The right path toward retirement

Retirement isn’t just about the year you stop working, it's about you, your lifetime of hard work, your family and the lifestyle you want to preserve. Most important, it’s about feeling confident about the future – for many years to come. We believe retirement confidence begins with a plan.

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Richard Coltrera, CFP

Senior Vice President–Wealth Management

Financial Advisor

Rick is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with over 30 years experience in the financial services industry. Prior to joining UBS, he was associated with Merrill Lynch. Rick uses financial planning as the foundation of his clients' portfolio strategies. Rick earned an M.B.A. in finance and has completed the UBS Wealth Management education program. Outside of the office, he has been active in many community organizations, including Westfield Foundation, the Westfield YMCA and many youth sports programs. Rick and his wife Margie reside and raised their family in Westfield, NJ.

Registered States:
  • CA
  • CO
  • CT
  • FL
  • GA
  • IL
  • IN
  • KS
  • KY
  • MA
  • MD
  • ME
  • NC
  • NH
  • NJ
  • NY
  • OH
  • PA
  • PR
  • SC
  • TX
  • UT
  • VA
  • WI

Education

  • M.B.A. Finance, Pace University Lubin School of Business
  • B.S. Business Administration, University of Rhode Island

Credentials

  • CERTIFIED FINANCIAL PLANNER™
  • Senior Portfolio Manager
109 North Avenue
2nd Floor
Westfield, NJ 07090
  • (908) 789-3167

Email Me

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Global Wealth Report 2024

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Now in its 15th edition, the Global Wealth Report 2024 offers you leading insights into household wealth and prosperity across the world. In the US, average wealth growth has spiked from 3.7% between 2000 and 2010 to nearly 6.3% between 2010 and 2023.

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