Helping simplify retirement plan complexity

In an evolving retirement plan landscape, plan sponsors need advice and guidance more than ever. Rita understands both the incentive value of a retirement plan and the commitment required to administer the plan and address fiduciary responsibilities. Investment reviews, daily plan administration, and participant support and education can be overwhelming. Combining the experience resources of UBS with her own knowledge, perspective and insights, Rita can help you create a stronger plan to help give your employees greater confidence in their retirement and their future.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

L. Rita Fiumara

Senior Vice President–Investments

Financial Advisor
View bio Industry recognition
- AR
- CA
- CO
- DC
- DE
- FL
- GA
- IL
- IN
- KS
- KY
- LA
- MA
- MI
- MN
- MO
- NC
- NJ
- NY
- OH
- OK
- PA
- SC
- TX
- UT
- VA
- WI
Since 1996, Rita has been helping to empower retirement plan sponsors with insight and best practices to meet their fiduciary responsibilities while supporting employees’ retirement planning goals. As a Senior Retirement Plan Consultant, Rita considers herself an educator as well as an advocate. By integrating plan feature consulting with employee education, she has helped sponsors build effective communication programs that have driven overall plan participation. Rita also advises her clients on competitive cost structures, investment committee priorities and decision-making, and organizing key fiduciary documents.

Outside of UBS, Rita is an active spokesperson in her professional community. She is often a featured guest speaker on ERISA topics at industry conferences and events, including those of the Chicago Bar Association, Financial Executives International, the SPARK National Conference, the PLANSPONSOR National Conference and the CPA® Society.

California Insurance License Number: 0K23021
- Barron's Top 100 Women Advisors, 2018The Barron's rating is awarded annually in June and is based on information from the Q1 of the award year.
- Forbes America’s Top Women Wealth Advisors, 2021The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- Forbes Best-in-State Wealth Advisors, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Women Wealth Advisors, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- NAPA Top Women Advisors, 2017, 2020, 2021, 2023The NAPA rating is awarded annually in October based on information from September of the award year.
- PLANADVISER Top Retirement Plan Advisers, 2023The PLANADVISOR rating is awarded in Q1 based on information from Q1 of the award year.
- PLANADVISER Top Retirement Plan Advisers, 2014, 2015, 2016, 2023The PLANADVISOR rating is awarded in Q1 based on information from Q1 of the award year.
- University of South Florida, B.A. Finance
- Illinois Institute of Technology, Stuart School of Business, M.S. Business Administration
- Certified Investment Management Analyst®
- Chartered Retirement Plans Specialist℠
- Institutional Consultant, UBS Institutional Consulting Program
Education planning

Retirement planning

Asset allocation

Institutional consulting

Retirement Plan consulting

401(k) plan services

Executive compensation

Sustainable investing

One North Wacker Drive
Suite 3200
Chicago, IL 60606
Samuel A. Moroni, CRPS

Senior Wealth Strategy Associate
View bio
- CA
- CO
- FL
- GA
- IL
- IN
- KY
- LA
- MA
- MN
- NY
- OH
- OK
- TX
- VA
Sam joined the UBS Retirement Plan Consulting Group in 2007 and has spent the past 12 years working with employer sponsored retirement plans such as 401(k), 403(b), Non-Qualified Deferred Compensation, Cash Balance, Money Purchase and Pension Plans. Sam brings a human element to helping participants become financially aware of their short and long term investment goals. He specializes in working with plan sponsors to design and implement targeted employee education & communication campaigns that empower plan participants of all age groups, whether they're just starting their first savings plan, or nearing retirement.

Sam's holistic retirement educational programs are centered around financial wellness which includes: social security maximization, Health Savings Accounts (HSA) and paying down student loans. Sam prides himself in working with employees in developing personal financial planning strategies that meet the needs of both their short and long term goals. Furthermore, Sam's assistance in building a financial goal analysis report provides participants with an integrated view of financial outcomes which allows participants to understand their options and provide suggestions on how to pursue the future they envision.

