Experience

Having worked in the financial services industry for over 35 years, Ray has gained broad based experience, particularly in serving the wealth management needs of affluent individuals, families, business executives, and professionals. In addition, he works closely with nonprofits and foundations where his experience can be utilized. Nepa/Susco's goal is to provide their clients with the highest level of service in the following areas: investments, risk management, estate planning strategies, and tax advantaged investing strategies. Outside of work, Ray supports a number of organizations, including the University of Pittsburgh.  Ray lives in Washington county with his wife, Patricia. 

Jennifer works with high net worth individuals, business owners, and charitable organizations, building long term relationships and providing intellectual insights on wealth strategies. She holds the CERTIFIED FINANCIAL PLANNER™ certification, an Executive Certificate in Financial Planning from Duquesne University. Jennifer focuses on long term client relationships, retirement planning, education funding, as well as wealth accumulation and wealth preservation strategies. She holds the Series 3, 7, and 66 securities licenses, in addition to her health and life insurance licenses.

Jennifer began her career at UBS in 2007 and shortly after was navigating the rocky waters of the financial crisis with clients. In the Summer of 2018, Jennifer obtained the Wealth Advisor Designation at UBS.

In addition to providing wealth planning services, Jennifer serves as the Vice President of the Georgetown Club of Pittsburgh. She served as the past co-chair of the United Way Personal and Professional Development team and is on the Board of the Humane Animal Rescue. She is an active member at St. Martha and Mary Parish, a member of the Duquesne Club, serving on the Women of the Club Committee, and is an advocate of Women's Leadership in the community.  She currently resides in Allison Park with her husband, Joe, daughter, Lillian, and mini Goldendoodle, Palmer. She enjoys the performing arts, playing golf, tennis, and traveling with her family and friends.

Julia joined the Nepa/Susco team after two years of industry experience with a regional firm.  Her primary focus is on client relationships and financial planning. Julia works with clients to identify their financial goals and develop and implement long term financial plans tailored to their individual situations. In addition, Julia’s attention to detail allows her to oversee the daily operations of the team to help ensure a high level of service to our clients. Julia holds the Series 7 and 66 securities licenses, as well as health and life insurance licenses. In 2018 Julia earned an Executive Certificate in Financial Planning from Duquesne University and obtained the CERTIFIED FINANCIAL PLANNER® certification. She graduated from the University of Pittsburgh with a B.S. in finance and a minor in economics. Julia lives in the North Hills of Pittsburgh with her husband and their three children. In her spare time, Julia enjoys cooking, reading, and spending time with family and friends.

Karen joined the Nepa/Susco team in 2024, where she oversees all team operations, manages client requests, and handles account administration. With more than 25 years of experience in the financial services sector, she is dedicated to delivering exceptional service tailored to the specific needs of each client. Her primary responsibilities include fostering positive client relations and serving as the central point of contact for account inquiries and transactions. Karen holds Series 7 and 66 securities licenses, as well as Health and Life Insurance Licenses.

She resides in the North Hills with her husband and enjoys reading and spending time with family and friends.

Max joined UBS in October 2025 as an intern in Tampa, Florida, before joining the Nepa/Susco team in May of 2026. In his role as a Client Associate, Max supports the team in delivering a high level of service by assisting with client requests and account administration, helping ensure a seamless client experience.

Max graduated magna cum laude from the University of South Florida with a degree in finance. He is known for his strong organizational skills and attention to detail, which allow him to effectively manage day-to-day operations and support the team’s client service efforts.

Max resides on Pittsburgh’s North Side, where he enjoys easy access to PNC Park as an avid baseball fan. He has visited 29 out of 30 Major League Baseball stadiums, combining his passion for the game with his love of travel. Outside of work, Max continues to pursue opportunities to explore new destinations and experiences.