Let's move forward. Together.

Where are you today and where do you want to be tomorrow? We recognize that a lasting relationship starts by listening and understanding your priorities and concerns. We'll work together to look at the big picture, discuss your vision for the future and help you confidently pursue your life goals.

Michael Crotty

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IL
- MA
- MD
- MI
- MN
- MO
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- SC
- TN
- UT
- VA
- WA
- WV
- WY
Michael Crotty clearly understands the intricacies of Multi-Generation Family Financial Consulting. He grew up under the guidance of his father, himself a Financial Advisor at Merrill Lynch. Michael learned the importance of consulting to families, rather than just their wealth. While raised in a financial family, Michael officially began his financial career 30 years ago at Fidelity Investments. His efforts were rewarded with a Vice President title, one of the youngest at the firm. Michael joined his father at Merrill Lynch in 1998, taking over the leadership of the Crotty Group in 2005. For the last 18 years, Mike, a Senior Vice President at Morgan Stanley and now here at UBS, has helped clients set and achieve their financial goals through proper planning solutions and investment strategies.

Michael earned a B. A. in Economics from Dartmouth College, with undergraduate work at Oxford University. He has attended investment management classes at Harvard University and the Financial Leadership Program at the Wharton School at the University of Pennsylvania.

Mike lives in Lafayette, Colorado with his wife and three children, three dogs and a cat. Together they enjoy the beauty of the Rocky Mountains and summers at the New Jersey Shore. A former collegiate athlete, Mike enjoys any competitive game, especially basketball where he wins more often than not. He’s also very adept at falling off surf boards in the summer and crossing ski tips in the winter. He is an avid reader and loves spending time with his family and friends.

He is active with the Dartmouth Alumni Association and the Christian Brothers Academy Alumni Association.
1801 13th Street
Suite 100
Boulder, CO 80302
John Mowry

Senior Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IL
- MA
- MD
- MI
- MN
- MO
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- SC
- TN
- UT
- VA
- WA
- WV
- WY
As a research strategist, John uses technical analysis and a comprehensive, detailed approach to provide value for our clients. He has found that using UBS Wealth Way allows him to better understand clients' needs, goals, and risk tolerances.

John served in the U.S. Marine Corps before obtaining his B.A. in Business Administration from Belmont University. His passion for finance and helping others achieve their financial goals led him to move from Nashville, TN to Boulder, CO and join the Polner Wealth Management Group in November 2014.

John is an outdoor enthusiast. He enjoys skiing, rafting, hiking, and camping with his wife Emily and their daughters Ella James and Elizabeth. John and Emily successfully completed their first sprint-distance triathlon in June 2018 and are looking forward to their next adventure.
1801 13th Street
Suite 100
Boulder, CO 80302
Annika Lee

Senior Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IL
- KS
- MA
- MD
- MI
- MN
- MO
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WV
- WY
Annika is a Senior Wealth Strategy Associate who is an expert in financial planning.

Annika earned the CERTIFIED FINANCAL PLANNER™ certification, pursuing this designation to combine her love of finance with a desire to help others. Her goal is to build trusted relationships with clients, taking the time to listen and understand their specific circumstances and values. She is experienced in helping clients navigate such topics as risk management, retirement planning, estate planning, cash flow management, and investment planning.

Originally from Maryland, Annika received her B.S. in Business Administration and Finance from the University of Florida. Before joining UBS, she worked as an Investment Specialist and Financial Advisor with Merrill Lynch in Florida as well as a Senior Registered Client Service Associate at Morgan Stanley.

Annika and her boyfriend, Bryce, moved to Colorado in 2021 from Jacksonville, FL, drawn by the chance to pursue their love of hiking, camping and all things outdoors. She enjoys traveling, cooking, and is an avid reader; she can often be found cuddled up with her cats, Dagny & Flynn, her dogs, Odin & Murphy, and a good book. She volunteers for There With Care in Boulder and is looking forward to getting more involved in the local community
1801 13th Street
Suite 100
Boulder, CO 80302
Caroline Steiger

Authorized Officer

Senior Client Associate
View bio
- AZ
- CA
- CO
- CT
- DC
- FL
- NC
- NJ
- NY
- OR
- PA
- SC
- TN
- UT
- WA
Caroline is a Registered Client Associate who has been with UBS since 2013. She has over 15 years experience in the financial services industry and is responsible for all aspects of client service for the Crotty Group.

Caroline earned a Master’s degree in Counseling at Loyola Marymount in California and a B.S. in Business Administration from the University of Maryland. She holds the Series 7, 9, 10, and 66 licenses.

