Insight-based advice

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

International Space Station

Michael Hardy, CFP, CIMA, CAP

Senior Vice President–Wealth Management


Personal & Community

  • Planned Giving Forum of Greater Sacramento - President
  • California Musical Theatre Foundation - Director
  • Member and past Board Member of the Sacramento Estate Planning Council
  • Member of the Northern California Financial Planning Association
  • Member of the Investment Management Consultants Association
Registered States:
  • AZ
  • CA
  • CO
  • GA
  • HI
  • ID
  • MA
  • ME
  • MI
  • MT
  • NC
  • NV
  • NY
  • OR
  • UT
  • VA
  • WA


  • California State University - Sacramento


  • Certified Investment Management Analyst®
  • Chartered Advisor in Philanthropy®
  • Endowment & Foundation Consultant
  • Senior Portfolio Manager
1610 Arden Way
Suite 200
Sacramento, CA 95815
  • (916) 648-7244

Email Me

Retirement planning

Retirement planning

How do you plan confidently for the retirement you want?

Start by building a strategy based on the resources and needs over the course of your life.

Imagine the retirement you want. Then, let’s build a framework to help you pursue it. Learn more at

Backed by the strength of UBS

A global leader in wealth management

Global leader

UBS is a world-leading wealth manager


Euromoney Private Banking and Wealth Management Survey, 2022


Philanthropic Advice

Euromoney Private Banking and Wealth Management Survey, 2011-2022