Experience

Michael (Mike) understands the intricacies of Multi-Generation Family Financial Consulting. He grew up under the guidance of his father who was a Financial Advisor at Merrill Lynch, learning the importance of consulting to families, rather than just their wealth. Mike officially began his financial career in 1994 at Fidelity Investments. He then joined his father at Merrill Lynch in 1998, taking over the leadership of the Crotty Group in 2005. Mike worked at Morgan Stanley starting in 2009, then joined UBS in 2021. He enjoys helping clients set and achieve their financial goals through proper planning solutions and investment strategies.

Mike earned a B.A. in Economics from Dartmouth College, with undergraduate work at Oxford University. He has attended investment management classes at Harvard University and the Financial Leadership Program at the Wharton School at the University of Pennsylvania. Mike lives in Lafayette, Colorado with his wife, three children, two dogs and a cat. Together they enjoy the beauty of the Rocky Mountains and summers at the Jersey Shore.

A former collegiate athlete, Mike enjoys any competitive game, especially basketball where he wins more often than not. He’s also very adept at falling off surf boards in the summer and crossing ski tips in the winter. More recently Mike coached middle school boys’ basketball and he was the girls’ varsity high school tennis coach for his daughter’s state championship team. He is an avid reader and loves spending time with his family and friends. He is active with the Dartmouth Alumni Association and the Christian Brothers Academy Alumni Association.

As a Senior Wealth Strategy Associate at UBS, John Mowry brings a thoughtful and strategic approach to helping clients navigate complex financial landscapes. With a focus on personalized strategies, John collaborates closely with advisors and clients to develop tailored strategies that support long-term financial goals. With deep expertise in portfolio management, cash flow planning, and investment strategy, John plays a vital role in client reviews and account oversight – ensuring each plan evolves with the client’s needs and priorities. His collaborative style and attention to detail make him a trusted resource within the Boulder office and across the broader team.

Before entering the financial services industry, John served in the U.S. Marine Corps, an experience that shaped his disciplined and service-oriented mindset. He earned his B.A. in Business Administration from Belmont University and began his financial career in Nashville, TN. In 2014, his passion for helping others achieve financial clarity led him to relocate to Boulder, CO and join UBS.

Outside of work, John is an avid outdoor enthusiast. He enjoys skiing, rafting, hiking, and camping with his wife Emily, their daughters Ella James and Elizabeth, and their Golden Retriever, Waylon. Whether exploring Colorado’s backcountry or planning their next adventure, John and Emily embrace every opportunity to enjoy nature and family life.

Annika Lee, CFP®, is a CERTIFIED FINANCIAL PLANNER™ professional who is passionate about helping people feel confident and secure in their financial future. She understands that everyone’s story is unique, taking time to listen and learn what matters most to you. Her approach is personal and collaborative – creating strategies and delivering plans that reflect your goals, values, and life circumstances. Leveraging her experience in investment management, retirement and estate planning, cash flow optimization, and risk management, Annika is committed to guiding you through every stage of life with clarity and care.

Annika earned her B.S. in Business Administration and Finance from the University of Florida. Prior to joining UBS, she served as an Investment Specialist and Financial Advisor at Merrill Lynch, and as a Senior Registered Client Service Associate at Morgan Stanley.

Originally from Maryland, Annika relocated to Colorado in 2021 with her husband, Bryce, drawn by their shared love of hiking, camping, and the outdoors. When she's not working or in the mountains, Annika enjoys spending quality time with friends and family, traveling, cooking, and reading. You’ll often find her curled up with a good book and her cats, Dagny and Flynn, alongside her dogs, Odin and Murphy.

Caroline Steiger is a Registered Client Associate at UBS since 2013 and a valued member of the Crotty Group since 2021. With over 15 years of experience in the financial services industry, Caroline is responsible for delivering exceptional client service. She holds Series 7, 9, 10, and 66 licenses and is known for her attention to detail and commitment to building lasting client relationships.

Caroline earned her B.S. in Business Administration from the University of Maryland and later completed a Master’s degree in Counseling at Loyola Marymount University in California – an educational path that reflects her dedication to both financial expertise and personal connection.

Originally from Spring Lake Heights, NJ, Caroline now resides in Wall, NJ with her husband and their cat. Her journey has taken her through vibrant cities including New York, Los Angeles, and Philadelphia, enriching her love for travel – she’s visited over 20 countries and counting. When she’s not working, you’ll likely find her at Spring Lake Beach, enjoying live music at The Stone Pony Summer Stage in Asbury Park, or at the Pilates studio. Caroline’s top passions include live music, fitness, and spending quality time with family and friends.

Laura Kurtz is passionate about helping clients feel confident and cared for in every step of their financial journey. With over 25 years of experience in the financial services industry, she’s known for her ability to anticipate needs, solve complex issues with ease, and deliver concierge-level service that’s both thoughtful and tailored. Her genuine enthusiasm, attention to detail, and warm approach have helped her build lasting relationships with clients and colleagues alike.

Before entering the financial world, Laura served in the U.S. Armed Forces – an experience that shaped her strong sense of discipline and service. She holds a B.A. in English from SUNY Potsdam, NY, and brings both clarity and compassion to her work every day.

Based in Golden, CO, Laura finds balance and inspiration in the outdoors. She enjoys yoga, gardening, hiking, and camping in the beautiful Colorado landscape. Giving back is also close to her heart – she actively volunteers with the Louisville Community Food Share, There With Care Boulder, and Cards for Hospitalized Kids.