Sam's expertise also includes an adept knowledge of the investment management fiduciary process based on qualified plan DOL and ERISA rules. Sam also partners with his team to deliver quarterly investment reporting to Investment Committees along with annual fee benchmark reporting, and has been an advocate of applying plan design optimization solutions to assist in overcoming behavioral finance challenges to improve retirement savings outcomes.
- University of Dayton, B.S. Finance
- Certified Investment Management Consultant
- Chartered Retirement Plans Specialist℠
One North Wacker Drive
Chicago, IL 60606
Vince Fiumara

Client Associate
View bio
- IL
One North Wacker Drive
Chicago, IL 60606

L. Rita Fiumara

Senior Vice President–Investments

Financial Advisor
View bio Industry recognition
- AR
- CA
- CO
- DC
- DE
- FL
- GA
- IL
- IN
- KS
- KY
- LA
- MA
- MI
- MN
- MO
- NC
- NJ
- NY
- OH
- OK
- PA
- SC
- TX
- UT
- VA
- WI
Since 1996, Rita has been helping to empower retirement plan sponsors with insight and best practices to meet their fiduciary responsibilities while supporting employees’ retirement planning goals. As a Senior Retirement Plan Consultant, Rita considers herself an educator as well as an advocate. By integrating plan feature consulting with employee education, she has helped sponsors build effective communication programs that have driven overall plan participation. Rita also advises her clients on competitive cost structures, investment committee priorities and decision-making, and organizing key fiduciary documents.

Outside of UBS, Rita is an active spokesperson in her professional community. She is often a featured guest speaker on ERISA topics at industry conferences and events, including those of the Chicago Bar Association, Financial Executives International, the SPARK National Conference, the PLANSPONSOR National Conference and the CPA® Society.

California Insurance License Number: 0K23021
- Barron's Top 100 Women Advisors, 2018The Barron's rating is awarded annually in June and is based on information from the Q1 of the award year.
- Forbes America’s Top Women Wealth Advisors, 2021The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- Forbes Best-in-State Wealth Advisors, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
- Forbes Best-in-State Women Wealth Advisors, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
- NAPA Top Women Advisors, 2017, 2020, 2021, 2023The NAPA rating is awarded annually in October based on information from September of the award year.
- PLANADVISER Top Retirement Plan Advisers, 2023The PLANADVISOR rating is awarded in Q1 based on information from Q1 of the award year.
- PLANADVISER Top Retirement Plan Advisers, 2014, 2015, 2016, 2023The PLANADVISOR rating is awarded in Q1 based on information from Q1 of the award year.
- University of South Florida, B.A. Finance
- Illinois Institute of Technology, Stuart School of Business, M.S. Business Administration
- Certified Investment Management Analyst®
- Chartered Retirement Plans Specialist℠
- Institutional Consultant, UBS Institutional Consulting Program
Education planning

Retirement planning

Asset allocation

Institutional consulting

Retirement Plan consulting

401(k) plan services

Executive compensation

Sustainable investing

One North Wacker Drive
Suite 3200
Chicago, IL 60606
Samuel A. Moroni, CRPS

Senior Wealth Strategy Associate
View bio
- CA
- CO
- FL
- GA
- IL
- IN
- KY
- LA
- MA
- MN
- NY
- OH
- OK
- TX
- VA
Sam joined the UBS Retirement Plan Consulting Group in 2007 and has spent the past 12 years working with employer sponsored retirement plans such as 401(k), 403(b), Non-Qualified Deferred Compensation, Cash Balance, Money Purchase and Pension Plans. Sam brings a human element to helping participants become financially aware of their short and long term investment goals. He specializes in working with plan sponsors to design and implement targeted employee education & communication campaigns that empower plan participants of all age groups, whether they're just starting their first savings plan, or nearing retirement.

