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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

Miles Rubin

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- MA
- MD
- MI
- NC
- NH
- NJ
- NM
- NV
- NY
- OK
- PA
- SC
- TN
- TX
- UT
- VA
- VT
- WA
Miles began his investment career in 1981, and his vast range of experience has taken him from Chicago's Midwestern Options desk to New York's Wall Street trading floor. At the American Stock Exchange, he worked in options arbitrage and with the specialist in the XMI Index, where he was responsible for managing the risk in multimillion-dollar options positions. In 1988, he began as a financial consultant at Drexel Burnham Lambert and soon after was recruited by Smith Barney. He joined UBS predecessor firm Kidder, Peabody in 1994 and two years later co-founded The Rosegarten/Rubin Financial Group.

Throughout his career, Miles has been known for his integrity and hard work. At UBS, his reputation and the success of his practice led to his becoming a member of the firm's Chairman's Council. He has been a repeat guest on the WVOX radio network in Westchester handling different investment topics on "The Westchester Forum" program. Located at the New York City Park Avenue branch, Miles achieved the title of Senior Portfolio Manager and Chartered Retirement Planning Specialist ™ designation.

Miles graduated from Tufts University in 1981 with a B.A. in history. An accomplished drummer, Miles uses his musical talent to raise money for a variety of philanthropic organizations through live performances. He is also an avid swimmer and helps fundraising for cancer research and multiple sclerosis research in two different events: a three- and four-miles open-water swim across the Hudson River and the Long Island Sound. He also serves on the advisory board of Caron New York Recovery Center. A member of the Bonnie Briar Country Club, Miles achieved a personal milestone when he became club champion in 1999. He resides in Scarsdale, NY, with his wife, Susie, and their three children, Lizzie, Charlie and Avery.
- Forbes Best-in-State Wealth Advisors, 2021, 2022, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- UBS Wealth Management Chairman’s Council, 2024UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
- Tufts University, B.A. in History
- Senior Portfolio Manager
- Chartered Retirement Plans Specialist℠
299 Park Avenue
New York, NY 10017

miles.rubin@ubs.com

Miles Rubin

299 Park Avenue,New York,NY,10017
David Rosegarten

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- MA
- MD
- MI
- NC
- NH
- NJ
- NM
- NV
- NY
- OK
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
- WA
David began his career at Drexel Burnham Lambert in New York City and two years later transitioned to Smith Barney, where he rose to vice president and associate manager of one of the most successful offices in the country. Throughout his six-year tenure at Smith Barney, David was elected to the Regional Directors Council and graduated from the firm's Management Development Program, serving as a regular public speaker for the firm's various training programs. Recruited by UBS in 1994, he co-founded The Rosegarten/Rubin Financial Group.

At UBS, David is responsible for many successful client relationships with some of the country's most prominent executives, business owners, corporations, not-for-profit organizations and foundations. He has built his reputation by providing total portfolio planning with an expertise in long-term asset growth, fixed income strategy, retirement planning and asset allocation. A recipient of many professional recognition awards and public speaking invitations, David is currently a member of the prestigious UBS Chairman's Council and has earned both his CDFA® and CIMA® designation.

David graduated from the University of Wisconsin-Madison with a degree in finance and banking. David serves as the president of the board of trustees for The Lifeline Center of Child Development in New York and has sat on the board of directors and has served as the treasurer to the 99th Riverside Housing Corporation. David sits on the audit committee for the American Council on Exercise. He is an active leader for the Pediatric Cancer Foundation and a divisional coordinator for the Manhattan Soccer Club. David was Sloan-Kettering Cancer Hospital's largest individual fundraiser via the New York City Marathon. He chairs an effort each year to raise funds for holiday toys for sick children living in hospitals and shelters in NY. He and his wife, Tara, along with their two daughters, Madison and Olivia, reside on the Upper West Side of Manhattan.
- Forbes Best-in-State Wealth Advisors, 2020, 2021, 2022, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- UBS Wealth Management Chairman’s Council, 2024UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
- University of Wisconsin-Madison, Degree in Finance and Banking
- Wharton School of the University of Pennsylvania, Extended education in Asset Management
- Certified Divorce Financial Analyst
- Certified Investment Management Analyst®
299 Park Avenue
New York, NY 10017

