Wealth advice that helps inspire confidence

Focused on your needs

In a world of confusing headlines and challenging markets, it takes more than investment guidance to help you move forward with confidence. It takes an understanding of your entire financial life, your hopes and dreams – and a clear road map for getting where you need to go.

As your personal advocate, I provide you with advice that is tailored to your circumstances and priorities. I start with a detailed plan for all you'd like your wealth to achieve. Over time, I adjust your plan as your circumstances change, so you can embrace your financial future with confidence.

Mature couple front yard

Michael Toth

Senior Vice President–Wealth Management

It's the important things - our families, our values, the impact we have on others - that connects us.  And although making sense of it all can be hard, asking the right questions can make things clearer.  So when I talk to you about wealth management, I want to learn about those life questions that are on your mind.  "Should I start my own business? Is it better to leave my kids everything? Or nothing? How do I set up a charitable fund?  Will my family be ok when I'm gone?" Together, I know we can find the answers.

Whatever your concerns, I can help you create a comprehensive financial plan to address your important priorities.  Over the last 25 years, I have put my experience to work for each of my clients, helping them to find the best way forward to pursue the goals that truly matter.

Michael and his team help corporations, private and public retirement plans, foundations and endowments, as well as individual investors, structure and maintain investment programs on an on-going basis.

Series 6, 7, 22, 24, 63, 65, 66
Life and Variable Annuities

Personal & Community
Volunteer at Frederick Meijer Garden
Enjoys cooking & entertaining. Hobbies include; skiing, golfing, traveling, biking, swimming, & reading.

Registered States:
  • AR
  • AZ
  • CA
  • CO
  • CT
  • FL
  • GA
  • HI
  • IL
  • IN
  • KS
  • MD
  • MI
  • MN
  • MO
  • NC
  • NY
  • OH
  • OR
  • TN
  • TX

  • Forbes Best-in-State Wealth Advisors, 2019, 2021, 2022, 2023The Forbes rating is compiled by Shook Research and awarded annually in April based on information from a 12 month period ending June of the prior year.

Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice. For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures


  • MBA, Finance, University of Chicago, IL
  • BA, Economics, Kalamazoo College, MI
  • Economics, University of Hull, UK


  • Retirement Plan Consultant
  • Chartered Retirement Plans Specialist
333 Bridge Street NW
Suite 1100
Grand Rapids, MI 49504
  • (616) 732-1244

Email Me

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UBS and Credit Suisse—stronger than ever

Goals-based planning

Goals-based planning

Legacy—Wealth for others

For needs that go beyond your own—to help you improve the lives of others

What will your legacy be?
It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

Learn more at ubs.com/wealthway.

Backed by the strength of UBS

A global leader in wealth management

$3.9 trillion

In invested assets globally 
As of 12/31/2022

51 countries

Our global footprint

Global leader

UBS is a world-leading wealth manager