Caroline grew up in Spring Lake Heights, NJ and now resides in Wall, NJ with her husband and cat. In between that time, she managed to live in New York City, Los Angeles, and Philadelphia. She loves to travel and has visited over 20 countries.

If you had to guess where Caroline is, the top places would be Spring Lake beach, The Stone Pony Summer Stage in Asbury Park for music or the Pilates studio. Live music and working out are top of the list along with spending time with family and friends.
2310 Route 34 Suite 2A
Manasquan, NJ 08736
Laura Kurtz

Senior Client Associate
View bio
- AZ
- AZ
- CA
- CA
- CO
- CO
- CT
- CT
- DC
- DC
- FL
- FL
- IL
- IL
- MA
- MA
- MI
- MI
- MS
- MS
- NJ
- NJ
- NM
- NM
- NY
- NY
- OR
- OR
- SC
- SC
- TN
- TN
- UT
- UT
- WA
- WA
- WY
- WY
Laura specializes in anticipating client needs, providing solutions, and delivering proactive concierge-level services tailored to our clients' individual wealth management situations. With over 17 years of client-focused experience in the financial services industry, she uniquely resolves complex issues quickly and builds and maintains genuine relationships with our clients through enthusiasm, sincerity and attention to details.

Laura's professional background includes service in the US Armed Forces and she earned her B.A. in English from SUNY Potsdam, NY. Laura enjoys crocheting, gardening, hiking and camping in her adopted home state of Colorado. She is a volunteer with the Leukemia and Lymphoma Society and the Louisville Community Food Share. She lives in Golden, CO with her husband John and their two cats, Meow and Boxtop.
1801 13th Street
Suite 100
Boulder, CO 80302

Michael Crotty

Senior Vice President–Wealth Management

Financial Advisor
View bio
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IL
- MA
- MD
- MI
- MN
- MO
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- SC
- TN
- UT
- VA
- WA
- WV
- WY
Michael Crotty clearly understands the intricacies of Multi-Generation Family Financial Consulting. He grew up under the guidance of his father, himself a Financial Advisor at Merrill Lynch. Michael learned the importance of consulting to families, rather than just their wealth. While raised in a financial family, Michael officially began his financial career 30 years ago at Fidelity Investments. His efforts were rewarded with a Vice President title, one of the youngest at the firm. Michael joined his father at Merrill Lynch in 1998, taking over the leadership of the Crotty Group in 2005. For the last 18 years, Mike, a Senior Vice President at Morgan Stanley and now here at UBS, has helped clients set and achieve their financial goals through proper planning solutions and investment strategies.

Michael earned a B. A. in Economics from Dartmouth College, with undergraduate work at Oxford University. He has attended investment management classes at Harvard University and the Financial Leadership Program at the Wharton School at the University of Pennsylvania.

Mike lives in Lafayette, Colorado with his wife and three children, three dogs and a cat. Together they enjoy the beauty of the Rocky Mountains and summers at the New Jersey Shore. A former collegiate athlete, Mike enjoys any competitive game, especially basketball where he wins more often than not. He’s also very adept at falling off surf boards in the summer and crossing ski tips in the winter. He is an avid reader and loves spending time with his family and friends.

He is active with the Dartmouth Alumni Association and the Christian Brothers Academy Alumni Association.
1801 13th Street
Suite 100
Boulder, CO 80302
John Mowry

Senior Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IL
- MA
- MD
- MI
- MN
- MO
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- SC
- TN
- UT
- VA
- WA
- WV
- WY
As a research strategist, John uses technical analysis and a comprehensive, detailed approach to provide value for our clients. He has found that using UBS Wealth Way allows him to better understand clients' needs, goals, and risk tolerances.

John served in the U.S. Marine Corps before obtaining his B.A. in Business Administration from Belmont University. His passion for finance and helping others achieve their financial goals led him to move from Nashville, TN to Boulder, CO and join the Polner Wealth Management Group in November 2014.

John is an outdoor enthusiast. He enjoys skiing, rafting, hiking, and camping with his wife Emily and their daughters Ella James and Elizabeth. John and Emily successfully completed their first sprint-distance triathlon in June 2018 and are looking forward to their next adventure.
1801 13th Street
Suite 100
Boulder, CO 80302
Annika Lee

Senior Wealth Strategy Associate
View bio
- AZ
- CA
- CO
- CT
- DC
- FL
- GA
- IL
- KS
- MA
- MD
- MI
- MN
- MO
- MS
- NC
- NH
- NJ
- NM
- NY
- OH
- OR
- PA
- SC
- TN
- TX
- UT
- VA
- WA
- WV
- WY
Annika is a Senior Wealth Strategy Associate who is an expert in financial planning.

