A plan for today, tomorrow and generations to come

The Pacific Investment Group

By understanding what’s most important to you, we can organize your financial life to help make sure your short-term needs don't cloud your long-term goals. We provide a structure so you clearly understand where your money is, and why. The plan we create together can help you stay focused at each stage of life, today, tomorrow and for future generations.

Plans

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • David Rutberg Profile Photo

    David Rutberg

    Senior Vice President–Wealth Management

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    • AZ
    • CA
    • CO
    • CT
    • FL
    • GA
    • ID
    • IL
    • KY
    • MA
    • MD
    • ME
    • MI
    • MN
    • MO
    • NC
    • NH
    • NJ
    • NM
    • NV
    • NY
    • OH
    • OK
    • OR
    • PA
    • SC
    • TN
    • TX
    • UT
    • VA
    • WA

    David Rutberg graduated from the University of California at Los Angeles with a B.A. degree in political science - international relations. David began his career in 1988, in Los Angeles, working with the division of Security Pacific National Bank that provided fixed income investments and expertise to institutional, corporate, municipal and retail clients. During his tenure at Security Pacific, David developed an extensive understanding of the fixed income markets with an emphasis toward municipal securities.

    CA Insurance License #0A37821

      • University of California at Los Angeles , B.A. degree in Political Science - International Relations
      • Senior Portfolio Manager
      200 Clock Tower Place
      Suite C-100
      Carmel, CA 93923
    • Crystaline Kopriva Profile Photo

      Crystaline Kopriva

      First Vice President–Wealth Management

      Financial Advisor

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      • AL
      • AZ
      • CA
      • CO
      • FL
      • GA
      • ID
      • IL
      • MA
      • MD
      • ME
      • MI
      • MN
      • MO
      • NC
      • NH
      • NV
      • NY
      • OK
      • OR
      • PA
      • TX
      • UT
      • VA
      • WA

      Crysty Kopriva graduated with a Bachelor of Science degree in Business Administration emphasizing Finance from California State University at Monterey Bay.  She joined UBS in 2006 and the Pacific Investment Group in 2009.  Crysty collaborates with clients to provide superior financial planning, portfolio allocation construction, and investment performance analysis.  Her experience in the financial services industry and her knowledge of UBS's capabilities and services enable her to identify the right solutions for clients' wealth management needs.  Working closely with the highly experienced Pacific Investment Group has given Crysty the resources and insight to the view the financial world with a well-rounded perspective.

      CA Insurance License #0H12797

       

        • California State University at Monterey Bay, Bachelor of Science degree in Business Administration emphasizing Finance
          200 Clock Tower Place
          Suite C-100
          Carmel, CA 93923
        • Jacob Calderon Profile Photo

          Jacob Calderon

          Senior Wealth Strategy Associate

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          • AL
          • AZ
          • CA
          • CO
          • CT
          • FL
          • GA
          • ID
          • IL
          • MA
          • MD
          • ME
          • MI
          • MN
          • MO
          • NC
          • NH
          • NJ
          • NM
          • NV
          • NY
          • OK
          • OR
          • PA
          • SC
          • TX
          • UT
          • VA
          • WA

          Jacob Calderon joined the Pacific Investment Group in 2018 after graduating with a B.S. in Business Administration with an emphasis on International Business and Management from California State University, Monterey Bay. Surrounded by experienced Financial Advisors, Jacob has progressed quickly with his career in the financial industry and currently holds the Series 7, Series 66, and CA State Insurance licenses. He specializes in strategizing for each client’s unique situation and navigating them through the dynamic financial markets. Jacob is dedicated to building relationships with the team's clients and providing the highest level of assistance, service, and attention.

          CA Insurance License #4195386

            • California State University at Monterey Bay, Bachelor of Science degree in Business Administration with an emphasis on International Business and Management
              200 Clock Tower Place
              Suite C-100
              Carmel, CA 93923
            • Rose Rausch Profile Photo

              Rose Rausch

              Senior Client Associate

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                Rose Rausch has worked with the Pacific Investment Group for over 20 years as a Senior Client Service Associate. She lends her knowledge and experience by supporting her Financial Advisors in helping their clients pursue their financial goals and needs. By providing exceptional daily service and administrative support, she gives the level of service our clients deserve and have come to expect.

                      200 Clock Tower Place
                      Suite C-100
                      Carmel, CA 93923
                    • Max Headshot

                      Max Rutberg

                      Client Associate

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                        Max Rutberg joined the Pacific Investment Group under the title of Client Service Associate upon graduation from Colorado State University, Fort Collins. Over the course of his college career Max spent two summers as an intern here at UBS, working closely with the members of the Pacific Investment Group. Max graduated with a Bachelor of the Arts degree in economics with a minor in business, and is committed to assisting our clients in any way and providing them with the level of service they deserve. ­

                              200 Clock Tower Place
                              Suite C-100
                              Carmel, CA 93923

                            The circular economy: What is it?

                            Retirement planning

                            Retirement planning

                            Multigenerational planning

                            Multigenerational planning

                            Legacy—Wealth for others

                            For needs that go beyond your own—to help you improve the lives of others

                            What will your legacy be?
                            It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

                            Learn more at ubs.com/wealthway.

                            Backed by the strength of UBS

                            A global leader in wealth management

                            $2.8 trillion

                            In invested assets globally 
                            As of 06/30/2022

                            51 countries

                            Our global footprint

                            Global leader

                            UBS is a world-leading wealth manager

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