1000
        Walnut Creek, CA 94597
      • Ryan Duffy Profile Photo

        Ryan Duffy, CFP

        Account Vice President

        Financial Advisor

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        • AZ
        • CA
        • CO
        • CT
        • FL
        • GA
        • HI
        • ID
        • IL
        • KS
        • MA
        • MD
        • MI
        • NJ
        • NM
        • NV
        • NY
        • OH
        • OR
        • TX
        • UT
        • VA
        • WA
        • WY

        Ryan is a graduate from California State University, Chico where he double majored in Business Finance and Economics. While in school Ryan was a member of the Chico State Water Ski team. He began his post college career as the sales rep for Boston Beer Company in Southern California.  During his time with Boston Beer, Ryan consistently demonstrated his desire to learn and improve himself and achieved the rank of Certified Cicerone®.

        Ryan joined UBS in May of 2017 as the Wealth Planning Associate for Northern California, coordinating financial goal analysis. Since then he has worked with advisors from Fresno, CA up to Reno, NV to develop comprehensive planning for clients.  His focus was to understand client goals, develop strategies to help them achieve those goals, while protecting their assets and family's for the future.  In April 2019, Ryan joined the Rutledge/Johansson Group as a Financial Advisor Associate.

        Ryan is FINRA registered and holds his Series 7 and 66 registrations, as well as licenses for life, accident, health insurance and variable annuities. He passed the AWMA®  exam in 2018 and passed his CFP designation in 2019.  In Ryan’s free time he is usually trying new recipes on his smoker, golfing, or making it up to Tahoe for some snowboarding.

          • California State University, Chico , double majored in Business Finance and Economics
          • Accredited Wealth Management Advisor℠
          1255 Treat Blvd
          Suite 1000
          Walnut Creek, CA 94597
        • Rafael Huerta Profile Photo

          Rafael Huerta

          Client Associate

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            Rafael is a graduate of St. Mary's College of CA, where he majored in Business Administration and minored in Accounting. He started his career as an Intern for UBS during his senior year in college. When Rafael graduated, he became an Assistant for two independent Financial Advisors in San Ramon. Rafael made it a goal to return to UBS one day and did come back in a new role, as a Client Service Associate.

            Rafael enjoys building relationships with our clients and makes it a goal to get requests done in a timely manner in order to make the client's financial experience stress free. 

            Rafael recently got married to the love his life on 02/19/2022 in Guadalajara, Jalisco, Mexico surrounded by friends and family. Rafael enjoys spending time with his wife, their Husky/German Shepherd Azul, family, and friends. When he is not at work, he can be found at his family's ranch enjoying the views of Mt. Diablo. 

            Rafael manages operations for our clients and assists on market research and investment strategy implementation.

              • St. Mary's College of CA, Majored in Business Administration and Minored in Accounting
                1255 Treat Blvd
                Suite 1000
                Walnut Creek, CA 94597

              The circular economy: What is it?

              Retirement planning

              Retirement planning

              Multigenerational planning

              Multigenerational planning

              Legacy—Wealth for others

              For needs that go beyond your own—to help you improve the lives of others

              What will your legacy be?
              It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

              Learn more at ubs.com/wealthway.

              Backed by the strength of UBS

              A global leader in wealth management

              $2.8 trillion

              In invested assets globally 
              As of 06/30/2022

              51 countries

              Our global footprint

              Global leader

              UBS is a world-leading wealth manager

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