Annika earned the CERTIFIED FINANCAL PLANNER™ certification, pursuing this designation to combine her love of finance with a desire to help others. Her goal is to build trusted relationships with clients, taking the time to listen and understand their specific circumstances and values. She is experienced in helping clients navigate such topics as risk management, retirement planning, estate planning, cash flow management, and investment planning.

Originally from Maryland, Annika received her B.S. in Business Administration and Finance from the University of Florida. Before joining UBS, she worked as an Investment Specialist and Financial Advisor with Merrill Lynch in Florida as well as a Senior Registered Client Service Associate at Morgan Stanley.

Annika and her boyfriend, Bryce, moved to Colorado in 2021 from Jacksonville, FL, drawn by the chance to pursue their love of hiking, camping and all things outdoors. She enjoys traveling, cooking, and is an avid reader; she can often be found cuddled up with her cats, Dagny & Flynn, her dogs, Odin & Murphy, and a good book. She volunteers for There With Care in Boulder and is looking forward to getting more involved in the local community
1801 13th Street
Suite 100
Boulder, CO 80302
Caroline Steiger

Authorized Officer

Senior Client Associate
View bio
- AZ
- CA
- CO
- CT
- DC
- FL
- NC
- NJ
- NY
- OR
- PA
- SC
- TN
- UT
- WA
Caroline is a Registered Client Associate who has been with UBS since 2013. She has over 15 years experience in the financial services industry and is responsible for all aspects of client service for the Crotty Group.

Caroline earned a Master’s degree in Counseling at Loyola Marymount in California and a B.S. in Business Administration from the University of Maryland. She holds the Series 7, 9, 10, and 66 licenses.

Caroline grew up in Spring Lake Heights, NJ and now resides in Wall, NJ with her husband and cat. In between that time, she managed to live in New York City, Los Angeles, and Philadelphia. She loves to travel and has visited over 20 countries.

If you had to guess where Caroline is, the top places would be Spring Lake beach, The Stone Pony Summer Stage in Asbury Park for music or the Pilates studio. Live music and working out are top of the list along with spending time with family and friends.
2310 Route 34 Suite 2A
Manasquan, NJ 08736
Laura Kurtz

Senior Client Associate
View bio
- AZ
- AZ
- CA
- CA
- CO
- CO
- CT
- CT
- DC
- DC
- FL
- FL
- IL
- IL
- MA
- MA
- MI
- MI
- MS
- MS
- NJ
- NJ
- NM
- NM
- NY
- NY
- OR
- OR
- SC
- SC
- TN
- TN
- UT
- UT
- WA
- WA
- WY
- WY
Laura specializes in anticipating client needs, providing solutions, and delivering proactive concierge-level services tailored to our clients' individual wealth management situations. With over 17 years of client-focused experience in the financial services industry, she uniquely resolves complex issues quickly and builds and maintains genuine relationships with our clients through enthusiasm, sincerity and attention to details.

Laura's professional background includes service in the US Armed Forces and she earned her B.A. in English from SUNY Potsdam, NY. Laura enjoys crocheting, gardening, hiking and camping in her adopted home state of Colorado. She is a volunteer with the Leukemia and Lymphoma Society and the Louisville Community Food Share. She lives in Golden, CO with her husband John and their two cats, Meow and Boxtop.
1801 13th Street
Suite 100
Boulder, CO 80302

UBS and Credit Suisse—stronger than ever

Our formal integration with Credit Suisse marks an unprecedented level of strength in our history—all in support of your financial goals. For more than 160 years, we’ve been tested and proven resilient—guiding our clients through a wide range of financial challenges and market opportunities. And we continue to demonstrate our leadership among the largest, and most respected, global banks.

Learn more

Your lifelong financial plan. UBS Wealth Way

When it comes to achieving your goals, our strategic approach can help you pursue what matters most—for today, tomorrow and for generations to come. Through deeper conversations, including five simple questions, we clarify what you’d like to accomplish and map out solutions for every phase of your life.

_{UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies, that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment.}

A team approach

Legacy—Wealth for others

For needs that go beyond your own—to help you improve the lives of others

What will your legacy be?
It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

Learn more at ubs.com/wealthway.

Backed by the strength of UBS

A global leader in wealth management

^$3.9 trillion

In invested assets globally
As of 12/31/2022

51 countries

Our global footprint

Global leader

UBS is a world-leading wealth manager

Start the conversation

Are you a UBS Client?

Leave this empty:

Let's move forward. Together.

Michael Crotty

John Mowry

Annika Lee

Caroline Steiger

Laura Kurtz