Financial planning tailored to your goals

Timothy W. O'Brien and Stefanie C. Gretkowski

With the complexity of today's markets and uncertainty about tomorrow's economy, good financial advice is more important than ever. As a team of dedicated Financial Advisors, we're committed to helping you organize your finances around your short term needs, your longer-term goals and what you envision for generations to come. Our knowledgeable perspective, good judgement and broad experience can help you meet your challenges and seize opportunities.

Three generations on beach

Pursuing your goals together

Our mission is to provide quality strategies customized to your needs. Our goal is to be your primary source of financial advice. To this end, we concentrate our efforts on developing long-term relationships through a commitment to quality client service.

  • Timothy O'Brien Profile Photo

    Timothy W. O'Brien

    Senior Vice President–Wealth Management

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    • AK
    • AL
    • AZ
    • CA
    • CO
    • CT
    • DC
    • DE
    • FL
    • GA
    • IA
    • IL
    • IN
    • KY
    • MA
    • MD
    • ME
    • MI
    • MT
    • NC
    • NH
    • NJ
    • NM
    • NV
    • NY
    • OH
    • OR
    • PA
    • RI
    • SC
    • TN
    • TX
    • UT
    • VA
    • VT
    • WA
    • WI
    • WY

    Experience

    • 28 years of experience in the financial services industry
    • Tim started his career at EF Hutton in 1983, and joined PaineWebber Inc. in 1990
    • Tim was the Branch Manager in South Burlington, Vermont branch in 1995 to 2001
    • In 2008 Tim completed the firm's Wealth Advisor designation

    Degree

    • Bachelor of Science – Economics, University of Vermont
    • Tim holds FINRA Series 7 and 66 securities licenses and is a licensed California insurance agent (License #: 0D30201)
    • Barron's Top 1,000 Financial Advisors, 2011, 2012, 2013The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 
    • Barron's Top 1,200 Financial Advisors, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021, 2022
      The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 

    • University of Vermont, Bachelor of Science - Economics
    • Wealth Advisor
    38 Eastwood Drive
    Suite 400
    South Burlington, VT 05403
  • Stephanie Gretkowski Profile Photo

    Stefanie C. Gretkowski, CFP

    Senior Wealth Strategy Associate

    Certified Divorce Financial Analyst

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    • AZ
    • CA
    • CT
    • FL
    • IA
    • IN
    • MA
    • ME
    • MI
    • MT
    • NC
    • NH
    • NJ
    • NY
    • OR
    • SC
    • TX
    • VA
    • VT
    • WA

    Experience

    • 16 years of experience in the insurance and financial service industry
    • Stefanie started at Prudential Insurance in 1997 and joined PaineWebber Inc. in 1998
    • In 2000 to 2003 she joined Smith Barney and then rejoined UBS Financial Services in 2003
    • In 2013 Stefanie was authorized by the Certified Financial Planner Board of Standards
    • (CFP Board) to use the CERTIFIED FINANCIAL PLANNER™ and CFP® certification marks

    Degree

    • Master of Business Administration, Champlain College, Burlington, Vermont
    • Bachelor of Arts – Professional Studies, focus in business, Johnson State College

    Professional Certification

    • CERTIFIED FINANCIAL PLANNER™

      • Champlain College, Master of Business Administration
      • Johnson State College, Bachelor of Arts – Professional Studies, Focus in Business
      • Certified Divorce Financial Analyst
      • CERTIFIED FINANCIAL PLANNER™
      38 Eastwood Drive
      Suite 400
      South Burlington, VT 05403
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      Jennifer Christoffel McGrath

      Senior Registered Client Associate

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      • AK
      • AL
      • AZ
      • CA
      • CO
      • CT
      • DC
      • DE
      • FL
      • GA
      • IA
      • IL
      • IN
      • KY
      • MA
      • MD
      • ME
      • MI
      • MT
      • NC
      • NH
      • NJ
      • NM
      • NV
      • NY
      • OH
      • OR
      • PA
      • RI
      • SC
      • TN
      • TX
      • UT
      • VA
      • VT
      • WA
      • WY

      Experience:

      Jennifer joined the firm, formerly, PaineWebber in 1994.  She worked with Tim and his Branch Management until she left to raise her three boys.  She returned to the O'Brien Gretkowski Team in 2014.  She is a Senior Registered Sales Associate with 17 years experience in the Financial Services Industry.

      Degree:

      Bachelor of Arts - Business Administration 1998, Champlain College, Burlington, VT

      Personal:

      Played 2 years, Soccer and Softball at the Collegiate level.  She loves to play golf with her family.  She enjoys watching her boys play baseball, from Little League right up through the Collegiate Level.

        • Champlain College, Burlington, VT, Bachelor of Arts - Business Administration
        • Senior Registered Client Associate
        38 Eastwood Drive
        Suite 400
        South Burlington, VT 05403

      The circular economy: What is it?

      Retirement planning

      Retirement planning

      Multigenerational planning

      Multigenerational planning

      Legacy—Wealth for others

      For needs that go beyond your own—to help you improve the lives of others

      What will your legacy be?
      It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

      Learn more at ubs.com/wealthway.

      Backed by the strength of UBS

      A global leader in wealth management

      $2.8 trillion

      In invested assets globally 
      As of 06/30/2022

      51 countries

      Our global footprint

      Global leader

      UBS is a world-leading wealth manager