Sam's holistic retirement educational programs are centered around financial wellness which includes: social security maximization, Health Savings Accounts (HSA) and paying down student loans. Sam prides himself in working with employees in developing personal financial planning strategies that meet the needs of both their short and long term goals. Furthermore, Sam's assistance in building a financial goal analysis report provides participants with an integrated view of financial outcomes which allows participants to understand their options and provide suggestions on how to pursue the future they envision.

Sam's expertise also includes an adept knowledge of the investment management fiduciary process based on qualified plan DOL and ERISA rules. Sam also partners with his team to deliver quarterly investment reporting to Investment Committees along with annual fee benchmark reporting, and has been an advocate of applying plan design optimization solutions to assist in overcoming behavioral finance challenges to improve retirement savings outcomes.
- University of Dayton, B.S. Finance
- Certified Investment Management Consultant
- Chartered Retirement Plans Specialist℠
One North Wacker Drive
Chicago, IL 60606
Vince Fiumara

Client Associate
View bio
- IL
One North Wacker Drive
Chicago, IL 60606

Governance management

One team for your plan oversight

Fiduciary liability is a primary concern for most of our clients. In addition to serving as a retirement plan advisor in overseeing the investments, we aim to be a valued ally to HR and executive management, as well as the committees and trustees we work with, in providing strategic guidance and education to help ensure regulatory compliance.

Understanding your fiduciary duties
Investment policy statement
ERISA 404(c) compliance checklist assistance
Independent investment reviews
Objective investment advice
Manager search and selection

Investment solutions

A tailored investment selection and management process

We design, implement and monitor the investment programs of companies’ defined contribution, deferred compensation and defined benefit plans. The organizations we work with invest with a specific focus but face a wide universe of constraints. We will help you maintain the most competitive cost structure, formalize investment committee decision-making processes and manage regulatory requirements while servicing as a 3(21) or 3(38) fiduciary.

By accessing the intellectual capital of UBS, as well as its in-depth manager research capabilities, we combine global insights and analyses with an open architecture mix of managers and funds. This allows us to develop investment programs tailored to the specific goals and objectives of each organization.

Learn more
Executive Financial Planning with UBS

Financial wellness

Plan participant education for retirement readiness

Financial wellness is about helping employees build the habits and confidence to make more informed financial decisions. We develop targeted communication and educational programs that are highly personalized and specific to your employees’ concerns and questions.

As your employees approach retirement, we understand they have very specific needs and concerns and we’ll help keep them informed about useful trends we are seeing in the industry. Our comprehensive process is tailored to address all of your employees’ retirement plan consulting needs, including plan transitions. We help with:

Assessing the state of plan education

Current participant education strategy
Provider education services
Plan demographics and participant educational needs

Delivering what participants need most

Customized participant education strategy
One-to-one consulting by phone or in-person
Education through workplace seminars
Ongoing financial education

Providing ongoing important resources

Newsletters
Brochures and worksheets
Onsite educational seminars
Educational webinars

Education financing

Benefits take center stage

The pandemic spotlights the importance of employee benefits

Employees have a different set of needs and expectations—giving employers an opportunity to reshape workplace norms.

See our key findings

Backed by the strength of UBS

A global leader in wealth management

Global leader

UBS is a world-leading wealth manager

Serving the next generation

Euromoney Private Banking and Wealth Management Survey, 2020-2022

ESG/Impact Investing

Euromoney Private Banking and Wealth Management Survey, 2015-2022

Insights

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Helping simplify retirement plan complexity

Pursuing your goals together

L. Rita Fiumara

Samuel A. Moroni, CRPS

Vince Fiumara

L. Rita Fiumara

Samuel A. Moroni, CRPS

Vince Fiumara

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Governance management

Investment solutions

Financial wellness

Education financing

Benefits take center stage

Backed by the strength of UBS

A global leader in wealth management

Insights

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