david.rosegarten@ubs.com

David Rosegarten

299 Park Avenue,New York,NY,10017
Victoria Saylor

Senior Wealth Strategy Associate

Relationship Manager
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- MA
- MD
- ME
- MI
- MO
- NC
- NH
- NJ
- NM
- NV
- NY
- OK
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- WA
Victoria is the team's Senior Wealth Strategy Associate and Relationship Manager, bringing over 15 years of experience in wealth management. She is adept at delivering tailored investment solutions to clients, ensuring they achieve their financial goals. Victoria's expertise spans investment management, portfolio construction and analysis, manager due diligence, financial planning, and alternative investments.

Before joining UBS, Victoria gained valuable experience at Bernstein Global Wealth Management and Barclays Wealth Management. She began her career in finance at Morgan Stanley while earning her graduate degree. Victoria holds both a Bachelor of Science and a Master’s Degree from Columbia University's School of Engineering and Applied Science.

Originally from outside of Philadelphia, Victoria now lives in Brooklyn with her husband Noah and their two King Charles cavaliers, Annie and Melvin. In her free time, Victoria is an avid traveler, exploring different countries and immersing herself in diverse cultures. She also has a passion for cooking and enjoys curling up with a good book.
- Columbia University, Master of Science, Operations Research
- Columbia University, Bachelor of Science, Engineering Management Systems
- Relationship Manager
299 Park Avenue
New York, NY 10017

victoria.saylor@ubs.com

Victoria Saylor

299 Park Avenue,New York,NY,10017
Michelle Perr

First Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- CA
- CT
- DE
- FL
- GA
- IL
- MD
- MO
- NH
- NJ
- NV
- NY
- PA
- TX
Prior to joining UBS in 2001, Michelle held positions at Oppenheimer & Co. and Shearson Lehman. Working primarily with business executives, large trusts, small business owners, art collectors, non-profit organizations and high net worth clients. By leveraging her knowledge and 21 years of experience with asset allocation, portfolio construction to balance client's goals and risk profiles, estate planning strategies and alternative investments as well as UBS's global resources Michelle is able to help clients analyze and pursue their financial goals.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
299 Park Avenue
New York, NY 10017

michelle.perr@ubs.com

Michelle Perr

299 Park Avenue,New York,NY,10017
Ioanna Prasinos

Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- KY
- MA
- MD
- MI
- MO
- NC
- NH
- NJ
- NM
- NV
- NY
- OK
- PA
- PR
- SC
- TN
- TX
- UT
- VA
- WA
Joanna, our Wealth Strategy Associate, is a distinguished member of our team who joined us in 2015. She is a dedicated professional with a passion for building strong client relationships, specializing in financial planning, asset allocation and investment management.

Joanna’s commitment to excellence extends beyond her career. She graduated cum laude from Hunter college in 2008, showcasing her academic prowess. When she’s not shaping financial futures, Joanna enjoys life in Long Island with her husband, two sons, and their beloved dog, Bruno.

Her interests in interior design, traveling to Greece and hiking provide balance to her busy life, and she treasures spending quality time with her family. Joanna’s multifaceted talents and dedication maker her an invaluable asset to our team and a trusted partner in achieving financial success for our clients.
- Hunter College, Bachelor of Arts Degree, Cum Laude
299 Park Avenue
New York, NY 10017

joanna.prasinos@ubs.com

Ioanna Prasinos

299 Park Avenue,New York,NY,10017
Jennifer Fragetti

Team Administrator
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- KY
- MA
- MD
- MI
- MO
- NC
- NH
- NJ
- NM
- NV
- NY
- OK
- PA
- PR
- SC
- TN
- TX
- UT
- VA
- WA
Jennifer began her journey at UBS in 1998, bringing with her a passion for finance and a commitment to excellence for close to three decades. Her expertise in administration and client relations has been pivotal to the team’s success. She has a plethora of knowledge in retirement and estate planning and has been instrumental in guiding clients through complex financial landscapes with skill and precision. Her exceptional ability in understanding client needs and providing tailored service has made her a trusted consultant on our wealth management team.

