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$7 trn
UBS Group invested assets
As of 12/31/2025
Vice President–Wealth Management
Financial Advisor
Rita Karl, CFP®, CDFA®, brings nearly two decades of experience helping individuals and families navigate important financial decisions. She joined UBS in 2023, following prior roles at Merrill Lynch and Morgan Stanley, and takes a highly personalized approach to financial planning—working closely with clients to understand their goals, values, and life transitions, then building strategies designed to support long‑term success.
As a Certified Financial Planner™ (CFP®) professional, Rita delivers comprehensive financial planning that integrates investments, retirement planning, tax considerations, and risk management into a cohesive strategy. Her Certified Divorce Financial Analyst® (CDFA®) designation allows her to provide specialized guidance for clients navigating divorce, helping them understand complex financial implications and make thoughtful, informed decisions during pivotal life changes.
Rita’s investment approach is grounded in disciplined, goal‑based strategies designed to balance growth, risk management, and long‑term sustainability. She believes successful investing is not about chasing trends, but about building diversified portfolios aligned with each client’s time horizon, risk tolerance, and personal objectives—while remaining responsive to changing markets and evolving life circumstances.
Known for her thoughtful, straightforward communication style, Rita is passionate about educating clients and simplifying complex financial concepts. She strives to create an environment where clients feel informed, empowered, and confident in their financial decisions, fostering long‑term relationships built on trust, transparency, and accountability.
Outside of work, Rita values time spent with family and friends and enjoys exploring the world through travel, art, and photography. These interests reflect her belief that financial planning should help create space for meaningful experiences and a life well lived.
Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures.
Credentials
Empowering my clients to focus on what matters most.
Vice President–Wealth Management
Financial Advisor
Rita Karl, CFP®, CDFA®, brings nearly two decades of experience helping individuals and families navigate important financial decisions. She joined UBS in 2023, following prior roles at Merrill Lynch and Morgan Stanley, and takes a highly personalized approach to financial planning—working closely with clients to understand their goals, values, and life transitions, then building strategies designed to support long‑term success.
As a Certified Financial Planner™ (CFP®) professional, Rita delivers comprehensive financial planning that integrates investments, retirement planning, tax considerations, and risk management into a cohesive strategy. Her Certified Divorce Financial Analyst® (CDFA®) designation allows her to provide specialized guidance for clients navigating divorce, helping them understand complex financial implications and make thoughtful, informed decisions during pivotal life changes.
Rita’s investment approach is grounded in disciplined, goal‑based strategies designed to balance growth, risk management, and long‑term sustainability. She believes successful investing is not about chasing trends, but about building diversified portfolios aligned with each client’s time horizon, risk tolerance, and personal objectives—while remaining responsive to changing markets and evolving life circumstances.
Known for her thoughtful, straightforward communication style, Rita is passionate about educating clients and simplifying complex financial concepts. She strives to create an environment where clients feel informed, empowered, and confident in their financial decisions, fostering long‑term relationships built on trust, transparency, and accountability.
Outside of work, Rita values time spent with family and friends and enjoys exploring the world through travel, art, and photography. These interests reflect her belief that financial planning should help create space for meaningful experiences and a life well lived.
Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures.
Credentials
Empowering my clients to focus on what matters most.
With the complexity of today's markets and uncertainty about tomorrow's economy, good financial advice is more important than ever. As your dedicated Financial Advisor, I am committed to helping you organize your finances around your short term needs, your longer-term goals and what you envision for generations to come. With my knowledgeable perspective and broad experience, I can help you meet your challenges and seize opportunities.
I help clients cut through financial complexity with personalized planning and streamlined investment strategies, allowing them to focus on the people, goals, and experiences that matter most. With transparent advice and a deep commitment to their success, I help bring clarity, confidence, and peace of mind to every financial decision.
You've worked hard and carefully invested to ensure that you’ll live life on your terms in retirement. But are you ready for a retirement that could span 30 years or more? What’s the right plan to help make sure your retirement funds last? Our team will work with you to help preserve your lifestyle and livelihood in retirement by understanding your goals, risk and time horizon.
It's a good time to consider annuities
Annuities, which can help to generate secure and reliable income for life, are becoming increasingly popular among retirees.
$7 trn
UBS Group invested assets
As of 12/31/2025
51 countries
Our global footprint
More than 160 years
offering financial advice
