Financial planning and beyond

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Jennifer was born and raised in Chicago, Illinois. She attended Albion college and graduated with a B.A. degree in Economics & Management, Accounting.

Jennifer joined UBS in 2003 after working as a Financial Advisor for Prudential Financial. At Prudential, she received the Top Gun Number One Advisor Award in 1997 for her outstanding work. Jennifer also previously worked at Nuveen Investments where she was a member of the Advisory Council and a training director. She is FINRA-registered and holds her series 6, 7, 63, and 65 security licenses as well as being licensed for Life ad Health Insurance. In addition to her security licenses, Jennifer also holds the Wealth Advisor designation from UBS.

Outside the office, Jennifer lives in Chandler with her husband Brian and 5 dogs. She spends much of her free time with her family. Jennifer volunteers for the Chandler High School football team. Her personal hobbies include running, gardening, and off-roading.

• Forbes America’s Top Women Wealth Advisors, 2020The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.
• Forbes Best-in-State Wealth Advisors, 2025The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.
• Forbes Best-in-State Wealth Management Teams, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• Forbes Top Women Wealth Advisors Best-in-State, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in February based on information from a 12 month period ending September of the prior year.

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Andrew Ruboyianes, CFP®, discovered a love for finance while growing up in the industry under the wing of his father  (Jim) who has been with what is now UBS for 38 years.  As a youth Andrew was an accomplished athlete, Eagle Scout and The Vice President of National DECA.  After completing an undergraduate degree in communication and business from the University of Arizona, he joined his father at UBS as a financial advisor.  Andrew has gone on to complete the Wealth Advisor designation at UBS and has become a CERTIFIED FINANCIAL PLANNER™ Practitioner. 

Andrew is married to Alexia who he met at church at an early age.  Together they love to run, cook and spend time with their three children.

• Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

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I began my career in financial services in 1986  after earning a Bachelor of Science degree in Business Administration from Northern Arizona University.  I came to UBS in 2012 after a 16 year career at Merrill Lynch. I was the Associate Resident Director for the Merrill Lynch office in Green Valley AZ from 2007 to 2010.  Previously I worked for First Interstate Bank of Arizona.

My relationships with my clients are long term and are built on understanding and meeting their unique needs.  In my relationships with my clients I often provide them advice that goes beyond investment management.

I  provide my clients with core investment strategies and provide them with tactical asset allocation.

My wife Lisa and I live in Tucson Arizona.  We are active in our church community and in our spare time we enjoy the outdoors of all of the Southwest.

• Forbes Best-in-State Wealth Management Teams, 2023, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.

• Certified Exit Planning Advisor
• CERTIFIED FINANCIAL PLANNER®

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Scott was born and raised in Gilbert, Arizona. He attended Jacksonville State University and graduated cum laude with a Bachelor of Science degree in Business with special honors in Finance. While at Jacksonville State, Scott was a Division 1 basketball player.

Scott joined UBS in 2004 after working in the Internal Audit Department of CSK Auto Inc and AG Edwards. Scott earned the Wealth Advisor designation from UBS in 2007 as well as being awarded the CERTIFIED FINANCIAL PLANNER™ designation. He also was named of the Forbes' Top Next-Gen Best In State Wealth Advisors in 2019, selected by SHOOK Research. Scott is committed to delivering professional investment management and building personalized relationships with his clients.

Outside the office, Scott lives in Gilbert with his wife and three children. He enjoys coaching baseball and basketball and giving back to his community.

The Forbes rating is compiled by Shook Research and awarded annually between June and September based on information from a 12 month period ending in March of the award year. Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice.

• Forbes Best-in-State Wealth Management Teams, 2024, 2025The Forbes rating is compiled by Shook Research and awarded annually in January, based on information from a 12 month period ending March of the prior year.
• Forbes Top Next-Gen (Generation) Wealth Advisors Best-in-State, 2019The Forbes rating is compiled by Shook Research and awarded annually in August based on information from a 12 month period ending in March of the award year.

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Marnie started in the financial industry in 1997 in Denver, Colorado. In 2005 she moved back to her hometown of Tucson, Arizona where she has gained vast experience in multiple different roles within the industry from various firms as a New Accounts Clerk, Senior Registered Client Service Associate, Administrative Manager, & Senior Wealth Strategy Associate. She is Series 7 and 66 licensed.​
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Marnie has a son named Ryan. She has loved watching him play football since he was 8 years old. She is very active with his high school team Booster Club. In addition, she enjoys volunteering in her local community for the Boys & Girls Club of Southern Arizona & Cards for Kids.​

Lori moved to Tucson in 1999 from Northwest Indiana and has made it her home ever since.  She worked at Davis Advisors for 14 years as a Lead Performance Administrator, she then went on to work in the accounting industry for a local AC company as their Accounts Receivable & Training Specialist.

In 2022 Lori joined UBS as a Customer Service Associate.  She has over 20 combined years in finance and banking.  Lori plays a vital role in overseeing operational tasks, managing client inquiries, and administering accounts. With a dedicated focus on fostering strong client relationships, and exceling in addressing customer needs, and ensuring a seamless service experience. Lori ensures prompt responses to client needs and collaborates closely with her team to meet their requirements, regardless of complexity. Consistently aiming to surpass client expectations,  she actively contributes to delivering tailored services and innovative solutions.

Lori and her husband John met when they were in high school and have 2 grown daughters.  She enjoys spending time with her husband and traveling to as many islands as they can.  When she is not traveling, she is enjoying a concert with friends, or spending time with her family.