Outside of work Jennifer loves travel, gourmet food and wellness. These interests not only enrich her life, but also bring a unique vibrant perspective to her professional role. Her commitment to a balanced lifestyle and her positive approach make her an essential pillar to the success of Rosegarten/Rubin team and our clients.
299 Park Avenue
New York, NY 10017

jennifer.fragetti@ubs.com

Jennifer Fragetti

299 Park Avenue,New York,NY,10017

Gregg Arum, CFP

Executive Director

Structured Solutions Consultant

View bio

Gregg serves as a Structured Solutions Consultant for the New York City and Northern New Jersey Market Areas, and Private Wealth Management; responsible for the positioning of Structured Products across all asset classes. Gregg works closely with Financial Advisors and their clients, helping them understand the risks and rewards of structured products, and how both portfolio and tactical ideas can fit into a client’s overall portfolio strategy.

Professional History
Gregg joined UBS in 1998 and has held a variety of positions in Capital Markets. In his previous role, he served as a Municipal Bond Portfolio Specialist on the Northeast Municipal Bond Desk. Prior to that, he worked in Unit Investment Trusts as a member of the Equity Advisory Group. He has also served as a Financial Advisor in New York City.

Education
Gregg holds a B.A from the University of Florida.

Licenses and Certifications
FINRA Series 7, 63 and 65
CERTIFIED FINANCIAL PLANNER™
Elizabeth Cribbs

Executive Director

Senior Strategist - Family Advisory and Philanthropy Services

View bio

Professional History
As part of the UBS Family Advisory and Philanthropy Services team, Elizabeth serves as a thought partner to advisors and their client families on wealth transition, family governance, and philanthropy as families seek guidance on cohesive dialogue between generations to perpetuate their legacy.

Prior to joining UBS, Elizabeth served in a dual capacity as President of the Neuberger Berman Foundation and Head of Corporate Social Responsibility from 2012 to 2019, leading all aspects of Neuberger Berman’s global philanthropic efforts, with a focus on education, workforce development and employee engagement. In 2018 she launched the firm’s client Philanthropic Advisory Services practice and co-chaired the firm’s Environmental, Social and Governance (ESG) Advisory committee from 2012 to 2016. She also served as a board member of the Neuberger Berman Foundation from 2009 – 2019.

Prior to this, Elizabeth worked at Lehman Brothers as a Senior Vice President of Corporate Philanthropy with a focus on the arts and strategic community partnerships. Before this, Elizabeth spent ten years at HSBC North America, where she served in various leadership roles in strategic planning; internal consulting; and community and philanthropic services. Elizabeth began her career in the audit group at Coopers & Lybrand LLP as a Certified Public Accountant. Liz is also Series 7 and 63 licensed.

Community Leadership
Elizabeth serves as Vice Chair of the New York City Youth Board, which advises the Department of Youth and Community Development on its programs. She is also a member of the Executive Committee of Enterprise Community Partners New York Advisory Board, whose mission is helping families find safe, affordable housing, connected to opportunity.

Education
Elizabeth has a Bachelor of Science in Economics from the Wharton School of the University of Pennsylvania and a Master in Public Policy from the Kennedy School of Government at Harvard University.
Emily Lau

Executive Director

Wealth Planning Strategist

View bio

Responsibilities & Professional History

Emily is a Wealth Planning Strategist in our Manhattan and Soundview markets. In
this capacity Emily is responsible for providing Financial Advisors and their ultrahigh
net worth clients with unbiased, product neutral, advanced planning
strategies, design and implementation. As an advanced financial planner, she
provides expertise in the following areas:
• Estate and multi-generational planning
• Retirement income and cash flow analysis
• Business continuity and succession planning
• Charitable giving strategies
• Executive compensation and benefit strategies
• Special needs and disability planning
Utilizing the wealth planning framework, Emily aims to deliver the full breadth of UBS
services to aid clients in achieving their wealth planning goals.

