Begin with a plan

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Terry Nugent began his career in wealth management over 35 years ago while still pursuing the NFL. He embodies the definition of commitment. Commitment to his clients, his team, his family, and everyone around him. Terry built his practice primarily around elite professional athletes in the NFL, NBA, MLB, and PGA. His unique perspective and real life experiences have led to serving his clients using the global wealth management platform of UBS. His high touch approach is one that protects his clients while creating financial independence and literacy.  As a former collegiate athlete at Colorado State University, and quarterback in the NFL, he knows the unique opportunities and challenges that all athletes face when they sign that first contract.  For Terry, it’s not about a one size fits all approach, rather, a comprehensive strategic plan built and created on an individual basis. While investment advice is the focus for the practice, it’s about more than that for Terry and his team. They believe part of giving financial advice is providing guidance throughout a client’s life and assisting with the big decisions that impact their future.

A unique feature to Terry’s practice is education. He believes that to create financial independence for a client’s future, it’s important to understand their overall financial picture so he can help them make sound financial decisions. Terry also considers himself a protector of his clients’ future, and the best way to protect them is to educate and provide the tools to best understand financial management and savings.

Terry is not just a former athlete. After retiring from the NFL, he remains an active member of both the NFLPA and Colorado State athletics. Additionally, Terry has completed the Hawaii Ironman five times and run numerous marathons. Terry lives in Lone Tree, Colorado and enjoys spending time with his three kids, Shane, Abbey, and Drake. 

• Barron's Top 1,000 Financial Advisors, 2009, 2010, 2011, 2012The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 
• Barron's Top 1,200 Financial Advisors, 2014, 2015, 2016
  The Barron's rating is awarded annually in March and is based on information from the prior year Q3. 

• Colorado State University

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Morey Perlmutter has been changing the lives of clients through wealth management and financial advisory since the day he graduated college. Before joining UBS 17 years ago, Morey spent 11 years at Merrill Lynch eager to learn how to help athletes create financial independence while they were playing and throughout the rest of their lives.

When he joined UBS, Morey’s business started and continues to be built on the premise of protect the client. Protect their assets, their legacy, thei brand, and their image. Morey puts into practice protection by being an integral part of a client’s life to ensure that they have the support and resources they need as they go through pivotal moments in both their career and in life. 

Morey grew up in Denver, CO, a true native and a true Denver sports fan. For him the transition into the sports and entertainment group at UBS was a logical step because it combined all of his passions of sports and wealth advisory. He has the opportunity to educate and guide athletes on all aspects of their off the field needs while helping them create more focus on the field. It has been a winning formula for Morey and his team at UBS. Create a comprehensive and strategic blueprint customized for each client and watch them succeed long term, both on and off the field.

Morey holds a high regard for family and his client’s are just that, family. Whether in Denver or on the road, Morey invites his clients to spend time with him and his family. He loves that his client’s have been known to just show up for his wife’s home cooked meals whenever they’re in town. Morey lives with his wife of 25 years Kara, their 3 kids and his 3 dogs in Centennial, CO. 

• The University of Colorado, Degree in finance

Joe Lembeck has provided wealth management services to high net-worth individuals since 1990.  Joe joined UBS Financial in 2020 after spending 18 years at Merrill Lynch.  Joe focuses on forming quality relationships with high net-worth clients.  When Joe started as a financial advisor, he saw the value in providing special care to clients through sound financial advice that would help secure a comfortable future for themselves and their families for generations to come. Joe has a unique ability to get to know his clients, educate them and most importantly develop strategic plans to ensure their financial well-being for the long term. Joe is committed to identifying the specific financial goals of each investor and combine that with outstanding personal service he provides which results in cultivating long-term quality relationships. These characteristics have put Joe at the top of his league in providing financial planning services and portfolio management for both individuals, families and small business.

Joe’s journey into financial planning and wealth management started differently than many others in the industry.  His career started at a local construction company, where he quickly exceled by promoting from an estimator to Vice President in just a short period of time. During that time, he was recruited by a national investment firm which empowered him to create long lasting, family like relationships with individuals seeking investment advice and financial services.  This opportunity was a perfect fit for Joe who believes strongly in the importance of family and understands the value of generational wealth when setting up clients for their financial future

Matt Johnson started his financial career after retiring from professional baseball with the Toronto Blue Jays. As an athlete and a student, Matt achieved numerous honors both on and off the field. His success in sports and his passion for financial strategy and management led him to seek out a way to help benefit others. In 1996, he joined First Union Securities where he developed a unique specialization-working with those in professional sports. Matt then spent 17 years at Merrill Lynch before joining UBS Financial Services in 2020 , growing his business beyond the sports world. Matt maintains his initial, significant, and notable Major League Baseball and National Football League athletes that started with him, while continuing to grow into other sports, including the NFL and PGA.

The cornerstone of Matt’s practice is providing investment and financial planning strategies built around the unique financial goals and dreams of each client. Matt creates lasting relationships by taking time to educate, finding solutions to reach specific goals, and takes time to listen to what is important to you and your family.

Matt lives in Golden, Colorado with his 3 daughters. He also enjoys skiing, golfing, attending sporting events, and enjoying the great outdoors.

• University of Iowa

• Certified Investment Management Analyst®

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Patrick is a native of Colorado and has over 18 years experience in the financial services industry. Prior to joining the Nugent Group at UBS, Patrick was in the ski industry for 16 years, and was instrumental in building foreign distribution networks for an entrepreneurial firm in Colorado. Patrick attended Fort Lewis College and his area of focus was International Business Management.

• Fort Lewis College, International Business Management

• CO

Jamie has over 32 years of experience in the industry and has been with UBS for the last 22 years. He graduated from the University of Colorado Boulder in 1986 but passed his Series 7 exam the summer of his sophomore year. Jamie started his career as a market-maker trading stocks and then worked as a branch manager of a regional brokerage firm. His expertise is in selecting individual stocks he thinks will outperform the market as a whole.

• The University of Colorado Boulder