A plan for today, tomorrow and generations to come

• AK
• AL
• AR
• CA
• CO
• DC
• FL
• GA
• IL
• KY
• MA
• MD
• MI
• NC
• NV
• NY
• OH
• PA
• SC
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• TX
• UT
• VA
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• WV

Jim understands it is vital to put his clients first. With over three decades of industry experience, Jim has developed the knowledge and tools to help his clients structure accounts that address their specific financial goals. Jim started his career in Chattanooga with J. C Bradford and Co. in 1986. He has served as branch assistant manager and sales manager along with various senior advisory councils for JC Bradford, Paine Webber, and UBS. These designations are held by a select group of Financial Advisors and reflect a high level of various standards measured by the firm.

A 1981 University of Tennessee graduate with honors, Jim continues to give back to his community both financially and with his time. He has served on various nonprofit boards and been associated with numerous civic organizations. Jim has been married for over 35 years and has four grown boys, one of whom just joined UBS in New York. 

• Forbes/SHOOK Best-in-State Wealth Advisors, 2020

• University of Tennessee, Knoxville, B.S. Business

• UBS President Council Member

• AK
• AL
• CA
• CO
• DC
• FL
• GA
• IL
• KY
• MA
• MD
• MI
• NC
• NV
• NY
• PA
• SC
• TN
• TX
• UT
• VA
• WA
• WV

Ricky joined UBS in 2002 and has over 25 years of experience delivering wealth management advice to ultra-high net worth families, non-profit institutions, and business owners. Ricky and his team work diligently to facilitate business transitions, create trust and estate plans, customize alternative investments, manage philanthropy, and establish investment portfolios that align with the needs and long-term goals of his clients.

Ricky earned his BA in Finance at the University of Tennessee and began his career in banking. Following his banking work, Ricky launched several companies and led one to a notable exit with a Fortune 500 company before joining UBS. 

He has wholeheartedly served his community by guiding several non-profit organizations. He is a YMCA Metropolitan board member and is President of the Long Branch Residential Preserve Home Owners Association. Ricky served for ten years as board member and Treasurer of the Lula Lake Land Trust and for twelve years as Ex-Officio board of Northside Neighborhood House. Ricky co-chaired a successful five million dollar capital campaign for YMCA Camp Ocoee. 

When not working or spending time with his five incredible children, Ricky enjoys cycling, hiking, golfing and watching his daughter compete in equestrian competitions.

• Forbes/SHOOK Best-in-State Wealth Advisors, 2020, 2021

• University of Tennessee - Knoxville, B.A. Finance

• Wealth Advisor

• AL
• GA
• TN

Leveraging over 20 years of industry experience, Karen excels at successfully guiding her clients through the challenges that the markets can bring. Karen works directly with our individual clients, family offices, institutions, and trusted advisors to support their unique investing, cash management, and philanthropic goals. She builds lasting relationships with her clients and focuses daily on developing a richer client experience.

She currently holds series 7, series 63 and series 66 designations as well as her Insurance License. Outside work, Karen loves to paddleboard and spend time with her three grandchildren.

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• GA
• TN

Annette draws from her nearly 20 years of experience with UBS to ensure that all of our client's cash management needs are met. She loves building lasting connections with our clients. Annette focuses on all aspects of client service including account transfers, wires, insurance applications, and opening new accounts.  

She holds her Series 7, 63 and 65 designations as well as her Insurance license. Outside the office, Annette loves to play with her grandson, work in the garden, go to estate sales, and watch barges go down the Tennessee River from her back porch. 

• AL
• GA
• TN

After graduating from McCallie School, Morgan studied at the University of Georgia, where he earned a business degree in risk management and insurance. From there, Morgan cultivated a career in Atlanta, working several years at one of the world's largest publicly listed independent providers of claims management, serving clients such as the Coca-Cola Bottlers’ Association and RaceTrac. Morgan served on the board of the Grant Park Conservancy and as a member of the McCallie alumni steering committee during his time in Atlanta.

Morgan left the insurance field and jumped into to the small business world by opening two restaurants. He orchestrated restaurant operations to deliver outstanding service every shift, every day. After being peer-elected to the franchise advisory board, he championed the interests of his fellow business owners. As a small business owner, he exceeded system growth sales averages, mindfully invested in his teams and communities, and consistently earned strong guest satisfaction reviews. He and his family exited the restaurant industry following the sale of their last restaurant and are thrilled to be settling into their new home in Chattanooga. Morgan loves learning about disruptive technology, cycling and enjoying quality time with his young family.

Morgan will initially spend his time supporting the Reynolds and Park team, working alongside Karen and Annette, on the operations and service side. He will focus on client onboarding, reviews, portfolio management, insurance and alternative investments.

• The University of Georgia, BA in Risk Management & Insurance