Past experience

Emily has held various roles within UBS through her long tenure at the firm. Prior to her
current role, Emily headed up the Wealth Planning Specialists. In that role she led a team
of wealth planners working with FAs and high net worth clients. Emily was also a Senior
Wealth Strategy Associate on a team that had $1 billion assets under management. In
that capacity, she was responsible for the development, delivery, and implementation of
comprehensive financial plans for clients.

Education

Emily received her Bachelor of Science from Carnegie Mellon University with a
concentration in finance. She is a CERTIFIED FINANCIAL PLANNER™ and a Chartered
Financial Consultant®. Emily has a Series 7 and Series 66 with FINRA and her life
and health insurance licenses

Life

Emily lives in New York with her husband, son, and their two cats.
Michael Ury

NMLS #947868

Senior Wealth Management Banker, UBS Bank USA

View bio

Current role and areas of expertise

Michael joined UBS Bank USA in 2017 and he is currently a Senior Wealth Management Banker covering the Manhattan Private Wealth Management Market.

Michael has an extensive background in relationship banking. He is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

Professional history

Michael began his career in financial services in 1998. Prior to joining UBS, He has had successful prior careers with The Private Bank at Wells Fargo, Morgan Stanley Private Bank and Merrill Lynch. His various roles included Private Banker, Regional Manager and Head of Business Development. Michael has spent the bulk of his career partnering with Financial Advisors and their high-net-worth clients to provide lending solutions.

Education and personal information

In Michael’s role as a Senior Wealth Management Banker his NMLS # is 398130. He holds his Series 7, 24, 56 and 66 securities licenses. He also holds an MBA from Fairleigh Dickinson University in Corporate Finance in Teaneck, NJ.

Outside of the office, he enjoys coaching his kids' sports teams and skiing.

Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender.
Andrea Sanft

Executive Director

Senior Wealth Strategist

View bio

Andrea works with ultra-high net worth clients of UBS and their financial advisors on issues involving domestic and international estate and tax planning, business succession, wealth transfer, international cross border issues and philanthropic objectives. She focuses on developing and helping clients implement comprehensive strategies to facilitate the preservation, transfer, and management of wealth. Andrea performs thorough reviews of clients' estate planning documents to ensure that each plan accurately reflects the family's goals and objectives in a tax-efficient manner.

Prior to joining UBS in March of 2024, Andrea was a senior wealth strategist for Morgan Stanley Private Wealth Management. Prior to that, she practiced law in the Private Client department of Paul, Weiss, Rifkind, Wharton and Garrison, LLP for over 15 years.

Education
Andrea has an LL.M. in Tax from Boston University and J.D. from St. John’s University School of Law.

Miles Rubin

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- MA
- MD
- MI
- NC
- NH
- NJ
- NM
- NV
- NY
- OK
- PA
- SC
- TN
- TX
- UT
- VA
- VT
- WA
Miles began his investment career in 1981, and his vast range of experience has taken him from Chicago's Midwestern Options desk to New York's Wall Street trading floor. At the American Stock Exchange, he worked in options arbitrage and with the specialist in the XMI Index, where he was responsible for managing the risk in multimillion-dollar options positions. In 1988, he began as a financial consultant at Drexel Burnham Lambert and soon after was recruited by Smith Barney. He joined UBS predecessor firm Kidder, Peabody in 1994 and two years later co-founded The Rosegarten/Rubin Financial Group.

