Insight-based advice

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Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

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Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Raymond Forster Profile Photo

    Raymond Forster

    Senior Vice President–Wealth Management

    Financial Advisor

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    • AZ
    • CA
    • CO
    • CT
    • FL
    • IL
    • KY
    • MA
    • ME
    • MS
    • NC
    • NH
    • NJ
    • NM
    • NY
    • OH
    • RI
    • SC

    Ray began his career in 1987, with over 30 years of advisory experience he is extremely qualified in providing sound wealth management advice.  Ray works closely with his clients and their families to provide comprehensive financial strategies tailored to each client's investment objectives. Utilizing a financial planning based approach, he earns his client's trust by offering sound, unbiased advice, helping clients achieve their financial and personal goals. Ray holds Series 7, 63, 65, 31, 9 and 10 licenses as well as life and health insurance licenses for all states in which he conducts business.

          8 Essex Center Drive
          2nd Floor
          Peabody, MA 01960
        • Giovanni Galbiati Profile Photo

          Giovanni Galbiati

          Senior Wealth Strategy Associate

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          • AZ
          • CA
          • CO
          • CT
          • FL
          • IL
          • KY
          • MA
          • ME
          • MS
          • NC
          • NH
          • NM
          • NY
          • OH
          • RI
          • SC
          • VA

          Giovanni works closely with clients and other team members to create detailed financial plans to achieve clients goals and objectives. With over 20 years of financial industry experience he uses a financial planning based approach to investing. He believes in comprehensive portfolio construction through asset allocation and ongoing portfolio reviews. Giovanni holds Series 7, 63, 65, and 31 licenses as well as annuity and life insurance licenses for all states in which he conducts business.

                8 Essex Center Drive
                2nd Floor
                Peabody, MA 01960
              • Sandra Barnatchez Profile Photo

                Sandra Barnatchez

                Authorized Officer

                Senior Client Associate

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                • AZ
                • CA
                • CT
                • FL
                • MA
                • ME
                • NC
                • NH
                • NJ
                • NY
                • PA
                • RI
                • SC
                • TN
                • VA
                • VT
                • WA
                • WY

                Sandy has over 25 years of experience in the financial services industry. She began her career with Merrill Lynch as an Operations Manager and later a Compliance Officer. She joined UBS in 2011 as a Senior Registered Service Associate; her primary responsibilities are client focused, from opening and servicing new relationships to the ongoing client experience. Sandy takes pride in developing close relationships and true understanding of all our clients' individual needs and situations. Sandy holds the Series 3, 7, 9, 10 and 63 licenses.

                      8 Essex Center Drive
                      2nd Floor
                      Peabody, MA 01960

                    The Year Ahead - Sustainable Investing

                    Retirement planning

                    Retirement planning

                    Multigenerational planning

                    Multigenerational planning

                    Legacy—Wealth for others

                    For needs that go beyond your own—to help you improve the lives of others

                    What will your legacy be?
                    It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

                    Learn more at ubs.com/wealthway.

                    Backed by the strength of UBS

                    A global leader in wealth management

                    $2.8 trillion

                    In invested assets globally 
                    As of 06/30/2022

                    51 countries

                    Our global footprint

                    Global leader

                    UBS is a world-leading wealth manager

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