Throughout his career, Miles has been known for his integrity and hard work. At UBS, his reputation and the success of his practice led to his becoming a member of the firm's Chairman's Council. He has been a repeat guest on the WVOX radio network in Westchester handling different investment topics on "The Westchester Forum" program. Located at the New York City Park Avenue branch, Miles achieved the title of Senior Portfolio Manager and Chartered Retirement Planning Specialist ™ designation.

Miles graduated from Tufts University in 1981 with a B.A. in history. An accomplished drummer, Miles uses his musical talent to raise money for a variety of philanthropic organizations through live performances. He is also an avid swimmer and helps fundraising for cancer research and multiple sclerosis research in two different events: a three- and four-miles open-water swim across the Hudson River and the Long Island Sound. He also serves on the advisory board of Caron New York Recovery Center. A member of the Bonnie Briar Country Club, Miles achieved a personal milestone when he became club champion in 1999. He resides in Scarsdale, NY, with his wife, Susie, and their three children, Lizzie, Charlie and Avery.
- Forbes Best-in-State Wealth Advisors, 2021, 2022, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- UBS Wealth Management Chairman’s Council, 2024UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
- Tufts University, B.A. in History
- Senior Portfolio Manager
- Chartered Retirement Plans Specialist℠
299 Park Avenue
New York, NY 10017

miles.rubin@ubs.com

Miles Rubin

299 Park Avenue,New York,NY,10017
David Rosegarten

Managing Director–Wealth Management

Financial Advisor
View bio Industry recognition
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- MA
- MD
- MI
- NC
- NH
- NJ
- NM
- NV
- NY
- OK
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- VT
- WA
David began his career at Drexel Burnham Lambert in New York City and two years later transitioned to Smith Barney, where he rose to vice president and associate manager of one of the most successful offices in the country. Throughout his six-year tenure at Smith Barney, David was elected to the Regional Directors Council and graduated from the firm's Management Development Program, serving as a regular public speaker for the firm's various training programs. Recruited by UBS in 1994, he co-founded The Rosegarten/Rubin Financial Group.

At UBS, David is responsible for many successful client relationships with some of the country's most prominent executives, business owners, corporations, not-for-profit organizations and foundations. He has built his reputation by providing total portfolio planning with an expertise in long-term asset growth, fixed income strategy, retirement planning and asset allocation. A recipient of many professional recognition awards and public speaking invitations, David is currently a member of the prestigious UBS Chairman's Council and has earned both his CDFA® and CIMA® designation.

David graduated from the University of Wisconsin-Madison with a degree in finance and banking. David serves as the president of the board of trustees for The Lifeline Center of Child Development in New York and has sat on the board of directors and has served as the treasurer to the 99th Riverside Housing Corporation. David sits on the audit committee for the American Council on Exercise. He is an active leader for the Pediatric Cancer Foundation and a divisional coordinator for the Manhattan Soccer Club. David was Sloan-Kettering Cancer Hospital's largest individual fundraiser via the New York City Marathon. He chairs an effort each year to raise funds for holiday toys for sick children living in hospitals and shelters in NY. He and his wife, Tara, along with their two daughters, Madison and Olivia, reside on the Upper West Side of Manhattan.
- Forbes Best-in-State Wealth Advisors, 2020, 2021, 2022, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
- UBS Wealth Management Chairman’s Council, 2024UBS Financial Services Inc. Councils are a distinction held by UBS Financial Advisors based on criteria including evaluation of compliance with firm rules, standards & policies and revenue. Council membership is not representative of any one client's experience and is not indicative of the advisor’s future performance.
- University of Wisconsin-Madison, Degree in Finance and Banking
- Wharton School of the University of Pennsylvania, Extended education in Asset Management
- Certified Divorce Financial Analyst
- Certified Investment Management Analyst®
299 Park Avenue
New York, NY 10017

david.rosegarten@ubs.com

David Rosegarten

299 Park Avenue,New York,NY,10017
Victoria Saylor

Senior Wealth Strategy Associate

Relationship Manager
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- ID
- IL
- MA
- MD
- ME
- MI
- MO
- NC
- NH
- NJ
- NM
- NV
- NY
- OK
- PA
- RI
- SC
- TN
- TX
- UT
- VA
- WA
Victoria is the team's Senior Wealth Strategy Associate and Relationship Manager, bringing over 15 years of experience in wealth management. She is adept at delivering tailored investment solutions to clients, ensuring they achieve their financial goals. Victoria's expertise spans investment management, portfolio construction and analysis, manager due diligence, financial planning, and alternative investments.

Before joining UBS, Victoria gained valuable experience at Bernstein Global Wealth Management and Barclays Wealth Management. She began her career in finance at Morgan Stanley while earning her graduate degree. Victoria holds both a Bachelor of Science and a Master’s Degree from Columbia University's School of Engineering and Applied Science.

Originally from outside of Philadelphia, Victoria now lives in Brooklyn with her husband Noah and their two King Charles cavaliers, Annie and Melvin. In her free time, Victoria is an avid traveler, exploring different countries and immersing herself in diverse cultures. She also has a passion for cooking and enjoys curling up with a good book.
- Columbia University, Master of Science, Operations Research
- Columbia University, Bachelor of Science, Engineering Management Systems
- Relationship Manager
299 Park Avenue
New York, NY 10017

victoria.saylor@ubs.com

Victoria Saylor

299 Park Avenue,New York,NY,10017
Michelle Perr

First Vice President–Wealth Management

Financial Advisor
View bio Industry recognition
- CA
- CT
- DE
- FL
- GA
- IL
- MD
- MO
- NH
- NJ
- NV
- NY
- PA
- TX
Prior to joining UBS in 2001, Michelle held positions at Oppenheimer & Co. and Shearson Lehman. Working primarily with business executives, large trusts, small business owners, art collectors, non-profit organizations and high net worth clients. By leveraging her knowledge and 21 years of experience with asset allocation, portfolio construction to balance client's goals and risk profiles, estate planning strategies and alternative investments as well as UBS's global resources Michelle is able to help clients analyze and pursue their financial goals.
- Forbes Best-in-State Wealth Management Teams, 2023, 2024The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
299 Park Avenue
New York, NY 10017

michelle.perr@ubs.com

Michelle Perr

299 Park Avenue,New York,NY,10017
Ioanna Prasinos

Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- KY
- MA
- MD
- MI
- MO
- NC
- NH
- NJ
- NM
- NV
- NY
- OK
- PA
- PR
- SC
- TN
- TX
- UT
- VA
- WA
Joanna, our Wealth Strategy Associate, is a distinguished member of our team who joined us in 2015. She is a dedicated professional with a passion for building strong client relationships, specializing in financial planning, asset allocation and investment management.

Joanna’s commitment to excellence extends beyond her career. She graduated cum laude from Hunter college in 2008, showcasing her academic prowess. When she’s not shaping financial futures, Joanna enjoys life in Long Island with her husband, two sons, and their beloved dog, Bruno.

Her interests in interior design, traveling to Greece and hiking provide balance to her busy life, and she treasures spending quality time with her family. Joanna’s multifaceted talents and dedication maker her an invaluable asset to our team and a trusted partner in achieving financial success for our clients.
- Hunter College, Bachelor of Arts Degree, Cum Laude
299 Park Avenue
New York, NY 10017

joanna.prasinos@ubs.com

Ioanna Prasinos

299 Park Avenue,New York,NY,10017
Jennifer Fragetti

Team Administrator
View bio
- AZ
- CA
- CO
- CT
- DC
- DE
- FL
- GA
- HI
- IL
- KY
- MA
- MD
- MI
- MO
- NC
- NH
- NJ
- NM
- NV
- NY
- OK
- PA
- PR
- SC
- TN
- TX
- UT
- VA
- WA
Jennifer began her journey at UBS in 1998, bringing with her a passion for finance and a commitment to excellence for close to three decades. Her expertise in administration and client relations has been pivotal to the team’s success. She has a plethora of knowledge in retirement and estate planning and has been instrumental in guiding clients through complex financial landscapes with skill and precision. Her exceptional ability in understanding client needs and providing tailored service has made her a trusted consultant on our wealth management team.

Outside of work Jennifer loves travel, gourmet food and wellness. These interests not only enrich her life, but also bring a unique vibrant perspective to her professional role. Her commitment to a balanced lifestyle and her positive approach make her an essential pillar to the success of Rosegarten/Rubin team and our clients.
299 Park Avenue
New York, NY 10017

jennifer.fragetti@ubs.com

Jennifer Fragetti

299 Park Avenue,New York,NY,10017

Gregg Arum, CFP

Executive Director

Structured Solutions Consultant

View bio

Gregg serves as a Structured Solutions Consultant for the New York City and Northern New Jersey Market Areas, and Private Wealth Management; responsible for the positioning of Structured Products across all asset classes. Gregg works closely with Financial Advisors and their clients, helping them understand the risks and rewards of structured products, and how both portfolio and tactical ideas can fit into a client’s overall portfolio strategy.

Professional History
Gregg joined UBS in 1998 and has held a variety of positions in Capital Markets. In his previous role, he served as a Municipal Bond Portfolio Specialist on the Northeast Municipal Bond Desk. Prior to that, he worked in Unit Investment Trusts as a member of the Equity Advisory Group. He has also served as a Financial Advisor in New York City.

Education
Gregg holds a B.A from the University of Florida.

Licenses and Certifications
FINRA Series 7, 63 and 65
CERTIFIED FINANCIAL PLANNER™
Elizabeth Cribbs

Executive Director

Senior Strategist - Family Advisory and Philanthropy Services

View bio

Professional History
As part of the UBS Family Advisory and Philanthropy Services team, Elizabeth serves as a thought partner to advisors and their client families on wealth transition, family governance, and philanthropy as families seek guidance on cohesive dialogue between generations to perpetuate their legacy.

Prior to joining UBS, Elizabeth served in a dual capacity as President of the Neuberger Berman Foundation and Head of Corporate Social Responsibility from 2012 to 2019, leading all aspects of Neuberger Berman’s global philanthropic efforts, with a focus on education, workforce development and employee engagement. In 2018 she launched the firm’s client Philanthropic Advisory Services practice and co-chaired the firm’s Environmental, Social and Governance (ESG) Advisory committee from 2012 to 2016. She also served as a board member of the Neuberger Berman Foundation from 2009 – 2019.

Prior to this, Elizabeth worked at Lehman Brothers as a Senior Vice President of Corporate Philanthropy with a focus on the arts and strategic community partnerships. Before this, Elizabeth spent ten years at HSBC North America, where she served in various leadership roles in strategic planning; internal consulting; and community and philanthropic services. Elizabeth began her career in the audit group at Coopers & Lybrand LLP as a Certified Public Accountant. Liz is also Series 7 and 63 licensed.

Community Leadership
Elizabeth serves as Vice Chair of the New York City Youth Board, which advises the Department of Youth and Community Development on its programs. She is also a member of the Executive Committee of Enterprise Community Partners New York Advisory Board, whose mission is helping families find safe, affordable housing, connected to opportunity.

Education
Elizabeth has a Bachelor of Science in Economics from the Wharton School of the University of Pennsylvania and a Master in Public Policy from the Kennedy School of Government at Harvard University.
Emily Lau

Executive Director

Wealth Planning Strategist

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Responsibilities & Professional History

Emily is a Wealth Planning Strategist in our Manhattan and Soundview markets. In
this capacity Emily is responsible for providing Financial Advisors and their ultrahigh
net worth clients with unbiased, product neutral, advanced planning
strategies, design and implementation. As an advanced financial planner, she
provides expertise in the following areas:
• Estate and multi-generational planning
• Retirement income and cash flow analysis
• Business continuity and succession planning
• Charitable giving strategies
• Executive compensation and benefit strategies
• Special needs and disability planning
Utilizing the wealth planning framework, Emily aims to deliver the full breadth of UBS
services to aid clients in achieving their wealth planning goals.

Past experience

Emily has held various roles within UBS through her long tenure at the firm. Prior to her
current role, Emily headed up the Wealth Planning Specialists. In that role she led a team
of wealth planners working with FAs and high net worth clients. Emily was also a Senior
Wealth Strategy Associate on a team that had $1 billion assets under management. In
that capacity, she was responsible for the development, delivery, and implementation of
comprehensive financial plans for clients.

Education

Emily received her Bachelor of Science from Carnegie Mellon University with a
concentration in finance. She is a CERTIFIED FINANCIAL PLANNER™ and a Chartered
Financial Consultant®. Emily has a Series 7 and Series 66 with FINRA and her life
and health insurance licenses

Life

Emily lives in New York with her husband, son, and their two cats.
Michael Ury

NMLS #947868

Senior Wealth Management Banker, UBS Bank USA

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Current role and areas of expertise

Michael joined UBS Bank USA in 2017 and he is currently a Senior Wealth Management Banker covering the Manhattan Private Wealth Management Market.

Michael has an extensive background in relationship banking. He is focused on providing Financial Advisors and their clients a variety of cash management resources along with banking solutions that may complement their overall wealth management objectives.

Professional history

Michael began his career in financial services in 1998. Prior to joining UBS, He has had successful prior careers with The Private Bank at Wells Fargo, Morgan Stanley Private Bank and Merrill Lynch. His various roles included Private Banker, Regional Manager and Head of Business Development. Michael has spent the bulk of his career partnering with Financial Advisors and their high-net-worth clients to provide lending solutions.

Education and personal information

In Michael’s role as a Senior Wealth Management Banker his NMLS # is 398130. He holds his Series 7, 24, 56 and 66 securities licenses. He also holds an MBA from Fairleigh Dickinson University in Corporate Finance in Teaneck, NJ.

Outside of the office, he enjoys coaching his kids' sports teams and skiing.

Senior Wealth Management Bankers are employees of UBS Bank USA. UBS Bank USA is a subsidiary of UBS Group AG. UBS Bank USA, Member FDIC, NMLS No. 947868. Equal Housing Lender.
Andrea Sanft

Executive Director

Senior Wealth Strategist

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Andrea works with ultra-high net worth clients of UBS and their financial advisors on issues involving domestic and international estate and tax planning, business succession, wealth transfer, international cross border issues and philanthropic objectives. She focuses on developing and helping clients implement comprehensive strategies to facilitate the preservation, transfer, and management of wealth. Andrea performs thorough reviews of clients' estate planning documents to ensure that each plan accurately reflects the family's goals and objectives in a tax-efficient manner.

Prior to joining UBS in March of 2024, Andrea was a senior wealth strategist for Morgan Stanley Private Wealth Management. Prior to that, she practiced law in the Private Client department of Paul, Weiss, Rifkind, Wharton and Garrison, LLP for over 15 years.

Education
Andrea has an LL.M. in Tax from Boston University and J.D. from St. John’s University School of Law.

Turn possibilities into a plan

What’s really important to you—today and for the long term? UBS Wealth Way starts with questions and discussions that can help you organize your financial life into three key dimensions: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

^{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability.}

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Tariffs, volatility and your portfolio

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In the first 100 days of a second Trump administration, policy uncertainty continues to dominate. Do you have questions about the impact of tariffs, inflation and geopolitical developments on your investment strategy?

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Pursuing your goals together

Miles Rubin

David Rosegarten

Victoria Saylor

Michelle Perr

Ioanna Prasinos

Jennifer Fragetti

Gregg Arum, CFP

Elizabeth Cribbs

Emily Lau

Michael Ury

Andrea Sanft